Equity
€60,000 from €1.1m in 2023
Equity fell by 94% in 2 years.
AREGO
Lifetime
12 annual accounts with figures on one time axispeak €2.2m (2025)
€2.2m▲ 8.7%
peak €993,500 (2025)
€993,500▲ 19.6%
peak €1.1m (2023)
€60,000▼ 90.9%
€1.9m▲ 92.8%
peak 12.1 FTE (2025)
12.1 FTE▲ 7.1%
Board8 names since 2020
5 directorsBERGMANS and 4 others
Owners6 names in the annual accounts
40%LE CHIFFRE and 1 other
Documentsfilings and deeds
20-08-202620 days late
2025abbreviated format
Dividend €1.4mEquity from €656,561 to €60,000Debts from €995,517 to €1.9mInvestments €48,272Cash from €515,218 to €974,413
Key points
from the 2025 annual accountsDebts
€1.9m 97% of the balance sheet
Suppliers 4%Taxes and wages 13%Other 83%
Investments
€48,272 5.4 × depreciation
Green is investment, beige is depreciation.
Staff
13 employees on 31-12-2025
In 2025, 4 people joined and 4 left.
Board
4 joined
New directors. Latest change 26-01-2026 · 4 in office.
Position in the sector
3.0%
Lower solvency than 89% of companies in auxiliary financial services. Sector median 38.6% · 1,858 companies.
2025 accounts filed 20 days after the deadlineFinancial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 1858 sector peers (2025).
NBB · sector comparisonPosition among 1858 sector peers
Solvency
better than 10%
← weakest
strongest →
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
20 days late
2024
13 days early
2023
65 days late
2022
30 days late
2021
30 days early
2020
36 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 August (4 of the last 5 accounts filed within 46 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LE CHIFFRE 40%equity €1.8m (2025) · 2025 annual accounts of LE CHIFFRE
- PELAVER 39.33%equity €617,305 (2025) · 2025 annual accounts of PELAVER
- BERGMANS 20%equity €954,893 (2025) · 2025 annual accounts of BERGMANS
Recent changes
1 director appointed
Tiba Consulting BV · Permanent representatives: Coumans Tim, Thijs Tim, Fransen Peter and Bergmans Joris · General meeting of 26-01-2026 · Gazette deed
3 directors appointed, 1 resignation
Resignation: PeKa Consult (statutory director) · Permanent representatives: Katrien PEETERMANS, FRANSEN Peter, BERGMANS Joris and THIJS Tim · Appointments: PELAVER, Bergmans and LE CHIFFRE · General meeting of 27-11-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0543768934
2 directors resigning
Change of role: PeKa Consult, from director to statutory director · Resignations: Hubert Fransen (statutory director) and Anete (statutory director) · Permanent representatives: PEETERMANS Katrien, FRANSEN Peter, BERGMANS Joris and THIJS Tim · General meeting of 11-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AREGO Pelt | €2.0m | €2.2m | 3.0% | 12.1 |
| R.G.F. LOANS Chaudfontaine | €2.2m | €1.8m | 41.3% | 9.3 |
| AGO-advies Oudenaarde | €2.4m | €1.7m | 40.7% | 11.5 |
| Assurances J.PIRENNE Thimister-Clermont | €1.4m | €2.0m | 7.0% | 9.9 |
| DNM Dilsen-Stokkem | €2.6m | €1.5m | 0.8% | 11.4 |
| VERZEKERINGEN DE VRIESE Laarne | €2.1m | €1.8m | 16.5% | 15.6 |
| VAHODI Lievegem | €2.3m | €1.5m | 13.9% | 16.1 |
These companies have the same main activity as AREGO: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.4m and €2.6m, founded between 2008 and 2018.
Official details
Source: KBO- Status
- Active since 03-01-2014Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2025
- Establishment units
- 2.226.300.9433900 Pelt, since 03-01-2014
- 2.241.741.3633990 Peer, since 08-05-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 06-11-2025
Companies linked to AREGO
Shareholders
Insights on AREGO
AREGO files the abbreviated format. That format states no turnover. The gross margin rose from €428,328 in 2014 to €2.2m in 2025.
In December 2023, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AREGO
- What is the company number of AREGO?
- The company number of AREGO is 0543.768.934. The VAT number is the same number with BE in front: BE 0543.768.934.
- Where is AREGO based?
- The registered office is at De Koel 10, 3900 Pelt.Company details
- What does AREGO do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of AREGO?
- AREGO is a private limited company (BV).
- When was AREGO founded?
- AREGO was founded on 03-01-2014.
- Is AREGO still active?
- Yes, AREGO is an active enterprise in the KBO register.
- How many employees does AREGO have?
- AREGO had an average of 12.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does AREGO fall under?
- In its 2025 annual accounts, AREGO states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of AREGO?
- The turnover in financial year 2025 is ≈ €3.7m. This figure is estimated from the gross margin of €2.2m and 1,586 comparable companies of the same size. It probably lies between €2.5m and €6.1m. It is a rough estimate.
- Is AREGO profitable?
- In financial year 2025, AREGO made a profit of €993,500.
- Where can I find the annual accounts of AREGO?
- AREGO filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AREGO due?
- AREGO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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