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Generated 10-08-2026
Active BE 0721.896.566Private limited company

ARCUM LAW

Museumstraat 31-33 ·2000 Antwerpen, Belgium· 7 yrs active
Sector: Lawyers (69101)
Conclusion Checked

The computed 12-month bankruptcy probability of ARCUM LAW is 0.3% (very low). The 2025 annual accounts show equity of €382k and a net result of €170k. Equity is growing by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 202 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €382k
Net result €170k
Staff (FTE) 0.4
Better than sector 77%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health71Profitability100Solvency67Growth78Stability100
83 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 71
Profitability 100
Solvency 67
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
71 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview6 NBB filings
Annual accounts filed on 31-03-2026 with the NBB · fiscal year 2025 · verkort
€0€50k€100k€150kOperating result 2021: €52k€52kNet result 2021: €68k€68kOperating result 2022: €48k€48kNet result 2022: €82k€82kOperating result 2023: €45k€45kNet result 2023: €32k€32kOperating result 2024: €43k€43kNet result 2024: €107k€107kOperating result 2025: €93k€93kNet result 2025: €170k€170k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~38.4%/year over 6 fiscal years, indicative, assuming unchanged policy.
€0€200k€400k€600k2026: €454k (€423k - €484k)2027: €525k (€495k - €556k)2028: €597k (€567k - €628k)2020: €22k2021: €90k2022: €171k2023: €204k2024: €311k2025: €382k202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 69, Legal & accounting · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 70.3% 23.6%
better than 77% of 202 sector peers
Net result €170k €169k
better than 50% of 202 sector peers
Equity €382k €195k
better than 65% of 202 sector peers
Gross operating margin €102k €579k
better than 24% of 202 sector peers
Staff costs €6k €395k
higher than 5% of 120 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€95k
+113.7% 20-25
Net profit
€170k
+58.3% 20-25
Cash flow
€172k
+57.3% 20-25
Total assets
€543k
+9.3% 20-25
Equity
€382k
+22.5% 20-25
Working capital
€-88k
+25.7% 20-25
Employees (FTE)
0
0.0% 20-25
Staff costs
€6k
-32.1% 20-25
Income taxes
€19k
+117.5% 20-25
Dividends
€100k
- 20-25
Debt
€161k
-13.0% 20-25
Debt ≤ 1y
€147k
+13.5% 20-25
Debt > 1y
€14k
-74.8% 20-25
Current ratio
0.40
+374.8% 20-25
Quick ratio
0.40
+374.8% 20-25
Solvency
70.3%
+12.1% 20-25
Debt / equity
0.42
-29.0% 20-25
ROE
44.6%
+29.2% 20-25
ROA
31.4%
+44.9% 20-25
Interest coverage
47.58
+151.1% 20-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€95k
Net profit€170k
Cash flow€172k
Staff costs€6k
Income taxes€19k
Dividends€100k
Total assets€543k
Equity€382k
Debt€161k
of which ≤ 1y€147k
of which > 1y€14k
Working capital€-88k
Employees (FTE)0.4
Ratios (computed)
2025
Current ratio0.40
Quick ratio0.40
Working capital ratio-16.3%
Solvency70.3%
Debt / equity0.42
Long-term debt ratio0.04
Interest coverage47.58
Gross margin-
Net margin-
ROA31.4%
ROE44.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€543k
Fixed assets 21/28€484k
Tangible fixed assets 22/27€10k
Financial fixed assets 28€474k
Current assets 29/58€59k
Amounts receivable within one year 40/41€50k
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€543k
Equity 10/15€382k
Contributions / capital 10/11€6k
Reserves 13€15k
Accumulated profits (losses) 14€360k
Amounts payable 17/49€161k
Amounts payable after one year 17€14k
Amounts payable within one year 42/48€147k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€102k
Operating result 9901€93k
Financial income 75€98k
Financial charges 65€2k
Result before taxes 9903€189k
Income taxes 67/77€19k
Net result for the period 9904€170k
Result to be appropriated 9905€170k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • BOWMAN Patricia
    Director
    State Gazette act 23466394 (20-12-2023)
    Current
    20-12-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Lawyers(69101)
Legal form Private limited company(610)
Incorporation06-03-2019
StatusActive
Postal code2000
Establishment units 2 locations
ARCUM LAW
Museumstraat 31-33, 2000 AntwerpenManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20192.286.300.886
Arcum Law
Leopoldstraat (Heide) 47, 2920 KalmthoutActiviteiten van advocaten
since 20252.368.718.818
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11022F0001/00K118 Flanders 1,601 m² 1 · 186 m² 7.7 m · 2 fl.
11811L3662/00E000 Flanders 481 m² 1 · 481 m² 18.7 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
14-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
29-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
20-12-2023
State Gazette act Director changes
Nicolas Ide
27-04-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
14-04-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
20-04-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
20-12-2023 2 directors appointed Director changes·Nicolas Ide
  • BOWMAN Patricia, Bestuurder
  • Segers Tax & Accountancy BV, Gedelegeerd bestuurder
Notary: Nicolas Ide · Hamme
Technical details 
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  "act_meta": {
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van advocaten69101Activiteiten van advocaten69101
Primary activity highlighted.
Names & trade names
Legal nameNL ARCUM LAW
Registered office
Museumstraat 31-33
2000 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative