Summary
HEMELSDIEP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €358k and a net result of €-2k. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 8023 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
38 d late
2024
29 d late
2023
56 d late
2022
7 d early
2021
16 d late
2020
31 d late
2019
53 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€358k▼ 12.7%
2024 · €410k
2018: €738k
2019: €530k
2020: €425k
2021: €362k
2022: €360k
2023: €351k
2024: €410k
2018 → 2025
Net result
€-2k
2024 · €59k
2018: €-7k
2019: €-158k
2020: €-81k
2021: €-28k
2022: €-2k
2023: €-9k
2024: €59k
2018 → 2025
Total assets
€387k▼ 8.6%
2024 · €424k
2018: €751k
2019: €552k
2020: €447k
2021: €417k
2022: €403k
2023: €357k
2024: €424k
2018 → 2025
Solvency
92.4%▼ 4.3pp
2024 · 96.8%
2018: 98.2%
2019: 96.1%
2020: 94.9%
2021: 86.9%
2022: 89.2%
2023: 98.3%
2024: 96.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€362k-€360k▼ 0.6%€351k▼ 2.4%€410k▲ 16.8%€358k▼ 12.7%
Operating result€-27k-€-1k▲ 94.5%€-28k▼ 1,795%€85k€-2k
Net result€-28k-€-2k▲ 92.6%€-9k▼ 331%€59k€-2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €85k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €387k
Fixed assets
€7k ▼ 35.8%
Current assets
€380k ▼ 7.9%
Equity and liabilities €387k
Equity
€358k ▼ 12.7%
Debt
€29k ▲ 113%
Debt's share of the balance-sheet total rises from 3.2% to 7.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-0.6%▼
2024 · 14.4%
ROA
-0.6%▼
2024 · 13.9%
Debt ≤ 1 year
€29k▲
2024 · €14k
Income taxes
€2k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€424k€387k▼
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€12k€7k▼
Furniture and vehicles24€12k€7k▼
Current assets29/58€413k€380k▼
Amounts receivable after more than one year29€18k€0▼
Other amounts receivable291€18k€0▼
Amounts receivable within one year40/41€111k€49k▼
Trade receivables40€69k€48k▼
Other amounts receivable41€42k€873▼
Current investments50/53€232k€133k▼
Cash at bank and in hand54/58€51k€198k▲
Equity and liabilities
Total equity and liabilities10/49€424k€387k▼
Equity10/15€410k€358k▼
Contributions10/11€636k€586k▼
Reserves13€59k€59k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€-285k€-287k▼
Amounts payable17/49€14k€29k▲
Amounts payable within one year42/48€14k€29k▲
Trade debts44€4k€12k▲
Suppliers440/4€4k€12k▲
Taxes, remuneration and social security45€10k€0▼
Taxes450/3€10k€0▼
Other amounts payable47/48-€17k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€865€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€6k€2k▼
Gross operating margin9900€91k€4k▼
Operating profit (loss)9901€85k€-2k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€702€274▼
Recurring financial charges65€702€274▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€87k€101▼
Income taxes67/77€28k€2k▼
Profit (loss) for the period9904€59k€-2k▼
Profit (loss) for the period to be appropriated9905€59k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-226k€-287k▼
Profit (loss) brought forward from the previous period14P€-285k€-285k=
Transfer to equity691/2€59k€0▼
To other reserves6921€59k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €59k
Net result €59k after 6 loss-making years.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 56 days late
2023
31-12
Financial
Liquidity times 723current ratio 57.49
Current ratio from 0.08 to 57.49; short-term debt falls from €43k to €6k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 53 days late
2019
31-12
Financial
Weakest financial yearnet €-158k
Net result drops to €-158k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 2102350 VosselaarGround area
4,665 m²
Building footprint
845 m²
Volume, LiDAR
3,370 m³
2 parcels, Flanders · tallest building 19.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hemelsdiep
since 20112.203.661.143
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13046A0253/00H017 | Flanders | 4,110 m² | 1 · 690 m² | 19.4 m |
| 13483I0004/00D003 | Flanders | 554 m² | 1 · 154 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANITA belgium
BE 0476.560.307
Brussel · Eq €358,143
DE VOS MANAGEMENT
BE 0758.578.897
Montigny-le-Tilleul · Eq €358,146
Bouckaert Consult & Invest
BE 0645.727.218
De Haan · Eq €358,020
HOLDING-FIKAN
BE 0840.616.450
Schaarbeek · Eq €357,985
JURO Consultancy
BE 0505.944.080
Oudsbergen · Eq €358,281
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,776 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.