Summary
ARCUM LAW has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €382k and a net result of €170k. Equity is growing by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 3291 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
16 d early
2023
1 d early
2022
3 d early
2021
16 d early
2020
10 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€382k▲ 22.5%
2024 · €311k
2020: €22k
2021: €90k
2022: €171k
2023: €204k
2024: €311k
2020 → 2025
Total assets
€543k▲ 9.3%
2024 · €497k
2020: €379k
2021: €410k
2022: €446k
2023: €491k
2024: €497k
2020 → 2025
Net result
€170k▲ 58.3%
2024 · €107k
2020: €15k
2021: €68k
2022: €82k
2023: €32k
2024: €107k
2020 → 2025
Working capital
€-88k▲ 25.7%
2024 · €-119k
2020: €-124k
2021: €-131k
2022: €-136k
2023: €-178k
2024: €-119k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€171k▲ 91.3%€204k▲ 18.9%€311k▲ 52.7%€382k▲ 22.5%
Operating result€52k-€48k▼ 9.1%€45k▼ 4.8%€43k▼ 6.1%€93k▲ 119%
Net result€68k-€82k▲ 20.2%€32k▼ 60.3%€107k▲ 231%€170k▲ 58.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 119% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €543k
Fixed assets
€484k ▼ 0.4%
Current assets
€59k ▲ 439%
Equity and liabilities €543k
Equity
€382k ▲ 22.5%
Debt
€161k ▼ 13.0%
Debt's share of the balance-sheet total falls from 37.3% to 29.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
44.6%▲
2024 · 34.5%
ROA
31.4%▲
2024 · 21.6%
Debt ≤ 1 year
€147k▲
2024 · €130k
Debt > 1 year
€14k▼
2024 · €56k
Income taxes
€19k▲
2024 · €9k
Staff costs
€6k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€497k€543k▲
Fixed assets21/28€486k€484k▼
Tangible fixed assets22/27€12k€10k▼
Plant, machinery and equipment23€961€528▼
Other tangible fixed assets26€11k€9k▼
Financial fixed assets28€474k€474k=
Current assets29/58€11k€59k▲
Amounts receivable within one year40/41€251€50k▲
Other amounts receivable41€251€50k▲
Cash at bank and in hand54/58€9k€7k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€497k€543k▲
Equity10/15€311k€382k▲
Contributions10/11€6k€6k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€290k€360k▲
Amounts payable17/49€185k€161k▼
Amounts payable after more than one year17€56k€14k▼
Financial debts170/4€56k€14k▼
Amounts payable within one year42/48€130k€147k▲
Current portion of amounts payable after more than one year42€41k€42k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€2k€28▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€81k€100k▲
Income statement
Code20242025
Remuneration, social security and pensions62€9k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€786€1k▲
Gross operating margin9900€54k€102k▲
Operating profit (loss)9901€43k€93k▲
Financial income75/76B€76k€98k▲
Recurring financial income75€76k€98k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€116k€189k▲
Income taxes67/77€9k€19k▲
Profit (loss) for the period9904€107k€170k▲
Profit (loss) for the period to be appropriated9905€107k€170k▲
Appropriation of the result
Profit (loss) to be appropriated9906€290k€460k▲
Profit (loss) brought forward from the previous period14P€182k€290k▲
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
Social balance
Average headcount (FTE)90870.40.4=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2020net €170k ▲58.3%
Operating result €93k, net result €170k, both a record.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €200kEq €204k ▲18.9%
4 profitable years in a row build equity to €204k.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €150kEq €171k ▲91.3%
3 profitable years in a row build equity to €171k.
14-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Museumstraat 31-332000 AntwerpenGround area
2,082 m²
Building footprint
667 m²
Volume, LiDAR
7,522 m³
2 parcels, Flanders · tallest building 18.7 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
ARCUM LAW
since 20192.286.300.886
Arcum Law
since 20252.368.718.818
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022F0001/00K118 | Flanders | 1,601 m² | 1 · 186 m² | 7.7 m · 2 fl. |
| 11811L3662/00E000 | Flanders | 481 m² | 1 · 481 m² | 18.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 6,371 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2019
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.