ART MAINTENANCE

Active

Private limited company (pre-2019)founded 20188 yrs activeLaanbrugstraat 33, 1000 Brussel, BelgiumKBO/BCE: BE 0689.846.776

Summary

The computed 12-month bankruptcy probability of ART MAINTENANCE is 2.3% (moderate). The 2025 annual accounts show negative equity (-€51,173) and a net result of €9,444. Equity is shrinking by ~50.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 9010 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ART MAINTENANCEActiveChecked score 52/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001General construction of buildings NACE 41201

1 site

Size

€8,948total assets 2025

Equity: -€51,173
Profit: €9,444

Turnover not published (abridged schema)

Financial health

52 Fair Checked score 2025

Bankruptcy chance 12 m: 2.3%

Structure

Accounts filed 31 d late1 of 2 deeds read

Why 52- Sector Construction of residential and non-residential buildings (NACE 41)- Latest accounts 31 days late; 1 of the last 3 late- Liquidity: current ratio 0.00, cash €34+ Size: total assets €8,948Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 39% of its sector peers (NACE 41, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -571.9% of total assets

Liquidity 0=

short-term debt 671.9% · cash 0.4%

Profitability 100+100

return on assets 105.5%

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)

Last 24 months 11-2024: 4.2% 12-2024: 4.2%● 0.0% vs 11-2024 01-2025: 4.2%● 0.0% vs 12-2024 02-2025: 4.2%● 0.0% vs 01-2025 03-2025: 4.2%▲ +0.2% vs 02-2025 04-2025: 4.3%▲ +0.7% vs 03-2025 05-2025: 4.1%▼ -3.5% vs 04-2025 06-2025: 4.0%▼ -3.1% vs 05-2025 07-2025: 4.2%▲ +5.1% vs 06-2025 08-2025: 4.6%▲ +9.9% vs 07-2025highest value 09-2025: 4.6%● 0.0% vs 08-2025highest value 10-2025: 4.2%▼ -7.8% vs 09-2025 11-2025: 4.2%▼ -0.6% vs 10-2025 12-2025: 4.2%● 0.0% vs 11-2025 01-2026: 4.2%● 0.0% vs 12-2025 02-2026: 4.2%● 0.0% vs 01-2026 03-2026: 4.2%▼ -1.2% vs 02-2026 04-2026: 3.8%▼ -8.5% vs 03-2026 05-2026: 3.7%▼ -3.5% vs 04-2026 06-2026: 3.5%▼ -5.3% vs 05-2026 07-2026: 3.7%▲ +5.1% vs 06-2026 08-2026: 4.4%▲ +20.6% vs 07-2026 09-2026: 2.4%▼ -46.1% vs 08-2026 10-2026: 2.3%▼ -2.7% vs 09-2026lowest value

Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Size: total assets €8,948 lowers the probability for this profile
Latest accounts 31 days late; 1 of the last 3 late raises the probability
Liquidity: current ratio 0.00, cash €34 raises the probability

No credit on open account

Liquidity short (current ratio 0.0 against 0.13 in 2024; short-term debt: 671.9% and cash: 0.4% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 3%, liquidity 3%, profitability 91%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Construction of residential and non-residential buildings (NACE 41)

In the bankruptcy model this factor raises the probability.

KBO

Size: total assets €8,948

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Liquidity: current ratio 0.00, cash €34

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9010 sector peers (2025).

NBB · sector comparison

Position among 9010 sector peers

Solvency

better than 5%

← weakest strongest →

A punctual record breaks

This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 8 filings

Deviation from the deadline

2025

31 d late

2024

3 d early

2023

16 d early

2022

5 d early

2021

4 d early

2020

5 d early

2019

2 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · micro…
11-08-26 MiscellaneousCourt decision
09-03-26 Judicial dissolution, liquidator appointedTribunal de l’entreprise francophone de…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€51,173 View
Caution: Among the weakest 5% on solvencysector median 43.5% · 9,010 companies -571.9% View
Total assets 20256 fiscal years filed €8,948 View