LA ROMAINE
ActiveLA ROMAINE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €825k and a net result of €-50k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 57% of 4123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-43
Solvency67▲+4
Growth59▼-17
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.74 against 1.68 in 2024; short-term debt: 31.4% and cash: 11.3% of total assets), but 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
16 d early
2023
27 d late
2022
25 d late
2021
21 d late
2020
18 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€3.49M▲ 18.7%
2020 · €2.94M
2019: €2.79M
2020: €2.94M
2019 → 2021
EBIT margin
8.8%▲ 3.6pp
2020 · 5.2%
2019: 1.8%
2020: 5.2%
2019 → 2021
Net result
€-50k
2024 · €65k
2019: €14k
2020: €111k
2021: €182k
2022: €71k
2023: €-3k
2024: €65k
2019 → 2025
Working capital
€456k▼ 13.2%
2024 · €526k
2019: €65k
2020: €182k
2021: €381k
2022: €465k
2023: €467k
2024: €526k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€3.49M-
Equity€742k-€814k▲ 9.6%€811k▼ 0.4%€875k▲ 8.0%€825k▼ 5.8%
Operating result€307k-€147k▼ 52.0%€5k▼ 96.5%€97k▲ 1,784%€23k▼ 76.1%
Net result€182k-€71k▼ 60.9%€-3k€65k€-50k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.96M
Fixed assets
€889k▼ 9.1%
Current assets
€1.07M▼ 17.6%
Equity and liabilities €1.96M
Equity
€825k▼ 5.8%
Debt
€1.14M▼ 19.1%
The debt ratio falls from 61.6% to 57.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€120k▼
2024 · €219k
Cash flow
€47k▼
2024 · €186k
Solvency
42.1%▲
2024 · 38.4%
Current ratio
1.74▲
2024 · 1.68
Quick ratio
0.87▼
2024 · 0.98
Debt / equity
1.38▼
2024 · 1.61
ROE
-6.1%▼
2024 · 7.4%
ROA
-2.6%▼
2024 · 2.8%
Interest coverage
1.62▼
2024 · 27.29
Debt
€1.14M▼
2024 · €1.40M
Debt ≤ 1 year
€616k▼
2024 · €776k
Debt > 1 year
€520k▼
2024 · €629k
Income taxes
€118▼
2024 · €25k
Staff costs
€818k▲
2024 · €741k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.28M€1.96M▼
Fixed assets21/28€978k€889k▼
Tangible fixed assets22/27€978k€889k▼
Land and buildings22€886k€826k▼
Plant, machinery and equipment23€43k€30k▼
Furniture and vehicles24€49k€33k▼
Current assets29/58€1.30M€1.07M▼
Stocks and contracts in progress3€541k€534k▼
Stocks30/36€541k€534k▼
Amounts receivable within one year40/41€349k€244k▼
Trade receivables40€289k€173k▼
Other amounts receivable41€60k€71k▲
Current investments50/53€72k€73k▲
Cash at bank and in hand54/58€340k€222k▼
Equity and liabilities
Total equity and liabilities10/49€2.28M€1.96M▼
Equity10/15€875k€825k▼
Contributions10/11€19k€19k=
Reserves13€848k€848k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€9k€9k=
Distributable reserves133€838k€838k=
Profit (loss) carried forward14€8k€-42k▼
Amounts payable17/49€1.40M€1.14M▼
Amounts payable after more than one year17€629k€520k▼
Financial debts170/4€629k€520k▼
Amounts payable within one year42/48€776k€616k▼
Current portion of amounts payable after more than one year42€144k€145k▲
Trade debts44€362k€164k▼
Suppliers440/4€362k€164k▼
Taxes, remuneration and social security45€269k€306k▲
Taxes450/3€18k€18k▼
Remuneration and social security454/9€251k€288k▲
Income statement
Code20242025
Remuneration, social security and pensions62€741k€818k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€122k€97k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€118k
Other operating charges640/8€70k€64k▼
Gross operating margin9900€1.03M€1.12M▲
Operating profit (loss)9901€97k€23k▼
Financial income75/76B€23€821▲
Recurring financial income75€23€821▲
Financial charges65/66B€8k€74k▲
Recurring financial charges65€8k€74k▲
Profit (loss) for the period before taxes9903€89k€-50k▼
Income taxes67/77€25k€118▼
Profit (loss) for the period9904€65k€-50k▼
Profit (loss) for the period to be appropriated9905€65k€-50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€-42k▼
Profit (loss) brought forward from the previous period14P€2k€8k▲
Transfer to equity691/2€58k-
To other reserves6921€58k-
Social balance
Average headcount (FTE)908722.024.0▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Weakest financial yearnet €-50k ▼178%
Net result drops to €-50k, the lowest in the series.
15-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
25-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 21 days late
2021
30-06
Financial
Highest result since 2019net €182k ▲64.8%
Operating result €307k, net result €182k, both a record.
18-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 18 days late
2020
30-06
Financial
Equity above €500kEq €560k ▲24.6%
2 profitable years in a row build equity to €560k.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
25-03-2025
Resigned as Director
Location & real-estate footprint
Registered office, Mons · 2 establishment units since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Douvrain (G.) 26/A7011 MonsGround area
9,005 m²
Building footprint
44 m²
Volume, LiDAR
300 m³
2 parcels, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
La Romana Fils
since 19922.059.408.978
La Romana Fils
since 20122.210.051.265
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0461/00F000 | Wallonia | 8,832 m² | - | - |
| 53030C0098/00N000 | Wallonia | 173 m² | 1 · 44 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesMons2.059.408.978
Nivelles2.210.051.265
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Of 10,530 companies in sector 47110 we hold annual accounts for 5,858. 2,487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-1992
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47210Retail sale of fruit and vegetables
47810Retail trade
52112
52621
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.