ArCy

Active

Private limited companyfounded 2024active for 2 yearsValgaten 5, 3020 Herent, BelgiumKBO/BCE: BE 1008.069.629

Summary

The computed 12-month bankruptcy probability of ArCy is 13.4% (high). The 2024 annual accounts show equity of €411 and a net result of -€2,099. Its solvency ranks better than 21% of 15,450 sector peers (NACE 46, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

ArCyActiveChecked score 28/100

Risk analysis Report Compare

Activity

Agents specialised in the wholesale of other particular products

NACE 46180Wholesale of cars and light vans (up to 3.5 tonnes) NACE 46711

1 site

Size

€892,231total assets 2024

Equity: €411
Loss: -€2,099

Turnover not published (micro format)

Financial health

28 Weak Checked score 2024

Bankruptcy probabilitywithin 12 months: 13.4%

Structure

LUZAYAMO MpuisaDirector

2024 accounts filed 49 days late

Why 28raises risk2 changes of registered office in 24 monthsFigures for financial year 2024 (filed 18-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 49 days late; 1 of the last 3 latelowers riskSize: total assets €892,231Show the evidence

Checked score

Score 2024

28 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 16% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 25

equity 0.0% of total assets

Liquidity 3

short-term debt 100.0% · cash 2.1%

Profitability 31

return on assets -0.2%

Bankruptcy probability, 12 months

13.4% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,882 companies, NACE 46, micro)

Last 24 months 05-2025: 3.6% 06-2025: 3.7%▲ +0.1 percentage points vs 05-2025 07-2025: 3.8%▲ +0.1 percentage points vs 06-2025 08-2025: 4.3%▲ +0.5 percentage points vs 07-2025 09-2025: 4.7%▲ +0.4 percentage points vs 08-2025 10-2025: 2.7%▼ -2.0 percentage points vs 09-2025lowest value 11-2025: 2.8%▲ +0.1 percentage points vs 10-2025 12-2025: 2.8%● unchanged vs 11-2025 01-2026: 2.8%● unchanged vs 12-2025 02-2026: 2.8%● unchanged vs 01-2026 03-2026: 2.8%● unchanged vs 02-2026 04-2026: 3.5%▲ +0.7 percentage points vs 03-2026 05-2026: 4.1%▲ +0.6 percentage points vs 04-2026 06-2026: 4.3%▲ +0.2 percentage points vs 05-2026 07-2026: 4.4%▲ +0.1 percentage points vs 06-2026 08-2026: 9.5%▲ +5.1 percentage points vs 07-2026 09-2026: 9.7%▲ +0.2 percentage points vs 08-2026 10-2026: 13.4%▲ +3.7 percentage points vs 09-2026highest value

No publishable credit limit; credit only on tighter terms

Liquidity insufficient (current ratio 1.0, below 1; short-term debt: 100% and cash: 2.1% of total assets), and 100% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 16% on solvency, 6% on liquidity and 26% on profitability.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises risk

2 changes of registered office in 24 months

Belgian Official Gazette

Figures for financial year 2024 (filed 18-09-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 49 days late; 1 of the last 3 late

NBB · filings

Size: total assets €892,231

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 15450 sector peers (2024).

NBB · sector comparison

Position among 15450 sector peers

Solvency

better than 21%

← weakest strongest →

Young company

Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.

KBO · incorporation date

Age against the risk zone

2024 accounts filed 49 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2024

49 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 49 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

27-07-2026 Registered officeRegistered-office move · Power of…
18-09-2025 Annual accounts filedfinancial year 2024 · micro…
25-02-2025 Registered officeRegistered-office move · Director in…

Key points

Among the largest 10% on total assetssector median €176,829 · 15,458 companies €892,231 View
One director decidessole director in office 1 View
Total assets 2024first financial year filed €892,231 View

By topic

Financials

Financial year: 2024
Total assets: €892,231
Loss: -€2,099
Solvency: 0.0%

Go to Financials

Board & ownership

Board: 1 member

LUZAYAMO MpuisaDirector

Go to Board & ownership

Timeline

Events: 4
Since: 2024

09-04-2024Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Agents specialised in the wholesale of other particular…NACE 46180
Founded: 05-04-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 20

Annual meeting: Third Friday of June at 18:00
Purpose: “De uitbating van garages met herstellings-, onderhouds- en pechwerkplaatsen en…” (deed in Dutch)

Go to Articles of association

Key facts about ArCy

What is the company number of ArCy?: 1008.069.629. In Belgium the VAT number is the company number with BE in front: BE 1008.069.629.
Where is ArCy based?: The registered office is at Valgaten 5, 3020 Herent.Company details
What does ArCy do?: According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of ArCy?: Private limited company (BV).
When was ArCy founded?: On 05-04-2024.
Is ArCy still active?: Yes, ArCy is an active enterprise in the KBO register.
What is the turnover of ArCy?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ArCy profitable?: In financial year 2024, ArCy made a loss of €2,099.
Where can I find the annual accounts of ArCy?: ArCy filed 1 annual account with the National Bank of Belgium, for financial year 2024.