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K.NOOK

Active
Private limited companyfounded 201313 yrs activeSint-Martensbergstraat 35, 3600 Genk, BelgiumKBO/BCE: BE 0508.946.429
Summary

K.NOOK has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €123,627 and a net result of €7,997. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 57% of 117 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2026
Axes · tick = 2025
Profitability36▼-4
Solvency81▲+18
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.83 in 2025; short-term debt: 34.9% and cash: 36% of total assets), and 43.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
56.4%
Return on assets
3.6%
Age of the figures
3 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 07-09-2026, 146 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
146 d early
2025
72 d early
2024
on the day
2023
92 d early
2022
70 d early
2021
on the day
2020
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 56 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. Usually files around 20 November (4 of the last 5 filed years within 72 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

K.NOOK was incorporated on 2 January 2013.1 Total assets rose from EUR 98,944 in 2019 to EUR 219,216 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

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Financials · fiscal year 2026, abbreviated schema

Equity
€123,627▲ 6.9%
2025 · €115,629
Total assets
€219,216▼ 28.7%
2025 · €307,623
Net result
€7,997▼ 34.5%
2025 · €12,211
Working capital
€79,610▼ 19.9%
2025 · €99,432
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result€36,021▼ 22.6%€100,565▲ 179%€76,728▼ 23.7%€71,921▼ 6.3%€70,540▼ 1.9%
Net result€24,170within the sector's middle half▼ 25.4%€63,069above the sector's middle half▲ 161%€30,556above the sector's middle half▼ 51.6%€12,211within the sector's middle half▼ 60.0%€7,997▼ 34.5%
Equity€120,253within the sector's middle half▼ 12.5%€173,862within the sector's middle half▲ 44.6%€186,419within the sector's middle half▲ 7.2%€115,629within the sector's middle half▼ 38.0%€123,627▲ 6.9%
Total assets€169,108within the sector's middle half▲ 9.3%€297,329within the sector's middle half▲ 75.8%€319,627within the sector's middle half▲ 7.5%€307,623within the sector's middle half▼ 3.8%€219,216▼ 28.7%
Debt€48,855▲ 183%€91,466▲ 87.2%€93,731▲ 2.5%€150,194▲ 60.2%€95,590▼ 36.4%
Working capital€119,564above the sector's middle half▼ 11.2%€170,495above the sector's middle half▲ 42.6%€161,182above the sector's middle half▼ 5.5%€99,432within the sector's middle half▼ 38.3%€79,610▼ 19.9%
Solvency71.1%above the sector's middle half▼ 17.7pp58.5%within the sector's middle half▼ 12.6pp58.3%within the sector's middle half▼ 0.2pp37.6%within the sector's middle half▼ 20.7pp56.4%▲ 18.8pp
Current ratio3.50above the sector's middle half▼ 5.782.88within the sector's middle half▼ 0.614.10above the sector's middle half▲ 1.211.83within the sector's middle half▼ 2.272.04▲ 0.21
Return on assets (ROA)14.3%above the sector's middle half▼ 6.6pp21.2%above the sector's middle half▲ 6.9pp9.6%above the sector's middle half▼ 11.7pp4.0%within the sector's middle half▼ 5.6pp3.6%▼ 0.3pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2022: €36,021€36,021Net result 2022: €24,170€24,170Operating result 2023: €100,565€100,565Net result 2023: €63,069€63,069Operating result 2024: €76,728€76,728Net result 2024: €30,556€30,556Operating result 2025: €71,921€71,921Net result 2025: €12,211€12,211Operating result 2026: €70,540€70,540Net result 2026: €7,997€7,99720222023202420252026€0€20,000€40,000€60,000€80,000Operating result 2024: €76,728€76,700Net result 2024: €30,556€30,600Operating result 2025: €71,921€71,900Net result 2025: €12,211€12,200Operating result 2026: €70,540€70,500Net result 2026: €7,997€8,000202420252026
The operating result has fallen three years in a row; 2026 is 2% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €219,216
Fixed assets €63,149 ▼ 28.7%
Current assets €156,067 ▼ 28.8%
Equity and liabilities €219,216
Equity €123,627 ▲ 6.9%
Provisions €0 ▼ 100%
Debt €95,590 ▼ 36.4%
Debt's share of the balance-sheet total falls from 48.8% to 43.6%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€95,972▼
2025 · €96,297
Cash flow
€33,430▼
2025 · €36,587
Debt to equity
0.77▼
2025 · 1.30
ROE
6.5%▼
2025 · 10.6%
Interest coverage
1.55▼
2025 · 1.98
Debt ≤ 1 year
€76,457▼
2025 · €119,610
Debt > 1 year
€18,008▼
2025 · €29,584
Income taxes
€1,265▼
2025 · €11,525
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 10,905 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.8% went bankrupt
4.0% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 54 lines
Balance sheet Code20252026
Assets
Total assets20/58€307,623€219,216▼
Fixed assets21/28€88,582€63,149▼
Tangible fixed assets22/27€88,582€63,149▼
Plant, machinery and equipment23€5,613€4,928▼
Furniture and vehicles24€28,004€19,376▼
Leasing and similar rights25€54,965€38,846▼
Current assets29/58€219,042€156,067▼
Amounts receivable within one year40/41€89,960€76,853▼
Trade receivables40€88,903€70,485▼
Other amounts receivable41€1,057€6,369▲
Cash at bank and in hand54/58€126,401€78,864▼
Deferred charges and accrued income490/1€2,681€350▼
Equity and liabilities
Total equity and liabilities10/49€307,623€219,216▼
Equity10/15€115,629€123,627▲
Contributions10/11€6,200€6,200=
Reserves13€109,429€117,427▲
Distributable reserves133€109,429€117,427▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€41,800€0▼
Provisions for liabilities and charges160/5€41,800€0▼
Other liabilities and charges164/5€41,800€0▼
Amounts payable17/49€150,194€95,590▼
Amounts payable after more than one year17€29,584€18,008▼
Financial debts170/4€29,584€18,008▼
Amounts payable within one year42/48€119,610€76,457▼
Current portion of amounts payable after more than one year42€11,129€11,577▲
Financial debts43€3,774€6,264▲
Credit institutions430/8€3,774€6,264▲
Trade debts44€862€633▼
Suppliers440/4€862€633▼
Taxes, remuneration and social security45€20,845€5,397▼
Taxes450/3€20,845€5,397▼
Other amounts payable47/48€83,000€52,587▼
Accrued charges and deferred income492/3€1,000€1,125▲
Income statement Code20252026
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,377€25,432▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€2,322-€41,800▼
Other operating charges640/8€821€4,188▲
Gross operating margin9900€99,440€58,360▼
Operating profit (loss)9901€71,921€70,540▼
Financial income75/76B€571€456▼
Recurring financial income75€571€456▼
Financial charges65/66B€48,755€61,734▲
Recurring financial charges65€48,755€61,734▲
Profit (loss) for the period before taxes9903€23,736€9,262▼
Income taxes67/77€11,525€1,265▼
Profit (loss) for the period9904€12,211€7,997▼
Profit (loss) for the period to be appropriated9905€12,211€7,997▼
Appropriation of the result
Profit (loss) to be appropriated9906€12,211€7,997▼
Transfer from equity791/2€83,000€0▼
Transfer to equity691/2€12,211€7,997▼
To other reserves6921€12,211€7,997▼
Profit to be distributed694/7€83,000€0▼
Return on contributions (dividend)694€83,000€0▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Non-recurring operating income76A--€23,220€0--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,063€1,932€17,383€24,377€25,432▲ 4.3%
Provisions for liabilities and charges: additions (uses and reversals)635/8-€32,001€7,477€2,322-€41,800▼ 1,900%
Other operating charges640/8€742€1,039€320€821€4,188▲ 410%
Gross operating margin9900€38,826€135,538€101,908€99,440€58,360▼ 41.3%
Operating profit (loss)9901€36,021€100,565€76,728€71,921€70,540▼ 1.9%
Financial income75/76B€265€0€505€571€456▼ 20.1%
Recurring financial income75€265€0€505€571€456▼ 20.1%
Financial charges65/66B€504€796€33,248€48,755€61,734▲ 26.6%
Recurring financial charges65€504€796€33,248€48,755€61,734▲ 26.6%
Profit (loss) for the period before taxes9903€35,782€99,770€43,985€23,736€9,262▼ 61.0%
Income taxes67/77€11,612€36,700€13,429€11,525€1,265▼ 89.0%
Profit (loss) for the period9904€24,170€63,069€30,556€12,211€7,997▼ 34.5%
Profit (loss) for the period to be appropriated9905€24,170€63,069€30,556€12,211€7,997▼ 34.5%
Line20222023202420252026Change
Assets
Total assets20/58€169,108€297,329€319,627€307,623€219,216▼ 28.7%
Fixed assets21/28€1,689€36,368€106,427€88,582€63,149▼ 28.7%
Tangible fixed assets22/27€1,689€36,368€106,427€88,582€63,149▼ 28.7%
Plant, machinery and equipment23--€6,297€5,613€4,928▼ 12.2%
Furniture and vehicles24€1,689€36,368€29,046€28,004€19,376▼ 30.8%
Leasing and similar rights25--€71,085€54,965€38,846▼ 29.3%
Current assets29/58€167,418€260,961€213,200€219,042€156,067▼ 28.8%
Amounts receivable within one year40/41€15,309€100,995€89,932€89,960€76,853▼ 14.6%
Trade receivables40€11,272€96,158€88,893€88,903€70,485▼ 20.7%
Other amounts receivable41€4,037€4,837€1,039€1,057€6,369▲ 503%
Cash at bank and in hand54/58€148,307€156,058€119,418€126,401€78,864▼ 37.6%
Deferred charges and accrued income490/1€3,802€3,909€3,850€2,681€350▼ 86.9%
Equity and liabilities
Total equity and liabilities10/49€169,108€297,329€319,627€307,623€219,216▼ 28.7%
Equity10/15€120,253€173,862€186,419€115,629€123,627▲ 6.9%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€114,053€167,662€180,219€109,429€117,427▲ 7.3%
Non-distributable reserves130/1€1,860€0----
Reserves not available under the articles1311€1,860€0----
Distributable reserves133€112,193€167,662€180,219€109,429€117,427▲ 7.3%
Profit (loss) carried forward14-€0€0€0€0-
Provisions and deferred taxes16-€32,001€39,478€41,800€0▼ 100%
Provisions for liabilities and charges160/5-€32,001€39,478€41,800€0▼ 100%
Other liabilities and charges164/5-€32,001€39,478€41,800€0▼ 100%
Amounts payable17/49€48,855€91,466€93,731€150,194€95,590▼ 36.4%
Amounts payable after more than one year17--€40,713€29,584€18,008▼ 39.1%
Financial debts170/4--€40,713€29,584€18,008▼ 39.1%
Amounts payable within one year42/48€47,855€90,466€52,018€119,610€76,457▼ 36.1%
Current portion of amounts payable after more than one year42--€9,823€11,129€11,577▲ 4.0%
Financial debts43€5,009€28,862€3,792€3,774€6,264▲ 66.0%
Credit institutions430/8€5,009€28,862€3,792€3,774€6,264▲ 66.0%
Trade debts44€533€33,652€1,979€862€633▼ 26.5%
Suppliers440/4€533€33,652€1,979€862€633▼ 26.5%
Taxes, remuneration and social security45€9,313€18,492€18,424€20,845€5,397▼ 74.1%
Taxes450/3€9,313€18,492€18,424€20,845€5,397▼ 74.1%
Other amounts payable47/48€33,000€9,460€18,000€83,000€52,587▼ 36.6%
Accrued charges and deferred income492/3€1,000€1,000€1,000€1,000€1,125▲ 12.5%
Line20222023202420252026Change
Profit (loss) for the period9904€24,170€63,069€30,556€12,211€7,997▼ 34.5%
+ Depreciation and write-downs630€2,063€1,932€17,383€24,377€25,432▲ 4.3%
Operating cash flow (approximation)€26,233€65,002€47,940€36,587€33,430▼ 8.6%
Investment in fixed assets (approximation)--€36,611-€87,443-€6,531€0▲ 100%
Change in cash-€7,750-€36,639€6,982-€47,537▼ 781%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-01-2028
2026
07-09
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
30-06
Financial Weakest financial yearnet €7,997 ▼34.5%
Net result drops to €7,997, the lowest in the series.
2025
20-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Highest result since 2019net €63,069 ▲161%
Operating result €100,565, net result €63,069, both a record.
30-06
Financial Equity above €150,000Eq €173,862 ▲44.6%
5 profitable years in a row build equity to €173,862.
2022
22-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
22-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Equity above €100,000Eq €105,085 ▲34.7%
2 profitable years in a row build equity to €105,085.
24-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
02-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
663 m²
Building footprint
136 m²
Volume, LiDAR
722 m³
Parcel 71016I0346/00E000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K.NOOK
Sint-Martensbergstraat 35, 3600 GenkFinancial service activities, except insurance and pension funding
since 20132.216.855.420
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71016I0346/00E000 Flanders 663 m² 1 · 136 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

2549003V4PC32G6KSA93
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 9,698 companies in sector 68121 we hold annual accounts for 7,393. 5,353 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-01-2013
Fiscal year end30-06
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0508946429
Registered 06-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.