AP DETAILING
ActiveAP DETAILING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €51k. Equity is growing by ~64.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 1024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-3
Solvency77▲+14
Growth78=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.18 against 1.57 in 2024; short-term debt: 37.3% and cash: 46.3% of total assets), and 47.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.3%
Return on assets
20.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
24 d late
2024
31 d early
2023
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€129k▲ 65.6%
2024 · €78k
2023: €29k
2024: €78k
2023 → 2025
Total assets
€246k▲ 19.1%
2024 · €207k
2023: €87k
2024: €207k
2023 → 2025
Net result
€51k▲ 4.6%
2024 · €49k
2023: €19k
2024: €49k
2023 → 2025
Working capital
€109k▲ 104%
2024 · €53k
2023: €23k
2024: €53k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€29k-€78k▲ 168%€129k▲ 65.6%
Operating result€22k-€50k▲ 128%€53k▲ 6.3%
Net result€19k-€49k▲ 157%€51k▲ 4.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €246k
Fixed assets
€46k▼ 23.7%
Current assets
€201k▲ 36.5%
Equity and liabilities €246k
Equity
€129k▲ 65.6%
Debt
€117k▼ 9.0%
The debt ratio falls from 62.4% to 47.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€67k▲
2024 · €54k
Cash flow
€65k▲
2024 · €54k
Solvency
52.3%▲
2024 · 37.6%
Current ratio
2.18▲
2024 · 1.57
Quick ratio
2.18▲
2024 · 1.57
Debt / equity
0.91▼
2024 · 1.66
ROE
39.6%▼
2024 · 62.7%
ROA
20.7%▼
2024 · 23.6%
Interest coverage
41.47▼
2024 · 70.23
Debt
€117k▼
2024 · €129k
Debt ≤ 1 year
€92k▼
2024 · €94k
Debt > 1 year
€26k▼
2024 · €35k
Income taxes
€391▲
2024 · €142
Staff costs
€244k▲
2024 · €206k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€246k▲
Fixed assets21/28€60k€46k▼
Tangible fixed assets22/27€60k€46k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€8k€5k▼
Leasing and similar rights25€48k€37k▼
Current assets29/58€147k€201k▲
Amounts receivable within one year40/41€43k€71k▲
Trade receivables40€43k€67k▲
Other amounts receivable41€100€4k▲
Cash at bank and in hand54/58€84k€114k▲
Deferred charges and accrued income490/1€20k€16k▼
Equity and liabilities
Total equity and liabilities10/49€207k€246k▲
Equity10/15€78k€129k▲
Contributions10/11€10k€10k=
Reserves13€68k€119k▲
Distributable reserves133€68k€119k▲
Amounts payable17/49€129k€117k▼
Amounts payable after more than one year17€35k€26k▼
Financial debts170/4€35k€26k▼
Amounts payable within one year42/48€94k€92k▼
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€38k€30k▼
Suppliers440/4€38k€30k▼
Taxes, remuneration and social security45€48k€52k▲
Taxes450/3€13k€14k▲
Remuneration and social security454/9€35k€39k▲
Income statement
Code20242025
Remuneration, social security and pensions62€206k€244k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€14k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€350▼
Other operating charges640/8€7k€2k▼
Gross operating margin9900€268k€313k▲
Operating profit (loss)9901€50k€53k▲
Financial income75/76B€141€332▲
Recurring financial income75€141€332▲
Financial charges65/66B€773€2k▲
Recurring financial charges65€773€2k▲
Profit (loss) for the period before taxes9903€49k€51k▲
Income taxes67/77€142€391▲
Profit (loss) for the period9904€49k€51k▲
Profit (loss) for the period to be appropriated9905€49k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€51k▲
Transfer to equity691/2€49k€51k▲
To other reserves6921€49k€51k▲
Social balance
Average headcount (FTE)9087-5.8
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
State Gazette act
General meeting · Director resignationGeneral meeting · Director resignation · Director discharge8 facts ▸
State Gazette act
General meeting · Director resignation
General meeting · Director resignation · Director discharge8 facts ▸
- General meeting, 2026-05-26
- Director resignation, DELHAISE Geoffrey (administrateur et administrateur-délégué)
- Director discharge, DELHAISE Geoffrey
- Director resignation, DAVID Vanessa (administrateur, administrateur-délégué, représentante permanente et présidente du conseil d'administration)
- Director discharge, DAVID Vanessa
- Director appointment, PONCELET Arnold (administrateur)
- Permanent representative, PONCELET Arnold
- Mandate compensation, PONCELET Arnold
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
31-12
Financial
Highest result since 2023net €51k ▲4.6%
Operating result €53k, net result €51k, both a record.
31-12
Financial
Equity above €100kEq €129k ▲65.6%
3 profitable years in a row build equity to €129k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2026
PONCELET Arnold
CurrentDirector · since 26-05-2026
26-05-2026
PONCELET Arnold: Appointed as Director
26-05-2026
DAVID Vanessa: Resigned as Administrateur, administrateur délégué, représentante permanente et présidente du conseil d'administration
26-05-2026
DELHAISE Geoffrey: Resigned as Administrateur et administrateur délégué
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Battice 524800 VerviersGround area
1,187 m²
Building footprint
938 m²
Parcel 63059A0331/00E003, Wallonia. Linked by address, not a title deed.
1 establishment unit
AP DETAILING
since 20232.345.993.696
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63059A0331/00E003 | Wallonia | 1,187 m² | 1 · 938 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NICK GEVERS
BE 0553.593.945
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Laudele
BE 0553.923.151
Walcourt · Eq €130k
'T KAPELLEKE
BE 0451.392.171
Harelbeke · Eq €131k
ACS FLEET SERVICES
BE 0739.523.941
Brussel · Eq €131k
LANNOY WASH JURBISE
BE 0478.556.923
Jurbise · Eq €127k
Of 3,209 companies in sector 95316 we hold annual accounts for 753. 511 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2023
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.