GILLES
ActiveSummary
GILLES has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €948,901 and a net result of €65,947. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 6545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability76▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75,000 at 30 days acceptable
Liquidity ample (current ratio 4.81 against 3.95 in 2023; short-term debt: 20.1% and cash: 25.5% of total assets), and 20.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
79.7%
Return on assets
5.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
31 d early
2021
89 d late
2020
61 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
In the rankings
#4 company by equity in La Bruyère, Wholesale and retail trade sector#5 oldest company in La Bruyère, Wholesale and retail trade sector#8 company by total assets in La Bruyère, Wholesale and retail trade sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€65,947▲ 11.8%
2023 · €59,009
Working capital
€912,319▲ 11.5%
2023 · €818,054
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€254,276▲ 484%€164,199▼ 35.4%€45,062▼ 72.6%€82,660▲ 83.4%€88,109▲ 6.6%
Net result€218,065above the sector's middle half▲ 257%€128,649above the sector's middle half▼ 41.0%€31,796within the sector's middle half▼ 75.3%€59,009within the sector's middle half▲ 85.6%€65,947within the sector's middle half▲ 11.8%
Equity€703,500above the sector's middle half▲ 16.2%€792,149above the sector's middle half▲ 12.6%€823,946above the sector's middle half▲ 4.0%€882,954above the sector's middle half▲ 7.2%€948,901above the sector's middle half▲ 7.5%
Total assets€1.3mwithin the sector's middle half▲ 22.8%€1.2mwithin the sector's middle half▼ 5.0%€1.2mwithin the sector's middle half▲ 2.3%€1.2mwithin the sector's middle half▼ 5.6%€1.2mwithin the sector's middle half▲ 1.9%
Debt€569,466▲ 31.9%€417,473▼ 26.7%€413,385▼ 1.0%€285,039▼ 31.0%€241,857▼ 15.1%
Working capital€622,627above the sector's middle half▲ 15.6%€699,630above the sector's middle half▲ 12.4%€755,434above the sector's middle half▲ 8.0%€818,054above the sector's middle half▲ 8.3%€912,319above the sector's middle half▲ 11.5%
Solvency55.3%above the sector's middle half▼ 3.1pp65.5%above the sector's middle half▲ 10.2pp66.6%above the sector's middle half▲ 1.1pp75.6%above the sector's middle half▲ 9.0pp79.7%above the sector's middle half▲ 4.1pp
Current ratio2.22within the sector's middle half▼ 0.362.87above the sector's middle half▲ 0.652.92above the sector's middle half▲ 0.043.95above the sector's middle half▲ 1.044.81above the sector's middle half▲ 0.86
Return on assets (ROA)17.1%above the sector's middle half▲ 11.2pp10.6%within the sector's middle half▼ 6.5pp2.6%within the sector's middle half▼ 8.1pp5.1%within the sector's middle half▲ 2.5pp5.5%within the sector's middle half▲ 0.5pp
Staff (FTE)3.2within the sector's middle half▼ 3.0%3.1within the sector's middle half▼ 3.1%3.8within the sector's middle half▲ 22.6%3.4within the sector's middle half▼ 10.5%3within the sector's middle half▼ 11.8%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 7% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.2m
Fixed assets
€39,196 ▼ 46.2%
Current assets
€1.2m ▲ 5.1%
Equity and liabilities €1.2m
Equity
€948,901 ▲ 7.5%
Debt
€241,857 ▼ 15.1%
Debt's share of the balance-sheet total falls from 24.4% to 20.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€113,358▼
2023 · €122,687
Cash flow
€91,195▼
2023 · €99,036
Quick ratio
3.29▲
2023 · 2.55
Debt to equity
0.25▼
2023 · 0.32
ROE
6.9%▲
2023 · 6.7%
Interest coverage
20.51▲
2023 · 9.79
Debt ≤ 1 year
€239,243▼
2023 · €277,144
Debt > 1 year
€2,614▼
2023 · €7,895
Income taxes
€24,055▼
2023 · €24,785
Staff costs
€154,524▼
2023 · €199,187
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €150,754 | €214,333 | €199,187 | €154,524 | ▼ 22.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €59,932 | €59,118 | €61,745 | €40,027 | €25,248 | ▼ 36.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €10,299 | -€2,465 | €3,412 | -€14,105 | ▼ 513% |
| Other operating charges640/8 | - | €9,269 | €7,337 | €9,549 | €8,681 | ▼ 9.1% |
| Non-recurring operating charges66A | - | €169 | - | €58 | - | - |
| Gross operating margin9900 | €464,395 | €393,808 | €326,012 | €334,893 | €262,458 | ▼ 21.6% |
| Operating profit (loss)9901 | €254,276 | €164,199 | €45,062 | €82,660 | €88,109 | ▲ 6.6% |
| Financial income75/76B | - | €3,904 | €7,824 | €13,671 | €7,419 | ▼ 45.7% |
| Recurring financial income75 | €2,757 | €3,904 | €7,824 | €13,671 | €7,419 | ▼ 45.7% |
| Financial charges65/66B | - | €7,132 | €5,685 | €12,538 | €5,526 | ▼ 55.9% |
| Recurring financial charges65 | €5,258 | €7,132 | €5,685 | €12,538 | €5,526 | ▼ 55.9% |
| Profit (loss) for the period before taxes9903 | €251,775 | €160,971 | €47,201 | €83,793 | €90,002 | ▲ 7.4% |
| Income taxes67/77 | €33,710 | €32,322 | €15,405 | €24,785 | €24,055 | ▼ 2.9% |
| Profit (loss) for the period9904 | €218,065 | €128,649 | €31,796 | €59,009 | €65,947 | ▲ 11.8% |
| Transfer from tax-exempt reserves789 | - | €8,567 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €218,065 | €137,217 | €31,796 | €59,009 | €65,947 | ▲ 11.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.2m | €1.2m | €1.2m | €1.2m | ▲ 1.9% |
| Fixed assets21/28 | €141,887 | €136,342 | €87,640 | €72,795 | €39,196 | ▼ 46.2% |
| Tangible fixed assets22/27 | €141,837 | €136,292 | €87,590 | €72,745 | €39,146 | ▼ 46.2% |
| Plant, machinery and equipment23 | - | €35,762 | €17,874 | €15,465 | €8,802 | ▼ 43.1% |
| Furniture and vehicles24 | - | €100,530 | €69,716 | €57,281 | €30,344 | ▼ 47.0% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €1.1m | €1.1m | €1.1m | €1.1m | €1.2m | ▲ 5.1% |
| Stocks and contracts in progress3 | €313,356 | €318,904 | €439,036 | €388,291 | €364,032 | ▼ 6.2% |
| Stocks30/36 | - | €318,904 | €439,036 | €388,291 | €364,032 | ▼ 6.2% |
| Amounts receivable within one year40/41 | €73,595 | €64,296 | €122,319 | €50,709 | €73,227 | ▲ 44.4% |
| Trade receivables40 | - | €44,135 | €91,830 | €28,945 | €48,498 | ▲ 67.6% |
| Other amounts receivable41 | - | €20,161 | €30,488 | €21,764 | €24,729 | ▲ 13.6% |
| Current investments50/53 | €110,162 | €110,150 | €110,145 | €110,090 | €401,064 | ▲ 264% |
| Cash at bank and in hand54/58 | €619,945 | €572,604 | €470,116 | €531,264 | €304,143 | ▼ 42.8% |
| Deferred charges and accrued income490/1 | - | €7,327 | €8,075 | €14,845 | €9,096 | ▼ 38.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.2m | €1.2m | €1.2m | €1.2m | ▲ 1.9% |
| Equity10/15 | €703,500 | €792,149 | €823,946 | €882,954 | €948,901 | ▲ 7.5% |
| Contributions10/11 | - | €135,000 | €135,000 | €135,000 | €135,000 | = |
| Reserves13 | €558,780 | €650,213 | €680,213 | €740,213 | €770,213 | ▲ 4.1% |
| Non-distributable reserves130/1 | - | €13,500 | €13,500 | €13,500 | €13,500 | = |
| Reserves not available under the articles1311 | - | €13,500 | €13,500 | €13,500 | €13,500 | = |
| Distributable reserves133 | - | €636,713 | €666,713 | €726,713 | €756,713 | ▲ 4.1% |
| Profit (loss) carried forward14 | €9,720 | €6,936 | €8,733 | €7,741 | €43,688 | ▲ 464% |
| Amounts payable17/49 | €569,466 | €417,473 | €413,385 | €285,039 | €241,857 | ▼ 15.1% |
| Amounts payable after more than one year17 | €60,831 | €43,702 | €19,128 | €7,895 | €2,614 | ▼ 66.9% |
| Financial debts170/4 | - | €43,702 | €19,128 | €7,895 | €2,614 | ▼ 66.9% |
| Amounts payable within one year42/48 | €508,452 | €373,650 | €394,257 | €277,144 | €239,243 | ▼ 13.7% |
| Current portion of amounts payable after more than one year42 | - | €32,559 | €24,574 | €20,445 | €5,281 | ▼ 74.2% |
| Trade debts44 | €216,415 | €215,975 | €271,927 | €201,787 | €174,377 | ▼ 13.6% |
| Suppliers440/4 | - | €215,975 | €271,927 | €201,787 | €174,377 | ▼ 13.6% |
| Taxes, remuneration and social security45 | - | €35,018 | €78,753 | €35,443 | €44,079 | ▲ 24.4% |
| Taxes450/3 | - | €17,685 | €42,154 | €18,030 | €24,037 | ▲ 33.3% |
| Remuneration and social security454/9 | - | €17,333 | €36,599 | €17,413 | €20,043 | ▲ 15.1% |
| Other amounts payable47/48 | - | €90,099 | €19,003 | €19,470 | €15,505 | ▼ 20.4% |
| Accrued charges and deferred income492/3 | - | €120 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €218,065 | €128,649 | €31,796 | €59,009 | €65,947 | ▲ 11.8% |
| + Depreciation and write-downs630 | €59,932 | €59,118 | €61,745 | €40,027 | €25,248 | ▼ 36.9% |
| Operating cash flow (approximation) | €277,997 | €187,767 | €93,542 | €99,036 | €91,195 | ▼ 7.9% |
| Investment in fixed assets (approximation) | - | -€53,573 | -€13,043 | -€25,183 | €8,351 | ▲ 133% |
| Change in cash | - | -€47,341 | -€102,488 | €61,148 | -€227,121 | ▼ 471% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €31,796 ▼75.3%
Net result drops to €31,796, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 89 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €218,065 ▲257%
Operating result €254,276, net result €218,065, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Bois-de-Ban, Rhisnes SN5080 La BruyèreGround area
6.0 ha
Parcel 92022B0084/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée de Bruxelles, Bovesse sn, 5081 La Bruyère
since 19922.058.029.796
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92022B0084/00H000indicative | Wallonia | 6.0 ha | - | - |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersChain of control
- BLD MANAGEMENT
- GILLES
Highest known parent: BLD MANAGEMENT. The sources do not say who stands above it.
Owners 2
- BLD MANAGEMENTparent89.88%
- Sourceaccounts IMMO JB 202510.12%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 1,719 companies in sector 47521 we hold annual accounts for 1,288. 943 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded23-04-1992
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
08111Other mining and quarrying
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0447687167
Registered
13-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.