ARGOT IMMO
ActiveARGOT IMMO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency1=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26 against 0.43 in 2024), and 98% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
2.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9095 sector peers (2025).
NBB · sector comparisonPosition among 9095 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
71 d late
2023
29 d late
2022
31 d late
2021
25 d early
2020
23 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k
2024 · €-3k
2018: €-4k
2019: €-7k
2020: €2k
2021: €6k
2022: €8k
2023: €8k
2024: €-3k
2018 → 2025
Working capital
€-28k▼ 4.8%
2024 · €-27k
2018: €-29k
2019: €-34k
2020: €-32k
2021: €-26k
2022: €-21k
2023: €-19k
2024: €-27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-438-€5k€9k▲ 103%€3k▼ 70.6%€5k▲ 66.2%
Operating result€20k-€21k▲ 5.9%€20k▼ 5.5%€9k▼ 57.3%€15k▲ 76.1%
Net result€6k-€8k▲ 33.8%€8k▼ 3.7%€-3k€5k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 76% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€220k▼ 8.0%
Current assets
€10k▼ 50.9%
Equity and liabilities €229k
Equity
€5k▲ 66.2%
Debt
€225k▼ 12.1%
The debt ratio falls from 98.9% to 98.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€34k▲
2024 · €28k
Cash flow
€24k▲
2024 · €16k
Solvency
2.0%▲
2024 · 1.1%
Current ratio
0.26▼
2024 · 0.43
Quick ratio
0.26▼
2024 · 0.43
Debt / equity
49.18▼
2024 · 93.02
ROE
109.7%▲
2024 · -124.6%
ROA
2.2%▲
2024 · -1.3%
Interest coverage
2.56▲
2024 · 1.83
Debt
€225k▼
2024 · €256k
Debt ≤ 1 year
€38k▼
2024 · €47k
Debt > 1 year
€187k▼
2024 · €209k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€259k€229k▼
Formation expenses20€0-
Fixed assets21/28€239k€220k▼
Tangible fixed assets22/27€229k€210k▼
Land and buildings22€220k€202k▼
Plant, machinery and equipment23€10k€9k▼
Financial fixed assets28€9k€9k=
Current assets29/58€20k€10k▼
Amounts receivable within one year40/41€4k€5k▲
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€16k€5k▼
Equity and liabilities
Total equity and liabilities10/49€259k€229k▼
Equity10/15€3k€5k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-59k€-54k▲
Investment grants15€42k€38k▼
Amounts payable17/49€256k€225k▼
Amounts payable after more than one year17€209k€187k▼
Financial debts170/4€209k€187k▼
Amounts payable within one year42/48€47k€38k▼
Current portion of amounts payable after more than one year42€21k€22k▲
Financial debts43€3k€3k▼
Other loans439€3k€3k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Other amounts payable47/48€17k€11k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€11k€5k▼
Gross operating margin9900€39k€39k▼
Operating profit (loss)9901€9k€15k▲
Financial income75/76B€3k€3k=
Recurring financial income75€3k€3k=
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€-3k€5k▲
Profit (loss) for the period9904€-3k€5k▲
Profit (loss) for the period to be appropriated9905€-3k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-59k€-54k▲
Profit (loss) brought forward from the previous period14P€-55k€-59k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 71 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €8k ▲33.8%
Operating result €21k, net result €8k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quaregnon · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sentier du Brûle 247390 QuaregnonGround area
164 m²
Building footprint
56 m²
Volume, LiDAR
566 m³
2 parcels, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ARGOT IMMO
since 20122.211.951.475
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53065A0417/02A000indicative | Wallonia | 84 m² | - | - |
| 53043B0777/00M000 | Wallonia | 80 m² | 1 · 56 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADELAAR
BE 0883.935.066
Gent · Eq €5k
DOMIR
BE 0674.596.594
Gent · Eq €5k
WAREMME DEVELOPPEMENT
BE 0879.681.914
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CELUX
BE 1003.552.496
Knokke-Heist · Eq €5k
LEDERWAREN BAEYENS
BE 0437.869.975
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Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 2,090 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-07-2012
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.