DIRAMA

Active

Private limited companyfounded 2020active for 5 yearsBethaniëlei 59, 2970 Schilde, BelgiumKBO/BCE: BE 0759.435.863

Summary

The computed 12-month bankruptcy probability of DIRAMA is 7.7% (elevated). The 2025 annual accounts show equity of €32,538 and a net result of -€4,267. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 18% of 9,806 sector peers (NACE 43, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

DIRAMAActiveChecked score 32/100

Risk analysis Report Compare

Activity

Other specialised construction activities

NACE 43990Joinery installation NACE 43320

1 site

Size

€186,244total assets 2025

Equity: €32,538
Loss: -€4,267

Turnover not published (abbreviated or micro format)

Financial health

32 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 7.7%

Structure

2025 accounts filed 159 days late2 deeds in the Belgian Official Gazette

Why 32raises riskLast filed accounts filed 159 days late; 2 of the last 3 lateLiquidity: current ratio 1.12Founded in 2020Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025

32 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 21% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 42-8

equity 17.5% of total assets

Liquidity 14-14

short-term debt 78.8%

Profitability 66-8

return on assets -2.3%

Bankruptcy probability, 12 months

7.7% Elevated

0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)

Last 24 months 11-2024: 3.9% 12-2024: 3.8%▼ -0.1 percentage points vs 11-2024 01-2025: 3.8%● unchanged vs 12-2024 02-2025: 3.9%▲ +0.1 percentage points vs 01-2025 03-2025: 3.8%▼ -0.1 percentage points vs 02-2025 04-2025: 3.8%● unchanged vs 03-2025 05-2025: 4.5%▲ +0.7 percentage points vs 04-2025 06-2025: 4.7%▲ +0.2 percentage points vs 05-2025 07-2025: 5.8%▲ +1.1 percentage points vs 06-2025 08-2025: 3.1%▼ -2.7 percentage points vs 07-2025 09-2025: 3.1%● unchanged vs 08-2025 10-2025: 3.0%▼ -0.1 percentage points vs 09-2025lowest value 11-2025: 3.0%● unchanged vs 10-2025 12-2025: 3.0%● unchanged vs 11-2025 01-2026: 3.1%▲ +0.1 percentage points vs 12-2025 02-2026: 3.1%● unchanged vs 01-2026 03-2026: 3.1%● unchanged vs 02-2026 04-2026: 3.1%● unchanged vs 03-2026 05-2026: 3.7%▲ +0.6 percentage points vs 04-2026 06-2026: 3.8%▲ +0.1 percentage points vs 05-2026 07-2026: 5.0%▲ +1.2 percentage points vs 06-2026 08-2026: 5.2%▲ +0.2 percentage points vs 07-2026 09-2026: 6.1%▲ +0.9 percentage points vs 08-2026 10-2026: 7.7%▲ +1.6 percentage points vs 09-2026highest value

Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity tight (current ratio 1.12, compared with 1.23 in 2024, below the usual 1.5; short-term debt: 78.8% of total assets), and 82.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 19% on solvency, 8% on liquidity, 32% on profitability and 23% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises risk

Last filed accounts filed 159 days late; 2 of the last 3 late

NBB · filings

Liquidity: current ratio 1.12

NBB · annual accounts

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Specialised construction activities (NACE 43)

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9806 sector peers (2025).

NBB · sector comparison

Position among 9806 sector peers

Solvency

better than 18%

← weakest strongest →

2025 accounts filed 159 days late

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-10-2026, 159 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 4 filings

Deviation from the deadline

2025

159 days late

2024

66 days late

2023

12 days early

2022

65 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 70 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 5 July (3 of the last 4 filed years within 77 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end26-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

06-10-2026 Annual accounts filedfinancial year 2025 · abbreviated…
30-09-2025 Weakest financial yearnet -€4,267
05-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Latest accounts filed lateafter the legal deadline 159 days View
Caution: Among the weakest 17% on equitysector median €252,781 · 9,808 companies €32,538 View
Total assets 20254 financial years filed €186,244 View

By topic

Financials

Financial year: 2025
Total assets: €186,244
Loss: -€4,267
Solvency: 17.5%

Total assets▲ 29.0%

Net result

20222025

Go to Financials

Timeline

Events: 6
Since: 2023
Next accounts: by 30-04-2027

18-04-2024Annual accounts filed
30-09-2023Highest result from 2022 to 2025
04-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other specialised construction activitiesNACE 43990
Founded: 04-12-2020
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Key facts about DIRAMA

What is the company number of DIRAMA?: 0759.435.863. In Belgium the VAT number is the company number with BE in front: BE 0759.435.863.
Where is DIRAMA based?: The registered office is at Bethaniëlei 59, 2970 Schilde.Company details
What does DIRAMA do?: According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of DIRAMA?: Private limited company (BV).
When was DIRAMA founded?: On 04-12-2020.
Is DIRAMA still active?: Yes, DIRAMA is an active enterprise in the KBO register.
How many employees does DIRAMA have?: On average 0.9 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of DIRAMA?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DIRAMA profitable?: In financial year 2025, DIRAMA made a loss of €4,267.
Where can I find the annual accounts of DIRAMA?: DIRAMA filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DIRAMA due?: By 30-04-2027, for financial year 2026.Timeline