Skip to content

Reliano

Active
Private limited companyfounded 20188 years activeVeldstraat 3, 2250 Olen, BelgiumKBO/BCE: BE 0692.690.856
Summary

The computed 12-month bankruptcy probability of Reliano is 1.6% (moderate). The 2025 annual accounts show equity of €72,763 and a net result of -€20,051. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 22,078 sector peers (NACE 47, fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of other household articles
NACE 47559
1 site
Size
€79,665total assets 2025
Equity
€72,763
Loss
-€20,051
Turnover not published (abridged schema)
Financial health
63 Healthy Checked score 2025
Bankruptcy probability, 12 months
1.6%
Structure
Accounts 25 days early0 of 2 deeds read
Why 63- Liquidity: current ratio 10.51, cash €0, halved- Loss of €20,051, the second in a row (FY 2025)- Sector Retail trade (NACE 47)+ Equity €72,763 (91.3% of total assets)Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 43% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 100=
equity 91.3% of total assets
Liquidity 50-38
short-term debt 8.7% · cash 0.0%
Profitability 0=
return on assets -25.2%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.3 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.6%▲ +1.1 percentage points vs 07-2026highest value 09-2026: 1.6%● unchanged vs 08-2026highest value 10-2026: 1.6%● unchanged vs 09-2026highest value
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 10.51 against 9.07 in 2024; short-term debt: 8.7% and cash: 0% of total assets), and 8.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 53% on liquidity, 6% on profitability and 19% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 10.51, cash €0, halved
NBB · annual accounts
raises risk · Loss of €20,051, the second in a row (FY 2025)
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
KBO
lowers risk · Equity €72,763 (91.3% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€20,051
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
25 days early
2024
45 days early
2023
37 days early
2022
27 days early
2021
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 26 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€25,363

Key points

  • Caution: Among the weakest 11% on net resultsector median €5,036 · 22,057 companies -€20,051 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€20,051 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€79,665
Loss
-€20,051
Solvency
91.3%
Total assets▼ 23.1%
Net result
20212025
Go to Financials

Timeline

Events
9
Since
2022
Next accounts
by 31-07-2027
  1. 24-06-2024Annual accounts filed
  2. 31-12-2023Highest result since 2021
  3. 31-12-2023Liquidity triples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of other household articlesNACE 47559
Founded
19-03-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.