Anete
ActiveAnete has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €-25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€25k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
23 d early
2023
14 d early
2022
13 d early
2021
19 d late
2020
23 d late
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€182k▼ 12.1%
2024 · €207k
2018: €84k
2019: €75k
2020: €60k
2021: €37k
2022: €19k
2023: €230k
2024: €207k
2018 → 2025
Total assets
€183k▼ 11.9%
2024 · €207k
2018: €97k
2019: €77k
2020: €62k
2021: €39k
2022: €21k
2023: €232k
2024: €207k
2018 → 2025
Net result
€-25k▼ 10.1%
2024 · €-23k
2018: €-6k
2019: €-9k
2020: €-16k
2021: €-23k
2022: €-18k
2023: €210k
2024: €-23k
2018 → 2025
Working capital
€133k▼ 15.3%
2024 · €157k
2018: €70k
2019: €62k
2020: €48k
2021: €26k
2022: €9k
2023: €173k
2024: €157k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€19k▼ 48.2%€230k▲ 1,097%€207k▼ 9.9%€182k▼ 12.1%
Operating result€-24k-€-19k▲ 20.8%€-31k▼ 64.7%€-24k▲ 23.2%€-26k▼ 9.3%
Net result€-23k-€-18k▲ 20.8%€210k€-23k€-25k▼ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €24k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€49k▼ 2.1%
Current assets
€133k▼ 15.0%
Equity and liabilities €183k
Equity
€182k▼ 12.1%
Debt
€872▲ 89.7%
The debt ratio rises from 0.2% to 0.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-20k▼
2024 · €-18k
Cash flow
€-19k▼
2024 · €-16k
Solvency
99.5%▼
2024 · 99.8%
Debt / equity
0.00▲
2024 · 0.00
ROE
-13.8%▼
2024 · -11.0%
ROA
-13.7%▼
2024 · -11.0%
Interest coverage
-497.25▼
2024 · -217.48
Debt
€872▲
2024 · €460
Debt ≤ 1 year
€872▲
2024 · €460
A ratio outside any meaningful range has been withheld (balance sheet total €183k, equity €182k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€183k▼
Fixed assets21/28€50k€49k▼
Tangible fixed assets22/27€50k€49k▼
Land and buildings22€0€5k▲
Furniture and vehicles24€50k€44k▼
Current assets29/58€157k€133k▼
Amounts receivable within one year40/41€10k€10k▲
Other amounts receivable41€10k€10k▲
Cash at bank and in hand54/58€147k€123k▼
Deferred charges and accrued income490/1€100€101▲
Equity and liabilities
Total equity and liabilities10/49€207k€183k▼
Equity10/15€207k€182k▼
Contributions10/11€19k€19k=
Reserves13€188k€163k▼
Distributable reserves133€188k€163k▼
Amounts payable17/49€460€872▲
Amounts payable within one year42/48€460€872▲
Trade debts44€460€872▲
Suppliers440/4€460€872▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€2k€622▼
Gross operating margin9900€-16k€-19k▼
Operating profit (loss)9901€-24k€-26k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€81€40▼
Recurring financial charges65€81€40▼
Profit (loss) for the period before taxes9903€-23k€-25k▼
Profit (loss) for the period9904€-23k€-25k▼
Profit (loss) for the period to be appropriated9905€-23k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-25k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€23k€25k▲
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 341.66
Current ratio from 76.76 to 341.66; short-term debt falls from €2k to €460.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €210k
Net result €210k after 5 loss-making years.
31-12
Financial
Liquidity times 13current ratio 76.76
Current ratio from 5.69 to 76.76.
31-12
Financial
Equity above €200kEq €230k ▲1097%
Equity rises from €19k to €230k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
31-12
Financial
Liquidity times 5current ratio 33.17
Current ratio from 6.49 to 33.17; short-term debt falls from €13k to €2k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindelsebaan 2343900 PeltGround area
2,274 m²
Building footprint
274 m²
Volume, LiDAR
1,786 m³
2 parcels, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lindelsebaan 238, 3900 Pelt
since 20132.230.229.245
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72502D0740/00K000 | Flanders | 1,370 m² | 1 · 95 m² | 7.5 m · 2 fl. |
| 72502D0740/00H000 | Flanders | 903 m² | 1 · 178 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2013
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.