EVA KOCH Architecten
ActiveEVA KOCH Architecten has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €16k. Equity is growing by ~59.8% per year across the filed fiscal years. Its solvency ranks better than 68% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 8.25 against 2.52 in 2024), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
13.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
33 d early
2022
45 d early
2021
44 d early
2020
31 d late
2019
96 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 23.8%
2024 · €68k
2018: €4k
2019: €6k
2020: €11k
2021: €19k
2022: €37k
2023: €52k
2024: €68k
2018 → 2025
Total assets
€119k▼ 4.8%
2024 · €125k
2018: €25k
2019: €103k
2020: €91k
2021: €102k
2022: €109k
2023: €131k
2024: €125k
2018 → 2025
Net result
€16k▲ 1.6%
2024 · €16k
2018: €4k
2019: €4k
2020: €4k
2021: €9k
2022: €18k
2023: €17k
2024: €16k
2018 → 2025
Working capital
€100k▲ 116%
2024 · €47k
2018: €-8k
2019: €-22k
2020: €-18k
2021: €-10k
2022: €7k
2023: €26k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€37k▲ 89.4%€52k▲ 43.5%€68k▲ 30.5%€85k▲ 23.8%
Operating result€14k-€29k▲ 104%€29k▲ 3.0%€17k▼ 41.7%€24k▲ 43.1%
Net result€9k-€18k▲ 112%€17k▼ 7.5%€16k▼ 4.1%€16k▲ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 43% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€5k▼ 89.2%
Current assets
€114k▲ 48.1%
Equity and liabilities €119k
Equity
€85k▲ 23.8%
Debt
€35k▼ 39.1%
The debt ratio falls from 45.4% to 29.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€27k▼
2024 · €27k
Cash flow
€19k▼
2024 · €26k
Solvency
71.0%▲
2024 · 54.6%
Current ratio
8.25▲
2024 · 2.52
Quick ratio
8.25▲
2024 · 2.52
Debt / equity
0.41▼
2024 · 0.83
ROE
19.2%▼
2024 · 23.4%
ROA
13.6%▲
2024 · 12.8%
Interest coverage
19.90▲
2024 · 8.00
Debt
€35k▼
2024 · €57k
Debt ≤ 1 year
€14k▼
2024 · €31k
Debt > 1 year
€21k▼
2024 · €26k
Income taxes
€7k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€119k▼
Fixed assets21/28€48k€5k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€46k€4k▼
Land and buildings22€26k€1k▼
Furniture and vehicles24€13k€3k▼
Other tangible fixed assets26€7k€0▼
Current assets29/58€77k€114k▲
Amounts receivable within one year40/41€29k€48k▲
Trade receivables40€27k€46k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€38k€60k▲
Deferred charges and accrued income490/1€10k€6k▼
Equity and liabilities
Total equity and liabilities10/49€125k€119k▼
Equity10/15€68k€85k▲
Contributions10/11€12k€12k=
Reserves13€56k€72k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€56k€72k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€57k€35k▼
Amounts payable after more than one year17€26k€21k▼
Financial debts170/4€26k€21k▼
Amounts payable within one year42/48€31k€14k▼
Current portion of amounts payable after more than one year42€5k€6k▲
Financial debts43-€166
Credit institutions430/8-€166
Trade debts44€2k€819▼
Suppliers440/4€2k€819▼
Taxes, remuneration and social security45€19k€7k▼
Taxes450/3€17k€5k▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€4k€0▼
Income statement
Code20242025
Non-recurring operating income76A€810€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€3k▼
Other operating charges640/8€799€887▲
Non-recurring operating charges66A-€334
Gross operating margin9900€28k€28k▲
Operating profit (loss)9901€17k€24k▲
Financial income75/76B€10k€49▼
Recurring financial income75€10k€49▼
Non-recurring financial income76B€10k€0▼
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€24k€23k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€16k€16k▲
Profit (loss) for the period to be appropriated9905€16k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€16k▼
Profit (loss) brought forward from the previous period14P€6k€0▼
Transfer to equity691/2€22k€16k▼
To other reserves6921€22k€16k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 8.25
Current ratio from 2.52 to 8.25; short-term debt falls from €31k to €14k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €18k ▲112%
Net result €18k, the highest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 84 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Middendreef 282950 KapellenGround area
5,390 m²
Building footprint
262 m²
Volume, LiDAR
1,685 m³
Parcel 11023I0112/00S000, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EVA KOCH Architecten
since 20132.217.174.035
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023I0112/00S000 | Flanders | 5,390 m² | 1 · 262 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AH DEVELOPMENT
BE 0874.895.062
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Heresco
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PLUSARCHITECTEN
BE 0469.356.670
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NLA arch
BE 0725.519.418
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GESTEO
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Of 18,213 companies in sector 71111 we hold annual accounts for 6,294. 5,451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2013
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.