ISO DECOR
ActiveSummary
The computed 12-month bankruptcy probability of ISO DECOR is 3.4% (moderate). The latest annual accounts of ISO DECOR were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €49,754 and a net result of €39,754. Its solvency ranks better than 30% of 36386 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: Filed more than 90 days late
Axes, FY 2024
Profitability79
Solvency53
Growth-
Track record79
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.3%
Return on assets
22.6%
Age of the figures
30 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 27-05-2025, 208 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
208 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 208 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€1.2m
EBIT margin
4.7%
Net result
€39,754
Working capital
€35,557
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €175,870
Fixed assets
€19,846
Current assets
€156,024
Equity and liabilities €175,870
Equity
€49,754
Debt
€126,116
Debt finances 71.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€66,008
Cash flow
€51,280
Current ratio
1.30
Debt to equity
2.53
ROE
79.9%
ROA
22.6%
Interest coverage
49.60
Debt ≤ 1 year
€120,467
Debt > 1 year
€5,650
Income taxes
€13,397
Annual accounts
| Line | 2024 |
|---|---|
| Turnover70 | €1.2m |
| Goods, raw materials, services and sundry goods60/61 | €1.1m |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,526 |
| Other operating charges640/8 | €1,780 |
| Gross operating margin9900 | €67,788 |
| Operating profit (loss)9901 | €54,482 |
| Financial charges65/66B | €1,331 |
| Recurring financial charges65 | €1,331 |
| Profit (loss) for the period before taxes9903 | €53,151 |
| Income taxes67/77 | €13,397 |
| Profit (loss) for the period9904 | €39,754 |
| Profit (loss) for the period to be appropriated9905 | €39,754 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €175,870 | |
| Fixed assets21/28 | €19,846 | |
| Tangible fixed assets22/27 | €18,446 | |
| Plant, machinery and equipment23 | €1,590 | |
| Furniture and vehicles24 | €16,856 | |
| Financial fixed assets28 | €1,400 | |
| Current assets29/58 | €156,024 | |
| Amounts receivable within one year40/41 | €115,032 | |
| Trade receivables40 | €93,547 | |
| Other amounts receivable41 | €21,485 | |
| Cash at bank and in hand54/58 | €40,992 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €175,870 | |
| Equity10/15 | €49,754 | |
| Contributions10/11 | €10,000 | |
| Profit (loss) carried forward14 | €39,754 | |
| Amounts payable17/49 | €126,116 | |
| Amounts payable after more than one year17 | €5,650 | |
| Financial debts170/4 | €5,650 | |
| Amounts payable within one year42/48 | €120,467 | |
| Current portion of amounts payable after more than one year42 | €7,239 | |
| Trade debts44 | €99,824 | |
| Suppliers440/4 | €99,824 | |
| Taxes, remuneration and social security45 | €13,403 | |
| Taxes450/3 | €13,403 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €39,754 |
| + Depreciation and write-downs630 | €11,526 |
| Operating cash flow (approximation) | €51,280 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 208 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2022
Ground area
1,771 m²
Building footprint
531 m²
Volume, LiDAR
4,482 m³
2 parcels, Brussels, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ISO DECOR
since 20222.338.033.065
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 fl. |
| 21306D0340/00G005 | Brussels | 133 m² | 1 · 133 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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LOLA LATINIS
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JM-RENOVATION-CONSTRUCT
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,423. 6,078 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-09-2022
Fiscal year end31-03
Activities, NACEBEL 2025
43990Other specialised construction activities
43230Insulation installation
43240Other construction installation
43331Floor and wall tiling
43333Wallpapering and laying of floor and wall coverings in other materials
Contact
E-mail
cosminmariusmunteanu@gmail.com
Phone
+32493505732
E-invoicing
Reachable via Peppol
Peppol ID
0208:0790749245
Also
9925:BE0790749245
Registered
12-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.