RAPERO
ActiveSummary
RAPERO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €17,293 and a net result of -€52,668. Equity is shrinking by ~20.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 12% of 8091 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 8091 sector peers (2025).
NBB · sector comparisonPosition among 8091 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
16 d early
2024
15 d early
2023
19 d early
2022
24 d early
2021
24 d early
2020
27 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 12 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€17,293▼ 75.3%
2024 · €69,961
Net result
-€52,668
2024 · €3,045
Total assets
€399,777▼ 11.6%
2024 · €452,163
Solvency
4.3%▼ 11.1pp
2024 · 15.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€31,752▲ 15.6%-€62,804-€16,691▲ 73.4%€4,978-€51,581
Net result€23,858within the sector's middle half▲ 24.7%-€63,966below the sector's middle half-€17,534below the sector's middle half▲ 72.6%€3,045below the sector's middle half-€52,668below the sector's middle half
Equity€148,416below the sector's middle half▲ 19.2%€84,450below the sector's middle half▼ 43.1%€66,916below the sector's middle half▼ 20.8%€69,961within the sector's middle half▲ 4.6%€17,293below the sector's middle half▼ 75.3%
Total assets€265,339below the sector's middle half▼ 5.2%€407,553below the sector's middle half▲ 53.6%€439,991below the sector's middle half▲ 8.0%€452,163within the sector's middle half▲ 2.8%€399,777within the sector's middle half▼ 11.6%
Debt€116,923▼ 24.7%€323,103▲ 176%€373,076▲ 15.5%€382,202▲ 2.4%€382,484▲ 0.1%
Working capital€35,608within the sector's middle half▲ 46.2%-€219,747below the sector's middle half-€290,526below the sector's middle half▼ 32.2%-€266,106below the sector's middle half▲ 8.4%-€321,747below the sector's middle half▼ 20.9%
Solvency55.9%within the sector's middle half▲ 11.4pp20.7%below the sector's middle half▼ 35.2pp15.2%below the sector's middle half▼ 5.5pp15.5%below the sector's middle half▲ 0.3pp4.3%below the sector's middle half▼ 11.1pp
Current ratio2.21within the sector's middle half▲ 0.680.14below the sector's middle half▼ 2.070.10below the sector's middle half▼ 0.040.26below the sector's middle half▲ 0.150.07below the sector's middle half▼ 0.18
Return on assets (ROA)9.0%within the sector's middle half▲ 2.2pp-15.7%below the sector's middle half▼ 24.7pp-4.0%below the sector's middle half▲ 11.7pp0.7%below the sector's middle half▲ 4.7pp-13.2%below the sector's middle half▼ 13.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €51,581 after €4,978 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €399,777
Fixed assets
€373,752 ▲ 3.6%
Current assets
€26,024 ▼ 71.5%
Equity and liabilities €399,777
Equity
€17,293 ▼ 75.3%
Debt
€382,484 ▲ 0.1%
Debt's share of the balance-sheet total rises from 84.5% to 95.7%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-304.6%▼
2024 · 4.4%
Debt ≤ 1 year
€347,771▼
2024 · €357,440
Debt > 1 year
€33,018▲
2024 · €23,087
Income taxes
€361▲
2024 · €325
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €238 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,705 | €50,862 | €40,815 | €44,691 | €46,892 | ▲ 4.9% |
| Other operating charges640/8 | - | €1,476 | €1,214 | €1,811 | €8,101 | ▲ 347% |
| Non-recurring operating charges66A | - | - | - | €6,232 | - | - |
| Gross operating margin9900 | €59,574 | -€10,466 | €25,338 | €57,712 | €3,413 | ▼ 94.1% |
| Operating profit (loss)9901 | €31,752 | -€62,804 | -€16,691 | €4,978 | -€51,581 | ▼ 1,136% |
| Financial income75/76B | - | €601 | €655 | €261 | €206 | ▼ 21.1% |
| Recurring financial income75 | - | €601 | €655 | €261 | €206 | ▼ 21.1% |
| Financial charges65/66B | - | €1,455 | €1,182 | €1,869 | €932 | ▼ 50.1% |
| Recurring financial charges65 | €2,405 | €1,455 | €1,182 | €1,869 | €932 | ▼ 50.1% |
| Profit (loss) for the period before taxes9903 | €29,347 | -€63,658 | -€17,218 | €3,370 | -€52,307 | ▼ 1,652% |
| Income taxes67/77 | €5,489 | €309 | €316 | €325 | €361 | ▲ 11.1% |
| Profit (loss) for the period9904 | €23,858 | -€63,966 | -€17,534 | €3,045 | -€52,668 | ▼ 1,830% |
| Profit (loss) for the period to be appropriated9905 | €23,858 | -€63,966 | -€17,534 | €3,045 | -€52,668 | ▼ 1,830% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €265,339 | €407,553 | €439,991 | €452,163 | €399,777 | ▼ 11.6% |
| Fixed assets21/28 | €200,224 | €372,410 | €407,505 | €360,829 | €373,752 | ▲ 3.6% |
| Intangible fixed assets21 | - | - | €6,232 | - | - | - |
| Tangible fixed assets22/27 | €200,224 | €372,410 | €401,273 | €360,829 | €373,752 | ▲ 3.6% |
| Land and buildings22 | - | €347,843 | €322,588 | €291,208 | €269,138 | ▼ 7.6% |
| Plant, machinery and equipment23 | - | €8,467 | €10,126 | €10,388 | €15,140 | ▲ 45.7% |
| Furniture and vehicles24 | - | €16,101 | €68,559 | €59,233 | €89,474 | ▲ 51.1% |
| Current assets29/58 | €65,116 | €35,143 | €32,486 | €91,334 | €26,024 | ▼ 71.5% |
| Amounts receivable after more than one year29 | - | €12,500 | €7,000 | - | - | - |
| Other amounts receivable291 | - | €12,500 | €7,000 | - | - | - |
| Stocks and contracts in progress3 | - | €1,099 | €1,439 | €6,302 | €4,404 | ▼ 30.1% |
| Stocks30/36 | - | €1,099 | €1,439 | €6,302 | €2,404 | ▼ 61.8% |
| Contracts in progress37 | - | - | - | - | €2,000 | - |
| Amounts receivable within one year40/41 | €18,255 | €11,891 | €16,592 | €72,057 | €11,556 | ▼ 84.0% |
| Trade receivables40 | - | €11,525 | €16,546 | €71,769 | €3,816 | ▼ 94.7% |
| Other amounts receivable41 | - | €366 | €46 | €287 | €7,740 | ▲ 2,596% |
| Cash at bank and in hand54/58 | €42,805 | €7,244 | €4,587 | €7,455 | €6,096 | ▼ 18.2% |
| Deferred charges and accrued income490/1 | - | €2,409 | €2,869 | €5,521 | €3,967 | ▼ 28.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €265,339 | €407,553 | €439,991 | €452,163 | €399,777 | ▼ 11.6% |
| Equity10/15 | €148,416 | €84,450 | €66,916 | €69,961 | €17,293 | ▼ 75.3% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €29,714 | €29,714 | €29,714 | €29,714 | €29,714 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | €27,854 | €27,854 | €27,854 | €27,854 | = |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €100,102 | €36,136 | €18,601 | €21,646 | -€31,022 | ▼ 243% |
| Amounts payable17/49 | €116,923 | €323,103 | €373,076 | €382,202 | €382,484 | ▲ 0.1% |
| Amounts payable after more than one year17 | €85,393 | €64,886 | €44,120 | €23,087 | €33,018 | ▲ 43.0% |
| Financial debts170/4 | - | €64,886 | €44,120 | €23,087 | €33,018 | ▲ 43.0% |
| Amounts payable within one year42/48 | €29,508 | €254,889 | €323,012 | €357,440 | €347,771 | ▼ 2.7% |
| Current portion of amounts payable after more than one year42 | - | €20,507 | €20,766 | €21,032 | €28,837 | ▲ 37.1% |
| Trade debts44 | €438 | €6,225 | €7,964 | €11,686 | €15,461 | ▲ 32.3% |
| Suppliers440/4 | - | €6,225 | €7,964 | €11,686 | €15,461 | ▲ 32.3% |
| Taxes, remuneration and social security45 | - | €3,179 | €3,185 | €1,740 | €361 | ▼ 79.2% |
| Taxes450/3 | - | €917 | €3,185 | €1,740 | €361 | ▼ 79.2% |
| Remuneration and social security454/9 | - | €2,263 | - | - | - | - |
| Other amounts payable47/48 | - | €224,978 | €291,097 | €322,981 | €303,112 | ▼ 6.2% |
| Accrued charges and deferred income492/3 | - | €3,328 | €5,944 | €1,675 | €1,695 | ▲ 1.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,858 | -€63,966 | -€17,534 | €3,045 | -€52,668 | ▼ 1,830% |
| + Depreciation and write-downs630 | €26,705 | €50,862 | €40,815 | €44,691 | €46,892 | ▲ 4.9% |
| Operating cash flow (approximation) | €50,563 | -€13,105 | €23,281 | €47,736 | -€5,776 | ▼ 112% |
| Investment in fixed assets (approximation) | - | -€223,048 | -€75,911 | €1,986 | -€59,816 | ▼ 3,113% |
| Change in cash | - | -€35,561 | -€2,658 | €2,868 | -€1,358 | ▼ 147% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €3,045
Net result €3,045 after 2 loss-making years.
12-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet -€63,966
Net result drops to -€63,966, the lowest in the series; recovery starts the following year.
07-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €23,858 ▲24.7%
Operating result €31,752, net result €23,858, both a record.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
27-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
29-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
27-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2015
Ground area
4,471 m²
Building footprint
219 m²
Volume, LiDAR
1,199 m³
Parcel 44001B0538/00H000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
RAPERO
since 20152.274.026.626
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44001B0538/00H000 | Flanders | 4,471 m² | 1 · 219 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 6,908 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-12-2015
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
43211General electrical installation work
43221Plumbing work
43230Insulation installation
43410Roofing work
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0644678925
Also
9925:BE0644678925
Registered
09-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.