ARK COMPANY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €406k and a net result of €3k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 8018 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
6 d early
2023
40 d early
2022
7 d early
2021
24 d early
2020
44 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€406k▲ 0.7%
2024 · €403k
2019: €71k
2020: €93k
2021: €105k
2022: €128k
2023: €152k
2024: €403k
2019 → 2025
Net result
€3k▼ 98.9%
2024 · €251k
2019: €13k
2020: €22k
2021: €12k
2022: €23k
2023: €24k
2024: €251k
2019 → 2025
Total assets
€434k▼ 10.4%
2024 · €485k
2019: €258k
2020: €273k
2021: €265k
2022: €266k
2023: €248k
2024: €485k
2019 → 2025
Solvency
93.4%▲ 10.3pp
2024 · 83.1%
2019: 27.4%
2020: 34.0%
2021: 39.6%
2022: 48.1%
2023: 61.4%
2024: 83.1%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€128k▲ 21.8%€152k▲ 18.9%€403k▲ 165%€406k▲ 0.7%
Operating result€28k-€43k▲ 56.0%€44k▲ 3.2%€26k▼ 42.2%€1k▼ 94.2%
Net result€12k-€23k▲ 84.5%€24k▲ 5.9%€251k▲ 936%€3k▼ 98.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 94% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €434k
Fixed assets
€3k▼ 25.4%
Current assets
€432k▼ 10.3%
Equity and liabilities €434k
Equity
€406k▲ 0.7%
Debt
€29k▼ 64.9%
The debt ratio falls from 16.9% to 6.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
93.4%▲
2024 · 83.1%
ROE
0.7%▼
2024 · 62.3%
ROA
0.6%▼
2024 · 51.7%
Debt
€29k▼
2024 · €82k
Debt ≤ 1 year
€29k▼
2024 · €29k
Income taxes
€3k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€485k€434k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€481k€432k▼
Amounts receivable within one year40/41€53k€8k▼
Trade receivables40€40k€5k▼
Other amounts receivable41€13k€4k▼
Current investments50/53€150k€225k▲
Cash at bank and in hand54/58€53k€92k▲
Deferred charges and accrued income490/1€225k€106k▼
Equity and liabilities
Total equity and liabilities10/49€485k€434k▼
Equity10/15€403k€406k▲
Contributions10/11€20k€20k=
Capital10€20k-
Issued capital100€20k-
Outside capital11-€20k
Other1109/19-€20k
Reserves13€366k€366k=
Distributable reserves133€366k€366k=
Profit (loss) carried forward14€17k€19k▲
Amounts payable17/49€82k€29k▼
Amounts payable after more than one year17€50k-
Financial debts170/4€50k-
Amounts payable within one year42/48€29k€29k▼
Current portion of amounts payable after more than one year42€6k-
Trade debts44€1k€296▼
Suppliers440/4€1k€296▼
Taxes, remuneration and social security45€23k€2k▼
Taxes450/3€23k€2k▼
Other amounts payable47/48-€26k
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€933▼
Other operating charges640/8€894€658▼
Gross operating margin9900€29k€3k▼
Operating profit (loss)9901€26k€1k▼
Financial income75/76B€263k€5k▼
Recurring financial income75€263k€5k▼
Financial charges65/66B€4k€532▼
Recurring financial charges65€4k€532▼
Profit (loss) for the period before taxes9903€284k€5k▼
Income taxes67/77€33k€3k▼
Profit (loss) for the period9904€251k€3k▼
Profit (loss) for the period to be appropriated9905€251k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€267k€19k▼
Profit (loss) brought forward from the previous period14P€17k€17k=
Transfer to equity691/2€251k-
To other reserves6921€251k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €3k ▼98.9%
Net result drops to €3k, the lowest in the series.
25-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €251k ▲936%
Net result €251k, the highest in the series.
30-06
Financial
Liquidity triplescurrent ratio 16.36
Current ratio from 5.13 to 16.36; short-term debt falls from €37k to €29k.
30-06
Financial
Equity above €200kEq €403k ▲165%
6 profitable years in a row build equity to €403k.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €150kEq €152k ▲18.9%
5 profitable years in a row build equity to €152k.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €105k ▲13.4%
3 profitable years in a row build equity to €105k.
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoonzichtstraat 49051 GentGround area
2,109 m²
Building footprint
205 m²
Volume, LiDAR
965 m³
Parcel 44062B0193/00N003, Flanders · tallest building 17.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Schoonzichtstraat 4, 9051 Gent
since 20122.214.259.580
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0193/00N003 | Flanders | 2,109 m² | 1 · 205 m² | 17.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Celine Vandamme
BE 0728.845.627
Koksijde · Eq €406k
CODE BETA
BE 0785.564.396
Jurbise · Eq €406k
GOODWOOD
BE 0696.806.131
Wevelgem · Eq €406k
LINDIMMO
BE 0416.715.859
Knokke-Heist · Eq €406k
DE VERZEKERINGSADVISEURS
BE 0543.710.932
Edegem · Eq €406k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,735 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2012
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.