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ANFA 123

Active
Public limited companyfounded 2005active for 21 yearsBrabantstraat 123, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0874.946.334
Summary

ANFA 123 has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €836,876 and a net result of -€45,290. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 87% of 12,661 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Retail sale of fruit and vegetables
NACE 47210Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
1 site
Size
€2.5mturnover 2025
Staff
11 FTE
Equity
€836,876
Loss
-€45,290
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 24 days early3 deeds in the Belgian Official Gazette
Why 87raises riskLiquidity: current ratio 4.33, cash €6,628, halvedSector: Retail trade (NACE 47)lowers riskFounded in 2005Equity €836,876 (77.1% of total assets)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 46% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 100=
equity 77.1% of total assets
Liquidity 43-11
short-term debt 22.9% · cash 0.6%
Profitability 15-37
return on assets -4.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.33, compared with 10.74 in 2024, above the usual 1.5; short-term debt: 22.9% and cash: 0.6% of total assets), and 22.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 41% on liquidity, 20% on profitability and 32% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 2005
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 4.33, cash €6,628, halved
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Equity €836,876 (77.1% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€45,290
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
21 days early
2023
1 day early
2022
40 days early
2021
11 days early
2020
19 days late
2019
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€45,290
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 10% on net resultsector median €27,731 · 12,651 companies -€45,290 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€45,290 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

By topic

Financials

Financial year
2025
Turnover
€2.5m
Loss
-€45,290
Solvency
77.1%
Turnover▼ 6.5%
Net result
20182025
Go to Financials

Timeline

Events
24
Since
2006
Next accounts
by 31-07-2027
  1. 30-07-2024Annual accounts filed
  2. 21-06-2023Annual accounts filed
  3. 20-07-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of fruit and vegetablesNACE 47210
Founded
07-07-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about ANFA 123

What is the company number of ANFA 123?
0874.946.334. In Belgium the VAT number is the company number with BE in front: BE 0874.946.334.
Where is ANFA 123 based?
The registered office is at Brabantstraat 123, 1030 Schaarbeek.Company details
What does ANFA 123 do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of ANFA 123?
Public limited company (NV).
When was ANFA 123 founded?
On 07-07-2005.
Is ANFA 123 still active?
Yes, ANFA 123 is an active enterprise in the KBO register.
How many employees does ANFA 123 have?
On average 11 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ANFA 123?
€2.5m in financial year 2025, according to the filed annual accounts.
Is ANFA 123 profitable?
In financial year 2025, ANFA 123 made a loss of €45,290.
Where can I find the annual accounts of ANFA 123?
ANFA 123 filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ANFA 123 due?
By 31-07-2027, for financial year 2026.Timeline

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