BONI
ActiveBONI has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167k and a net result of €17k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.93 against 7.22 in 2024; short-term debt: 15.4% and cash: 38% of total assets), and 21.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.1%
Return on assets
8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
11 d early
2023
on the day
2022
1 d early
2021
3 d early
2020
25 d late
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€167k▼ 4.8%
2024 · €175k
2019: €95k
2020: €116k
2021: €137k
2022: €147k
2023: €163k
2024: €175k
2019 → 2025
Total assets
€213k▼ 3.4%
2024 · €221k
2019: €127k
2020: €151k
2021: €174k
2022: €192k
2023: €189k
2024: €221k
2019 → 2025
Net result
€17k▲ 41.3%
2024 · €12k
2019: €9k
2020: €21k
2021: €21k
2022: €10k
2023: €22k
2024: €12k
2019 → 2025
Working capital
€129k▼ 12.3%
2024 · €147k
2019: €91k
2020: €111k
2021: €116k
2022: €126k
2023: €134k
2024: €147k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€147k▲ 7.3%€163k▲ 10.7%€175k▲ 7.4%€167k▼ 4.8%
Operating result€31k-€24k▼ 21.2%€56k▲ 129%€19k▼ 65.5%€28k▲ 45.1%
Net result€21k-€10k▼ 51.9%€22k▲ 117%€12k▼ 44.6%€17k▲ 41.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 45% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213k
Fixed assets
€52k▲ 2.8%
Current assets
€161k▼ 5.2%
Equity and liabilities €213k
Equity
€167k▼ 4.8%
Debt
€47k▲ 2.1%
The debt ratio rises from 20.7% to 21.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€42k▲
2024 · €38k
Cash flow
€32k▲
2024 · €31k
Solvency
78.1%▼
2024 · 79.3%
Current ratio
4.93▼
2024 · 7.22
Quick ratio
4.93▼
2024 · 7.22
Debt / equity
0.28▲
2024 · 0.26
ROE
10.2%▲
2024 · 6.9%
ROA
8.0%▲
2024 · 5.5%
Interest coverage
12.61▼
2024 · 13.94
Debt
€47k▲
2024 · €46k
Debt ≤ 1 year
€33k▲
2024 · €24k
Debt > 1 year
€14k▼
2024 · €22k
Income taxes
€11k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€213k▼
Fixed assets21/28€50k€52k▲
Tangible fixed assets22/27€50k€52k▲
Land and buildings22€8k€6k▼
Plant, machinery and equipment23€36k€30k▼
Furniture and vehicles24€6k€15k▲
Current assets29/58€170k€161k▼
Amounts receivable after more than one year29-€73k
Other amounts receivable291-€73k
Amounts receivable within one year40/41€17k-
Trade receivables40€5k-
Other amounts receivable41€12k-
Current investments50/53€5k€5k=
Cash at bank and in hand54/58€146k€81k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€221k€213k▼
Equity10/15€175k€167k▼
Contributions10/11€8k€8k=
Reserves13€167k€158k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€29k€29k=
Distributable reserves133€136k€127k▼
Amounts payable17/49€46k€47k▲
Amounts payable after more than one year17€22k€14k▼
Financial debts170/4€22k€14k▼
Amounts payable within one year42/48€24k€33k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€727€920▲
Suppliers440/4€727€920▲
Taxes, remuneration and social security45€15k€21k▲
Taxes450/3€15k€21k▲
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€15k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€41k€44k▲
Operating profit (loss)9901€19k€28k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Non-recurring financial charges66B€53-
Profit (loss) for the period before taxes9903€20k€28k▲
Income taxes67/77€8k€11k▲
Profit (loss) for the period9904€12k€17k▲
Profit (loss) for the period to be appropriated9905€12k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€17k▲
Profit (loss) brought forward from the previous period14P€1k-
Transfer to equity691/2€13k€17k▲
To other reserves6921€13k€17k▲
Shareholders' contribution to the loss794-€25k
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €22k ▲117%
Operating result €56k, net result €22k, both a record.
30-06
Financial
Equity above €150kEq €163k ▲10.7%
5 profitable years in a row build equity to €163k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
30-06
Financial
Equity above €100kEq €116k ▲21.8%
2 profitable years in a row build equity to €116k.
2019
27-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elenestraat 1579620 ZottegemGround area
1,787 m²
Building footprint
165 m²
Volume, LiDAR
1,063 m³
Parcel 41013A0320/00L000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BONI
since 20112.195.019.730
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41013A0320/00L000 | Flanders | 1,787 m² | 1 · 165 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,381. 5,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2010
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.