AP DETAILING
ActiveSummary
AP DETAILING has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128,963 and a net result of €51,087. Equity has been growing by about 64% per year since 2023. Its solvency ranks better than 59% of 1,308 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 25-05-2023 Normal situation
- Activity
- Washing and cleaning of motor vehicles NACE 95316
- Joint committee
- 112 Paritair Comité voor het garagebedrijf · annual accounts 2025
- Establishment unit
- 2.345.993.696 4800 Verviers, since 25-05-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Board and ownership
- DAVID Vanessa RoseDirector
- PONCELET ArnoldDirector · since 26-05-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €313,452
- ▲ 16.9%
- Turnover
- ≈ €1.2m
- estimated
- Profit
- €51,087
- ▲ 4.6%
- Equity
- €128,963
- ▲ 65.6%
- Total assets
- €246,365
- ▲ 19.1%
- Employees on 31-12-2025
- 5
- =
- 2025 accounts filed 24 days after the deadline
Score breakdownraises riskFounded in 2023Size: 5.8 FTE, total assets €246,365lowers riskLiquidity: current ratio 2.18, cash €114,110Equity €128,963 (52.3% of total assets)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 63% of them on solvency, 83% on liquidity, 85% on profitability and 88% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 7 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 24 days after the deadline Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00424975.
Annual accounts 2025 filed on 24-08-2026 at the NBB all 3 filings
2023 to 2025, 3 financial years
The operating result for 2025 is 6% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Staff
| Item | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|
| Employees at the balance-sheet date | 5 | 5 | 5 |
| full-time | 5 | 5 | 5 |
| in full-time equivalents | 5 | 5 | 5 |
| Average over the year, in full-time equivalents | 1.3 | 5 | 5.8 |
| On a permanent contract | 5 | 5 | 5 |
| Joined | 6 | - | 3 |
| Left | 1 | - | 3 |
| Training hours | - | - | 570 |
Source: social balance sheet in the 2023 to 2025 annual accounts
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | €6,300 | €58,949 | - |
| Depreciation and write-downs of the year | €720 | €4,687 | €14,183 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €38,031 | €205,893 | €244,095 | ▲ 18.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €720 | €4,687 | €14,183 | ▲ 203% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,034 | €350 | ▼ 66.1% |
| Other operating charges640/8 | €150 | €6,909 | €2,064 | ▼ 70.1% |
| Gross operating margin9900 | €60,718 | €268,159 | €313,452 | ▲ 16.9% |
| Operating profit (loss)9901 | €21,818 | €49,637 | €52,761 | ▲ 6.3% |
| Financial income75/76B | €0 | €141 | €332 | ▲ 135% |
| Recurring financial income75 | €0 | €141 | €332 | ▲ 135% |
| Financial charges65/66B | €105 | €773 | €1,614 | ▲ 109% |
| Recurring financial charges65 | €105 | €773 | €1,614 | ▲ 109% |
| Profit (loss) for the period before taxes9903 | €21,713 | €49,005 | €51,478 | ▲ 5.0% |
| Income taxes67/77 | €2,700 | €142 | €391 | ▲ 175% |
| Profit (loss) for the period9904 | €19,013 | €48,862 | €51,087 | ▲ 4.6% |
| Profit (loss) for the period to be appropriated9905 | €19,013 | €48,862 | €51,087 | ▲ 4.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €87,236 | €206,885 | €246,365 | ▲ 19.1% |
| Fixed assets21/28 | €5,580 | €59,842 | €45,659 | ▼ 23.7% |
| Tangible fixed assets22/27 | €5,580 | €59,842 | €45,659 | ▼ 23.7% |
| Plant, machinery and equipment23 | €5,580 | €4,320 | €3,060 | ▼ 29.2% |
| Furniture and vehicles24 | - | €7,968 | €5,135 | ▼ 35.6% |
| Leasing and similar rights25 | - | €47,554 | €37,464 | ▼ 21.2% |
| Current assets29/58 | €81,656 | €147,043 | €200,706 | ▲ 36.5% |
| Amounts receivable within one year40/41 | €50,559 | €43,482 | €70,918 | ▲ 63.1% |
| Trade receivables40 | €50,559 | €43,382 | €66,583 | ▲ 53.5% |
| Other amounts receivable41 | - | €100 | €4,334 | ▲ 43× |
| Cash at bank and in hand54/58 | €22,055 | €83,637 | €114,110 | ▲ 36.4% |
| Deferred charges and accrued income490/1 | €9,041 | €19,924 | €15,679 | ▼ 21.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €87,236 | €206,885 | €246,365 | ▲ 19.1% |
| Equity10/15 | €29,013 | €77,875 | €128,963 | ▲ 65.6% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €19,013 | €67,875 | €118,963 | ▲ 75.3% |
| Distributable reserves133 | €19,013 | €67,875 | €118,963 | ▲ 75.3% |
| Amounts payable17/49 | €58,223 | €129,009 | €117,403 | ▼ 9.0% |
| Amounts payable after more than one year17 | - | €35,260 | €25,539 | ▼ 27.6% |
| Financial debts170/4 | - | €35,260 | €25,539 | ▼ 27.6% |
| Amounts payable within one year42/48 | €58,223 | €93,749 | €91,864 | ▼ 2.0% |
| Current portion of amounts payable after more than one year42 | - | €7,946 | €8,986 | ▲ 13.1% |
| Trade debts44 | €35,035 | €37,682 | €30,483 | ▼ 19.1% |
| Suppliers440/4 | €35,035 | €37,682 | €30,483 | ▼ 19.1% |
| Taxes, remuneration and social security45 | €23,187 | €48,121 | €52,394 | ▲ 8.9% |
| Taxes450/3 | €11,499 | €13,119 | €13,818 | ▲ 5.3% |
| Remuneration and social security454/9 | €11,688 | €35,002 | €38,576 | ▲ 10.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,013 | €48,862 | €51,087 | ▲ 4.6% |
| + Depreciation and write-downs630 | €720 | €4,687 | €14,183 | ▲ 203% |
| Operating cash flow (approximation) | €19,733 | €53,549 | €65,270 | ▲ 21.9% |
| Investment in fixed assets (approximation) | - | -€58,949 | €0 | - |
| Change in cash | - | €61,582 | €30,473 | ▼ 50.5% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as AP DETAILING has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of AP DETAILING itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for AP DETAILING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- DAVID Vanessa Rose 10,000 shares (100%) · €10,000 in cash
Capital transactions
- 30-05-2023 Incorporation · €10,000 · 10,000 shares
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| DAVID Vanessa Rose |
|
| PONCELET Arnold |
|
| DAVID Vanessa |
|
| DELHAISE Geoffrey Robert |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement, mêmes formalités si non de plein droit”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 30-05-2023 (in French)
Network & group
AP DETAILING shares no director with another company.
Companies at the same address
6 other companies- Pesser, François (sole trader) Establishment · since 2020 0750705863
- ATTACHES CONSULT SERVICES Establishment · since 2014 0560713250
- MAES RETAIL Establishment · since 2013 1028438936
- Schillings, Christian (sole trader) Establishment · since 2012 0860980512
- Heynen, Nicole (sole trader) Establishment · since 2008 0808366029
- Nicolas, Daniel (sole trader) Establishment · since 1997 0774144924
Connections & network
2 current directorsThe network starts from the directors of AP DETAILING. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
04-09
Gazette deed
Resignations: DELHAISE Geoffrey (director and managing director) and DAVID Vanessa (administrateur, administrateur délégué, représentante permanente et présidente du conseil d'administration)Appointment: PONCELET Arnold (director and permanent representative) · Director discharge6 points ▸
- General meeting, 26-05-2026
- Director resignation, DELHAISE Geoffrey (director and managing director)
- Director discharge, DELHAISE Geoffrey
- Director resignation, DAVID Vanessa (administrateur, administrateur délégué, représentante permanente et présidente du conseil d'administration)
- Director discharge, DAVID Vanessa
- Director appointment, PONCELET Arnold (director and permanent representative)
30-05
Gazette deed
IncorporationStarting capital €10,000 · Appointments: DAVID Vanessa Rose (director) and DELHAISE Geoffrey Robert (director) · Permanent representative: DAVID Vanessa Rose · Founder20 points ▸
- Incorporation, 25-05-2023
- Founder, DAVID Vanessa Rose
- Founding capital, €10,000
- Other provision, “plan financier, paraphé et signé par le fondateur et le notaire pour réception” (deed in French)
- Other provision, “avertissement responsabilité fondateurs, faillite dans les trois ans de la constitution” (deed in French)
- Other provision, “attestation de dépôt, conservée en l’étude du notaire instrumentant,signée par le comparant” (deed in French)
- Other provision, “fonds à disposition”, 10000 (deed in French)
- Capital
- Registered office clause, “4800 Verviers (Petit-Rechain),Rue de Battice,52” (deed in French)
- Other provision, “NEANT à l’heure actuelle, site internet et adresse électronique” (deed in French)
- Board rule, 2
- Director appointment, DAVID Vanessa Rose (director (not named in the articles))
- The act holds 8 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Text of the purpose
“Toutes activités de services relatifs au secteur automobile et plus largement, concernant tous véhicules en tous genres, le lavage manuel ou automatique, le nettoyage intérieur et extérieur de véhicules, le polissage, la pose de céramique, la vente et le placement d’accessoires pour véhicules, la commercialisation de produits d’entretiens, et d’autres prestations en rapport avec le secteur automobile.”
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 63059A0331/00E003 | Wallonia | 1,187 m² | 1 · 938 m² | - |