ArCy
ActiveThe computed 12-month bankruptcy probability of ArCy is 2.2% (moderate). The 2024 annual accounts show equity of €411 and a net result of €-2k. Its solvency ranks better than 21% of 15866 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability0
Solvency11
Growth-
Stability67
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 1.0), and 100% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
0%
Return on assets
-0.2%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 15866 sector peers (2024).
NBB · sector comparisonPosition among 15866 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
49 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€411
Total assets
€892k
Net result
€-2k
Working capital
€-743
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €892k
Fixed assets
€1k
Current assets
€891k
Equity and liabilities €892k
Equity
€411
Debt
€892k
Debt finances 100.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€672
Cash flow
€-2k
Solvency
0.0%
Current ratio
1.00
Quick ratio
0.67
ROA
-0.2%
Interest coverage
1.51
Debt
€892k
Debt ≤ 1 year
€892k
Income taxes
€2k
Equity ratios withheld: equity of €411 is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€892k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Plant, machinery and equipment23€1k
Current assets29/58€891k
Stocks and contracts in progress3€296k
Stocks30/36€296k
Amounts receivable within one year40/41€577k
Trade receivables40€546k
Other amounts receivable41€31k
Cash at bank and in hand54/58€18k
Equity and liabilities
Total equity and liabilities10/49€892k
Equity10/15€411
Contributions10/11€3k
Profit (loss) carried forward14€-2k
Amounts payable17/49€892k
Amounts payable within one year42/48€892k
Current portion of amounts payable after more than one year42€791k
Trade debts44€91k
Suppliers440/4€91k
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€296
Other operating charges640/8€768
Gross operating margin9900€1k
Operating profit (loss)9901€377
Financial charges65/66B€444
Recurring financial charges65€444
Profit (loss) for the period before taxes9903€-67
Income taxes67/77€2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Valgaten 53020 HerentGround area
2.8 ha
Building footprint
17 m²
Volume, LiDAR
191 m³
Parcel 24422F0406/00X000, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ArCy
since 20242.358.037.534
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24422F0406/00X000 | Flanders | 2.8 ha | 1 · 17 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VM DISTRIBUTION
BE 0678.374.250
Waterloo · Eq €411
MKR
BE 1017.778.438
Mons · Eq €406
ViaEurope Customs Belgium II
BE 1019.225.916
Grâce-Hollogne · Eq €458
NILS FACTORY
BE 0680.997.804
Nivelles · Eq €459
Awsom
BE 0674.610.452
Maaseik · Eq €459
Of 4,406 companies in sector 46180 we hold annual accounts for 1,875. 126 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2024
Fiscal year end31-12
Activities, NACEBEL
45112
46180Agents specialised in the wholesale of other particular products
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.