Roca
ActiveSummary
Roca has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €724,661 and a net result of €723,661. Its solvency ranks better than 50% of 14173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency55
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.16; short-term debt: 12.9% and cash: 14.9% of total assets), and 70.2% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
29.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
55 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€724,661
Total assets
€2.4m
Net result
€723,661
Working capital
€50,290
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €2.4m
Fixed assets
€2.1m
Current assets
€363,611
Equity and liabilities €2.4m
Equity
€724,661
Debt
€1.7m
Debt finances 70.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€993,926
Cash flow
€749,102
Current ratio
1.16
Debt to equity
2.35
ROE
99.9%
ROA
29.8%
Interest coverage
88.84
Debt ≤ 1 year
€313,321
Debt > 1 year
€1.4m
Income taxes
€237,916
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,440 |
| Other operating charges640/8 | €240,053 |
| Gross operating margin9900 | €1.2m |
| Operating profit (loss)9901 | €968,486 |
| Financial income75/76B | €4,279 |
| Recurring financial income75 | €4,279 |
| Financial charges65/66B | €11,188 |
| Recurring financial charges65 | €11,188 |
| Profit (loss) for the period before taxes9903 | €961,577 |
| Income taxes67/77 | €237,916 |
| Profit (loss) for the period9904 | €723,661 |
| Profit (loss) for the period to be appropriated9905 | €723,661 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €2.4m | |
| Fixed assets21/28 | €2.1m | |
| Tangible fixed assets22/27 | €2.1m | |
| Land and buildings22 | €2.0m | |
| Plant, machinery and equipment23 | €1,034 | |
| Furniture and vehicles24 | €39,723 | |
| Current assets29/58 | €363,611 | |
| Amounts receivable within one year40/41 | €2,840 | |
| Other amounts receivable41 | €2,840 | |
| Cash at bank and in hand54/58 | €360,772 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €2.4m | |
| Equity10/15 | €724,661 | |
| Contributions10/11 | €1,000 | |
| Reserves13 | €723,661 | |
| Distributable reserves133 | €723,661 | |
| Amounts payable17/49 | €1.7m | |
| Amounts payable after more than one year17 | €1.4m | |
| Financial debts170/4 | €1.4m | |
| Amounts payable within one year42/48 | €313,321 | |
| Current portion of amounts payable after more than one year42 | €51,218 | |
| Trade debts44 | €24,381 | |
| Suppliers440/4 | €24,381 | |
| Taxes, remuneration and social security45 | €236,632 | |
| Taxes450/3 | €236,632 | |
| Other amounts payable47/48 | €1,090 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €723,661 |
| + Depreciation and write-downs630 | €25,440 |
| Operating cash flow (approximation) | €749,102 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 55 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2024
Ground area
150 m²
Building footprint
214 m²
Volume, LiDAR
1,290 m³
Parcel 24432H0056/00M008, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Roca
since 20242.368.771.969
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24432H0056/00M008 | Flanders | 150 m² | 1 · 214 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HOSTANDA
BE 0434.415.884
Ukkel · Eq €724,577
IMMO STANDING
BE 0430.120.269
Arendonk · Eq €723,239
IMVARO
BE 0420.185.192
Gent · Eq €722,587
DTC-INVEST
BE 0538.706.524
Geel · Eq €722,496
OZHANIFIOGLU
BE 0895.490.142
Beringen · Eq €726,945
Of 9,143 companies in sector 68201 we hold annual accounts for 6,769. 4,978 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
70100Activities of head offices
73300Public relations and communication consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.