Equity
€735,832 ▼ 7.1%
ANTIEK - BOUW paid out €80,000 in dividends. That is 239% of the 2025 profit.
ANTIEK - BOUW
Lifetime
20 annual accounts with figures on one time axis, 34 filings since 1992peak €523,765 (2012)
€329,383▼ 3.0%
lowest -€16,948 (2015)
€33,435▲ 37×
peak €970,365 (2022)
€735,832▼ 7.1%
€511,366▼ 11.4%
peak 6.9 FTE (2012)
2.9 FTE▼ 19.4%
Board3 names since 2021
3 directorsSTADEC and 2 others
Owners
100%STADEC
Documentsfilings and deeds
20-08-202620 days late
2025financial year
Result from €904 to €33,435Staff from 3.6 FTE to 2.9 FTEDividend €80,000Cash from €13,743 to €26,448
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 49% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,280 companies (NACE 47, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.2%▼ -0.3 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.1%▼ -0.3 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Liquidity: current ratio 0.97, cash €26,448
lowers risk
Founded in 1991
Size: 2.9 FTE, total assets €1.2m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 72% of them on solvency, 39% on liquidity, 55% on profitability and 29% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as ANTIEK - BOUW has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ANTIEK - BOUW itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for ANTIEK - BOUW. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.97 (1.03 in 2024), below 1. Short-term debt is 29% and cash 2.1% of total assets. 41% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
20 days late
2024
28 days late
2023
28 days late
2022
on the day
2021
30 days late
2020
27 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0445733905
2 directors resigning, 2 reappointments
Resignations: STAELENS Karl José (director) and STADEC (director) · Permanent representative: STAELENS Pieter José · Reappointments: STAELENS Karl José (director) and STADEC (director and managing director) · Gazette deed
2 directors resigning, 2 reappointments
Resignations: STAELENS Karl and STADEC · Permanent representative: STAELENS Pieter · Reappointments: STAELENS Karl and STADEC · General meeting of 30-07-2022 · Gazette deed
Incorporation
published on 13-12-1991 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ANTIEK - BOUW Ypres | €1.2m | €329,383 | 59.0% | 2.9 |
| GILLES La Bruyère | €1.3m | €251,427 | 64.8% | 2.9 |
| CRUYDT Zonnebeke | €1.3m | €372,244 | 27.9% | 3.8 |
| BOUWMATERIALEN MAERTENS Zedelgem | €1.7m | €374,581 | 31.0% | 3.6 |
| BART YDE Ypres | €1.8m | €264,396 | 52.3% | 2.3 |
| MEGA - MAT Heusden-Zolder | €1.4m | €333,516 | 65.9% | 2.9 |
| BAS Schaerbeek | €0.9m | €306,292 | 46.7% | 3.1 |
These companies have the same main activity as ANTIEK - BOUW: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €947,000 and €1.8m, founded between 1988 and 1996.
Official details
Source: KBO- Status
- Active since 21-11-1991Normal situation
- Activity
- Retail sale of hardware, building materials, paint and glass (general range)NACE 47521and 2 others
- Joint committee
- 126Furnishing and woodworking · annual accounts 2024
- Establishment unit
- 2.055.302.5148900 Ypres, since 11-02-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 13-11-2025
Annual accounts 2025
- ≈ €1.7mestimated
- €1.2m▼ 8.9%
- Employeeson 31-12-2025
- 4=
- Filing
- Filed on 20-08-2026
Insights on ANTIEK - BOUW
ANTIEK - BOUW has existed since 1991. The gross margin grew from €187,542 in 2006 to €329,383 in 2025 and staff from 1.9 to 2.9 full-time equivalents.
The gross margin has fallen every year since 2022.
STADEC holds all the shares. In July 2023, the Official Gazette published the appointment of STADEC as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ANTIEK - BOUW
- What is the company number of ANTIEK - BOUW?
- The company number of ANTIEK - BOUW is 0445.733.905. The VAT number is the same number with BE in front: BE 0445.733.905.
- Where is ANTIEK - BOUW based?
- The registered office is at Sint-Krispijnstraat 9, 8900 Ypres.Company details
- What does ANTIEK - BOUW do?
- According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
- What is the legal form of ANTIEK - BOUW?
- ANTIEK - BOUW is a public limited company (NV).
- When was ANTIEK - BOUW founded?
- ANTIEK - BOUW was founded on 21-11-1991.
- Is ANTIEK - BOUW still active?
- Yes, ANTIEK - BOUW is an active enterprise in the KBO register.
- How many employees does ANTIEK - BOUW have?
- ANTIEK - BOUW had an average of 2.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does ANTIEK - BOUW fall under?
- In its 2024 annual accounts, ANTIEK - BOUW states joint committee 126 (Furnishing and woodworking).
- What is the turnover of ANTIEK - BOUW?
- The turnover in financial year 2025 is ≈ €1.7m. This figure is estimated from the gross margin of €329,383 and 33 comparable companies (NACE 475). It probably lies between €1.2m and €2.6m.
- Is ANTIEK - BOUW profitable?
- In financial year 2025, ANTIEK - BOUW made a profit of €33,435.
- Where can I find the annual accounts of ANTIEK - BOUW?
- ANTIEK - BOUW filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ANTIEK - BOUW due?
- ANTIEK - BOUW must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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