ANYTIME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
ANYTIME
NACE 66.199, Other activities auxiliary to financial services, excluding insurance and pension funding
financial year 2023 compared with 2022filed annual accounts (NBB)
Net result for the year
-€4.2m
2022 · -€3.2m-€1.0m
Equity
€1.0m
2022 · €5.2m-€4.2m
Cash
€1.0m
2022 · €5.4m-€4.4m
Balance sheet total
€4.5m
2022 · €8.6m-€4.1m
Largest movements
Assets
- Cash -€4.4m
down €4.4m (-81.3%), from €5.4m to €1.0m
mainly Net result for the year (-€4.2m) and Investment in fixed assets (net) (-€1.1m)
- Intangible fixed assets +€447,039
up €447,039 (+50.3%), from €889,328 to €1.3m
Equity and liabilities
- Profit (loss) carried forward -€4.2m
down €4.2m (-132%), from -€3.2m to -€7.3m
- Provisions +€879,646
up €879,646 (+441%), from €199,541 to €1.1m
- Accrued charges and deferred income -€329,774
down €329,774 (-25.5%), from €1.3m to €963,902
- Tax, wage and social debts -€299,988
down €299,988 (-26.6%), from €1.1m to €826,940
of which Remuneration and social security: -€258,499
- Trade debts -€127,446
down €127,446 (-16.3%), from €782,552 to €655,107
Income statement
- Staff costs +€1.1m
up €1.1m (+23.4%), from €4.5m to €5.6m
- Provisions +€999,437
up €999,437, from -€119,791 to €879,646
- Gross operating margin +€625,858
up €625,858 (+22.1%), from €2.8m to €3.5m
- Write-downs -€368,074
down €368,074 (-100%), from €368,074 to €0
- Taxes +€80,827
up €80,827 (+186%), from €43,484 to €124,311
From the 2022 result to the 2023 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2022
-€3.2m
Gross operating margin
+€625,858
Staff costs
-€1.1m
Depreciation
-€33,795
Write-downs
+€368,074
Provisions
-€999,437
Other operating charges
-€4,826
Other operating items
+€155,201
Financial income
-€1
Financial charges
+€18,392
Taxes
-€80,827
Result 2023
-€4.2m
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2022 and 2023 balance sheets and the 2023 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
-€3.2m
Investment
-€1.1m
Financing
€0
Cash 2022
€5.4m
From operations (derived)
-€3.2m
Net result for the year
-€4.2m
Depreciation
+€737,135
Stocks and contracts
+€42,134
Receivables within one year
+€1,443
Deferred charges and accrued income
+€28,990
Provisions
+€879,646
Trade debts
-€127,446
Tax, wage and social debts
-€299,988
Accrued charges and deferred income
-€329,774
Investment (derived)
-€1.1m
Investment in fixed assets (net)
-€1.1m
Cash 2023
€1.0m
brings cash intakes cash out
Every line side by side
| Line | Code | 2022 | 2023 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,597,659 | €4,546,016 | -€4.1m | -47.1% |
| Formation expenses | 20 | €660 | €660 | = | 0.0% |
| Fixed assets | 21/28 | €1,486,731 | €1,887,178 | +€400,447 | +26.9% |
| Intangible fixed assets | 21 | €889,328 | €1,336,367 | +€447,039 | +50.3% |
| Tangible fixed assets | 22/27 | €486,462 | €439,446 | -€47,016 | -9.7% |
| Furniture and vehicles | 24 | €77,578 | €63,667 | -€13,912 | -17.9% |
| Other tangible fixed assets | 26 | €79,061 | €58,001 | -€21,060 | -26.6% |
| Assets under construction and advance payments | 27 | €329,823 | €317,778 | -€12,045 | -3.7% |
| Financial fixed assets | 28 | €110,942 | €111,365 | +€424 | +0.4% |
| Current assets | 29/58 | €7,110,267 | €2,658,178 | -€4.5m | -62.6% |
| Stocks and contracts in progress | 3 | €84,598 | €42,464 | -€42,134 | -49.8% |
| Stocks | 30/36 | €84,598 | €42,464 | -€42,134 | -49.8% |
| Amounts receivable within one year | 40/41 | €1,507,977 | €1,506,534 | -€1,443 | -0.1% |
| Trade receivables | 40 | €562,952 | €769,291 | +€206,340 | +36.7% |
| Other amounts receivable | 41 | €945,026 | €737,243 | -€207,783 | -22.0% |
| Cash at bank and in hand | 54/58 | €5,385,952 | €1,006,429 | -€4.4m | -81.3% |
| Deferred charges and accrued income | 490/1 | €131,740 | €102,751 | -€28,990 | -22.0% |
| Total equity and liabilities | 10/49 | €8,597,659 | €4,546,016 | -€4.1m | -47.1% |
| Equity | 10/15 | €5,194,961 | €1,020,880 | -€4.2m | -80.3% |
| Contributions | 10/11 | €8,355,885 | €8,355,885 | = | 0.0% |
| Capital | 10 | €3,481,423 | €3,481,423 | = | 0.0% |
| Issued capital | 100 | €3,481,423 | €3,481,423 | = | 0.0% |
| Contributions outside capital | 11 | €4,874,462 | €4,874,462 | = | 0.0% |
| Share premium | 1100/10 | €4,874,462 | €4,874,462 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€3,160,924 | -€7,335,005 | -€4.2m | -132% |
| Provisions and deferred taxes | 16 | €199,541 | €1,079,188 | +€879,646 | +441% |
| Provisions for liabilities and charges | 160/5 | €199,541 | €1,079,188 | +€879,646 | +441% |
| Other liabilities and charges | 164/5 | €199,541 | €1,079,188 | +€879,646 | +441% |
| Amounts payable | 17/49 | €3,203,157 | €2,445,949 | -€757,208 | -23.6% |
| Amounts payable within one year | 42/48 | €1,909,481 | €1,482,047 | -€427,434 | -22.4% |
| Trade debts | 44 | €782,552 | €655,107 | -€127,446 | -16.3% |
| Suppliers | 440/4 | €782,552 | €655,107 | -€127,446 | -16.3% |
| Taxes, remuneration and social security | 45 | €1,126,928 | €826,940 | -€299,988 | -26.6% |
| Taxes | 450/3 | €296,138 | €254,649 | -€41,489 | -14.0% |
| Remuneration and social security | 454/9 | €830,790 | €572,291 | -€258,499 | -31.1% |
| Other amounts payable | 47/48 | €0 | - | = | |
| Accrued charges and deferred income | 492/3 | €1,293,676 | €963,902 | -€329,774 | -25.5% |
| Non-recurring operating income | 76A | €30,979 | €48,459 | +€17,480 | +56.4% |
| Remuneration, social security and pensions | 62 | €4,547,238 | €5,609,033 | +€1.1m | +23.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €703,340 | €737,135 | +€33,795 | +4.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €368,074 | €0 | -€368,074 | -100% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | -€119,791 | €879,646 | +€999,437 | |
| Other operating charges | 640/8 | €77,025 | €81,851 | +€4,826 | +6.3% |
| Non-recurring operating charges | 66A | €344,903 | €189,702 | -€155,201 | -45.0% |
| Gross operating margin | 9900 | €2,829,530 | €3,455,388 | +€625,858 | +22.1% |
| Operating profit (loss) | 9901 | -€3,091,258 | -€4,041,979 | -€950,720 | -30.8% |
| Financial income | 75/76B | €1 | €0 | -€1 | -100% |
| Recurring financial income | 75 | €1 | €0 | -€1 | -100% |
| Financial charges | 65/66B | €26,184 | €7,791 | -€18,392 | -70.2% |
| Recurring financial charges | 65 | €26,184 | €7,791 | -€18,392 | -70.2% |
| Profit (loss) for the period before taxes | 9903 | -€3,117,441 | -€4,049,770 | -€932,329 | -29.9% |
| Income taxes | 67/77 | €43,484 | €124,311 | +€80,827 | +186% |
| Profit (loss) for the period | 9904 | -€3,160,924 | -€4,174,081 | -€1.0m | -32.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,160,924 | -€4,174,081 | -€1.0m | -32.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2022 and 31 December 2023. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.