Investments
€1,564 7.3 × depreciation
Green is investment, beige is depreciation.
AnkerED
Lifetime
5 annual accounts with figures on one time axispeak €82,276 (2021)
€3,266▲ €14,547
lowest -€12,424 (2024)
€2,416▲ €14,841
peak €61,876 (2021)
€46,807▲ 5.4%
€9,120▲ 20.9%
Board2 names since 2020
2 directorsDE LOCHT Dennis Guy Maria and 1 other
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from -€11,281 to €3,266Back to profit: €2,416Debts from €7,542 to €9,120Investments €1,564Cash from €10,383 to €24,338
Key points
from the 2025 annual accountsFilings
5 annual accounts 2 late
The 2021 accounts came latest: 145 days after the end of the period.
Position in the sector
83.7%
Higher solvency than 90% of companies in retail trade. Sector median 33.1% · 22,939 companies.
Checked score
94
Excellent
Financially stronger than 75% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.9%▲ +0.1 percentage points vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 1.5%▲ +0.6 percentage points vs 07-2025highest value
09-2025: 0.9%▼ -0.6 percentage points vs 08-2025
10-2025: 0.8%▼ -0.1 percentage points vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.9%▲ +0.1 percentage points vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 0.9%● unchanged vs 06-2026
08-2026: 0.2%▼ -0.7 percentage points vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €55,927
lowers risk
Liquidity: current ratio 5.95, cash €24,338
Equity €46,807 (83.7% of total assets)
Figures for financial year 2025 (filed on 05-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 95% on liquidity, 60% on profitability and 53% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as AnkerED has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of AnkerED itself is lower: 0.1% within 12 months. It rests on far more data about AnkerED than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for AnkerED. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.95 (6.84 in 2024), above the usual 1.5. Short-term debt is 16.3% and cash 43.5% of total assets. 16.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 day early
2024
1 day early
2023
7 days early
2022
92 days late
2021
145 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 46 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 93 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DE LOCHT Dennis Guy Maria 50 sharesdeed of 30-06-2020
- HAMBLOK Evy 50 sharesdeed of 30-06-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0749433282
Incorporation
Founding capital of €2,000, 100 shares · Founders: DE LOCHT Dennis Guy Maria and HAMBLOK Evy · Appointments: DE LOCHT Dennis Guy Maria (director) and HAMBLOK Evy (director) · published on 30-06-2020 · Gazette deed
First establishment
Jacob van Arteveldestraat 20, Lommel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AnkerED Lommel | €55,927 | €3,266 | 83.7% | - |
| Erwin Kortenaken | €61,105 | €4,387 | 16.3% | - |
| Vetro Vetro Brussels | €56,234 | €7,573 | -14.3% | - |
| Victoria & Roses Antwerp | €105,597 | €6,605 | 73.1% | - |
| SPORTDOG COMPANY Grimbergen | €73,449 | -€8,766 | -24.3% | - |
| Reliano Olen | €79,665 | -€14,477 | 91.3% | - |
| SD Consultancy & Art Heist-op-den-Berg | €33,026 | -€1,427 | 3.7% | - |
These companies have the same main activity as AnkerED: retail sale of other household articles (NACE 47559). They are comparable in size and age: total assets between €33,000 and €106,000, founded between 2017 and 2022.
Official details
Source: KBO- Status
- Active since 26-06-2020Normal situation
- Activity
- Retail sale of other household articlesNACE 47559and 1 other
- Establishment unit
- 2.304.770.3793920 Lommel, since 26-06-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 29-01-2026
Annual accounts 2025
- ≈ €34,000estimated
- €55,927▲ 7.7%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on AnkerED
AnkerED files the micro format. That format states no turnover. The gross margin fell from €82,276 in 2021 to €3,266 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AnkerED
- What is the company number of AnkerED?
- The company number of AnkerED is 0749.433.282. The VAT number is the same number with BE in front: BE 0749.433.282.
- Where is AnkerED based?
- The registered office is at Jacob van Arteveldestraat 20, 3920 Lommel.Company details
- What does AnkerED do?
- According to the KBO register, the main activity is retail sale of other household articles (NACE 47559).
- What is the legal form of AnkerED?
- AnkerED is a private limited company (BV).
- When was AnkerED founded?
- AnkerED was founded on 26-06-2020.
- Is AnkerED still active?
- Yes, AnkerED is an active enterprise in the KBO register.
- What is the turnover of AnkerED?
- The turnover in financial year 2025 is ≈ €34,000. This figure is estimated from the gross margin of €3,266 and 60 comparable companies (NACE 475). It probably lies between €18,000 and €86,000. It is a rough estimate.Financials
- Is AnkerED profitable?
- In financial year 2025, AnkerED made a profit of €2,416.
- Where can I find the annual accounts of AnkerED?
- AnkerED filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AnkerED due?
- AnkerED must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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