ANYTIME
ActiveSummary
ANYTIME is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For ANYTIME, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €1.0m and a net result of -€4.2m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 747 sector peers (fiscal year 2023). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: At least two filing cycles are missing
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline27-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 26-07-2024, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
5 d early
2022
25 d early
2021
5 d late
2020
30 d late
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, full schema
Equity
€1.0m▼ 80.3%
2022 · €5.2m
Net result
-€4.2m▼ 32.1%
2022 · -€3.2m
Total assets
€4.5m▼ 47.1%
2022 · €8.6m
Solvency
22.5%▼ 38.0pp
2022 · 60.4%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Turnover€8.0m€8.8m▲ 10.3%
Operating result€952,037€2.2m▲ 128%-€1.8m-€3.1m▼ 67.9%-€4.0m▼ 30.8%
Net result€919,579€1.9m▲ 101%-€1.8m-€3.2m▼ 71.1%-€4.2m▼ 32.1%
Equity€1.7m▲ 113%€3.6m▲ 107%€855,885▼ 76.1%€5.2m▲ 507%€1.0m▼ 80.3%
Total assets€6.5m▲ 120%€5.2m▼ 20.1%€4.4m▼ 16.2%€8.6m▲ 97.6%€4.5m▼ 47.1%
Debt€4.8m▲ 123%€1.3m▼ 72.6%€3.2m▲ 143%€3.2m▲ 0.9%€2.4m▼ 23.6%
Working capital€2.2m▲ 2,227%€2.5m▲ 13.1%€1.0m▼ 59.4%€5.2m▲ 405%€1.2m▼ 77.4%
Solvency26.6%▼ 0.9pp69.0%▲ 42.4pp19.7%▼ 49.3pp60.4%▲ 40.7pp22.5%▼ 38.0pp
Staff (FTE)26.2▲ 19.1%34.7▲ 32.4%58.7▲ 69.2%35.4▼ 39.7%32.5▼ 8.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4.0m in 2023 against €3.1m in 2022; the loss grows and 2023 has the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €4.5m
Fixed assets
€1.9m ▲ 26.9%
Current assets
€2.7m ▼ 62.6%
Equity and liabilities €4.5m
Equity
€1.0m ▼ 80.3%
Provisions
€1.1m ▲ 441%
Debt
€2.4m ▼ 23.6%
Debt's share of the balance-sheet total rises from 37.3% to 53.8%. Equity and debt are lower.
Key figures and ratios
ROE
-408.9%▼
2022 · -60.8%
ROA
-91.8%▼
2022 · -36.8%
Debt ≤ 1 year
€1.5m▼
2022 · €1.9m
Income taxes
€124,311▲
2022 · €43,484
Staff costs
€5.6m▲
2022 · €4.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €8.0m | €8.8m | - | - | - |
| Non-recurring operating income76A | - | - | €10,920 | €30,979 | €48,459 | ▲ 56.4% |
| Goods, raw materials, services and sundry goods60/61 | - | - | €6.1m | - | - | - |
| Remuneration, social security and pensions62 | - | - | €4.0m | €4.5m | €5.6m | ▲ 23.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €311,801 | €528,132 | €661,451 | €703,340 | €737,135 | ▲ 4.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €368,074 | €0 | ▼ 100% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €14,938 | -€119,791 | €879,646 | ▲ 834% |
| Other operating charges640/8 | - | - | €60,562 | €77,025 | €81,851 | ▲ 6.3% |
| Non-recurring operating charges66A | - | - | €520,151 | €344,903 | €189,702 | ▼ 45.0% |
| Gross operating margin9900 | €3.4m | €5.9m | €3.4m | €2.8m | €3.5m | ▲ 22.1% |
| Operating profit (loss)9901 | €952,037 | €2.2m | -€1.8m | -€3.1m | -€4.0m | ▼ 30.8% |
| Financial income75/76B | - | - | €0 | €1 | €0 | ▼ 100% |
| Recurring financial income75 | - | €242 | €0 | €1 | €0 | ▼ 100% |
| Financial charges65/66B | - | - | €12,419 | €26,184 | €7,791 | ▼ 70.2% |
| Recurring financial charges65 | €19,101 | €241,745 | €12,419 | €26,184 | €7,791 | ▼ 70.2% |
| Profit (loss) for the period before taxes9903 | €932,936 | €1.9m | -€1.9m | -€3.1m | -€4.0m | ▼ 29.9% |
| Income taxes67/77 | €13,357 | €75,000 | -€6,506 | €43,484 | €124,311 | ▲ 186% |
| Profit (loss) for the period9904 | €919,579 | €1.9m | -€1.8m | -€3.2m | -€4.2m | ▼ 32.1% |
| Profit (loss) for the period to be appropriated9905 | €919,579 | €1.9m | -€1.8m | -€3.2m | -€4.2m | ▼ 32.1% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.5m | €5.2m | €4.4m | €8.6m | €4.5m | ▼ 47.1% |
| Formation expenses20 | €660 | €660 | €660 | €660 | €660 | = |
| Fixed assets21/28 | €1.0m | €1.4m | €1.6m | €1.5m | €1.9m | ▲ 26.9% |
| Intangible fixed assets21 | €912,186 | €959,475 | €910,538 | €889,328 | €1.3m | ▲ 50.3% |
| Tangible fixed assets22/27 | €55,990 | €300,032 | €597,537 | €486,462 | €439,446 | ▼ 9.7% |
| Furniture and vehicles24 | - | - | €88,868 | €77,578 | €63,667 | ▼ 17.9% |
| Other tangible fixed assets26 | - | - | €100,121 | €79,061 | €58,001 | ▼ 26.6% |
| Assets under construction and advance payments27 | - | - | €408,547 | €329,823 | €317,778 | ▼ 3.7% |
| Financial fixed assets28 | €35,029 | €91,174 | €98,679 | €110,942 | €111,365 | ▲ 0.4% |
| Current assets29/58 | €5.5m | €3.8m | €2.7m | €7.1m | €2.7m | ▼ 62.6% |
| Stocks and contracts in progress3 | €28,421 | €49,519 | €65,593 | €84,598 | €42,464 | ▼ 49.8% |
| Stocks30/36 | - | - | €65,593 | €84,598 | €42,464 | ▼ 49.8% |
| Amounts receivable within one year40/41 | €2.5m | €2.0m | €1.8m | €1.5m | €1.5m | ▼ 0.1% |
| Trade receivables40 | - | - | €374,995 | €562,952 | €769,291 | ▲ 36.7% |
| Other amounts receivable41 | - | - | €1.5m | €945,026 | €737,243 | ▼ 22.0% |
| Cash at bank and in hand54/58 | €3.0m | €1.8m | €751,841 | €5.4m | €1.0m | ▼ 81.3% |
| Deferred charges and accrued income490/1 | - | - | €96,946 | €131,740 | €102,751 | ▼ 22.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.5m | €5.2m | €4.4m | €8.6m | €4.5m | ▼ 47.1% |
| Equity10/15 | €1.7m | €3.6m | €855,885 | €5.2m | €1.0m | ▼ 80.3% |
| Contributions10/11 | €385,818 | €385,818 | €5.3m | €8.4m | €8.4m | = |
| Capital10 | - | - | €385,818 | €3.5m | €3.5m | = |
| Issued capital100 | - | - | €385,818 | €3.5m | €3.5m | = |
| Outside capital11 | - | - | €4.9m | €4.9m | €4.9m | = |
| Share premium1100/10 | - | - | €4.9m | €4.9m | €4.9m | = |
| Profit (loss) carried forward14 | -€3.5m | -€1.7m | -€4.4m | -€3.2m | -€7.3m | ▼ 132% |
| Provisions and deferred taxes16 | - | €304,394 | €319,332 | €199,541 | €1.1m | ▲ 441% |
| Provisions for liabilities and charges160/5 | - | - | €319,332 | €199,541 | €1.1m | ▲ 441% |
| Other liabilities and charges164/5 | - | - | €319,332 | €199,541 | €1.1m | ▲ 441% |
| Amounts payable17/49 | €4.8m | €1.3m | €3.2m | €3.2m | €2.4m | ▼ 23.6% |
| Amounts payable after more than one year17 | €1.5m | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €3.3m | €1.3m | €1.7m | €1.9m | €1.5m | ▼ 22.4% |
| Trade debts44 | €1.6m | €599,061 | €550,199 | €782,552 | €655,107 | ▼ 16.3% |
| Suppliers440/4 | - | - | €550,199 | €782,552 | €655,107 | ▼ 16.3% |
| Taxes, remuneration and social security45 | - | - | €917,891 | €1.1m | €826,940 | ▼ 26.6% |
| Taxes450/3 | - | - | €296,528 | €296,138 | €254,649 | ▼ 14.0% |
| Remuneration and social security454/9 | - | - | €621,363 | €830,790 | €572,291 | ▼ 31.1% |
| Other amounts payable47/48 | - | - | €245,337 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | - | €1.5m | €1.3m | €963,902 | ▼ 25.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €919,579 | €1.9m | -€1.8m | -€3.2m | -€4.2m | ▼ 32.1% |
| + Depreciation and write-downs630 | €311,801 | €528,132 | €661,451 | €703,340 | €737,135 | ▲ 4.8% |
| Operating cash flow (approximation) | €1.2m | €2.4m | -€1.2m | -€2.5m | -€3.4m | ▼ 39.9% |
| Investment in fixed assets (approximation) | - | -€875,607 | -€917,523 | -€583,318 | -€1.1m | ▼ 95.0% |
| Change in cash | - | -€1.2m | -€1.0m | €4.6m | -€4.4m | ▼ 195% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet -€4.2m
Net result drops to -€4.2m, the lowest in the series.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity doublescurrent ratio 3.72
Current ratio from 1.60 to 3.72.
31-12
Financial
Equity above €5mEq €5.2m ▲507%
Equity rises from €855,885 to €5.2m.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 5 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €1.9m ▲101%
Operating result €2.2m, net result €1.9m, both a record.
31-12
Financial
Equity above €2mEq €3.6m ▲107%
2 profitable years in a row build equity to €3.6m.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
31-12
Financial
Back to profitnet €919,579
Net result €919,579 after one loss-making year.
31-12
Financial
Equity above €1mEq €1.7m ▲113%
Equity rises from €811,926 to €1.7m.
Show earlier events
24-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 85 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
17-06
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 322 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 23 acts read
About the unread acts
We know of 23 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
23 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Montreuil
Cannot be placed on the map
The registered office is abroad (France). The address register our map runs on (BOSA BEST) covers Belgian addresses only.
Rue Robespierre 6793107 MontreuilFranceGround area
2,671 m²
Building footprint
2,036 m²
Volume, LiDAR
67,868 m³
Parcel 21807G0178/00E003, Brussels · tallest building 103.3 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0178/00E003 | Brussels | 2,671 m² | 1 · 2,036 m² | 103.3 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,507 companies in sector 66199 we hold annual accounts for 921. 513 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formForeign entity
Founded04-06-2012
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Branches
1 branchBranch