DISTRICHAMP
ActiveSummary
DISTRICHAMP has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €885,412 and a net result of €1,844. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 73% of 4231 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability33▼-39
Solvency84=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 2.45 against 2.42 in 2024; short-term debt: 40.7% and cash: 6.7% of total assets), and 40.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
160 d late
2023
125 d late
2022
239 d late
2021
164 d late
2020
138 d late
2019
250 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 156 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 January (4 of the last 5 filed years within 79 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1,844▼ 95.2%
2024 · €38,562
Working capital
€879,003▲ 0.3%
2024 · €876,654
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€59,876▼ 73.9%€162,350▲ 171%€237,626▲ 46.4%€37,844▼ 84.1%€7,849▼ 79.3%
Net result€44,460within the sector's middle half▼ 73.2%€119,760above the sector's middle half▲ 169%€186,083above the sector's middle half▲ 55.4%€38,562within the sector's middle half▼ 79.3%€1,844within the sector's middle half▼ 95.2%
Equity€1.2mabove the sector's middle half▲ 3.9%€1.3mabove the sector's middle half▲ 10.2%€883,567above the sector's middle half▼ 31.9%€883,567above the sector's middle half=€885,412within the sector's middle half▲ 0.2%
Total assets€1.7mabove the sector's middle half▼ 9.9%€1.6mwithin the sector's middle half▼ 3.1%€2.4mabove the sector's middle half▲ 43.6%€1.5mwithin the sector's middle half▼ 36.3%€1.5mwithin the sector's middle half▼ 0.5%
Debt€514,505▼ 30.9%€341,925▼ 33.5%€1.5m▲ 330%€616,974▼ 58.0%€607,325▼ 1.6%
Working capital€1.2mabove the sector's middle half▲ 3.5%€1.3mabove the sector's middle half▲ 10.5%€878,492above the sector's middle half▼ 32.2%€876,654above the sector's middle half▼ 0.2%€879,003above the sector's middle half▲ 0.3%
Solvency69.6%above the sector's middle half▲ 9.2pp79.1%above the sector's middle half▲ 9.5pp37.5%within the sector's middle half▼ 41.6pp58.9%within the sector's middle half▲ 21.4pp59.3%within the sector's middle half▲ 0.4pp
Current ratio3.28above the sector's middle half▲ 0.744.79above the sector's middle half▲ 1.511.60within the sector's middle half▼ 3.202.42within the sector's middle half▲ 0.822.45within the sector's middle half▲ 0.03
Return on assets (ROA)2.6%within the sector's middle half▼ 6.2pp7.3%within the sector's middle half▲ 4.7pp7.9%within the sector's middle half▲ 0.6pp2.6%within the sector's middle half▼ 5.3pp0.1%within the sector's middle half▼ 2.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 79% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€6,409 ▼ 7.3%
Current assets
€1.5m ▼ 0.5%
Equity and liabilities €1.5m
Equity
€885,412 ▲ 0.2%
Debt
€607,325 ▼ 1.6%
Debt's share of the balance-sheet total falls from 41.1% to 40.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10,807▼
2024 · €40,669
Cash flow
€4,802▼
2024 · €41,387
Quick ratio
2.29▲
2024 · 2.23
Debt to equity
0.69▼
2024 · 0.70
ROE
0.2%▼
2024 · 4.4%
Interest coverage
1.67▼
2024 · 6.13
Debt ≤ 1 year
€607,325▼
2024 · €616,974
Income taxes
€858▼
2024 · €13,048
Staff costs
€21,956▼
2024 · €26,858
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €25,899 | €26,858 | €21,956 | ▼ 18.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,994 | €3,505 | €3,072 | €2,825 | €2,958 | ▲ 4.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€29,588 | €3,030 | -€8,461 | €504 | -€10,985 | ▼ 2,281% |
| Other operating charges640/8 | €1,041 | €2,790 | €1,154 | €1,069 | €1,194 | ▲ 11.7% |
| Gross operating margin9900 | €36,323 | €171,675 | €259,291 | €69,100 | €22,972 | ▼ 66.8% |
| Operating profit (loss)9901 | €59,876 | €162,350 | €237,626 | €37,844 | €7,849 | ▼ 79.3% |
| Financial income75/76B | €6,238 | €5,582 | €16,558 | €20,401 | €1,316 | ▼ 93.5% |
| Recurring financial income75 | €6,238 | €5,582 | €16,558 | €20,401 | €1,316 | ▼ 93.5% |
| Financial charges65/66B | €6,807 | €7,506 | €4,464 | €6,635 | €6,462 | ▼ 2.6% |
| Recurring financial charges65 | €6,807 | €7,506 | €4,464 | €6,635 | €6,462 | ▼ 2.6% |
| Profit (loss) for the period before taxes9903 | €59,307 | €160,426 | €249,721 | €51,610 | €2,702 | ▼ 94.8% |
| Income taxes67/77 | €14,847 | €40,666 | €63,638 | €13,048 | €858 | ▼ 93.4% |
| Profit (loss) for the period9904 | €44,460 | €119,760 | €186,083 | €38,562 | €1,844 | ▼ 95.2% |
| Profit (loss) for the period to be appropriated9905 | €44,460 | €119,760 | €186,083 | €38,562 | €1,844 | ▼ 95.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €1.6m | €2.4m | €1.5m | €1.5m | ▼ 0.5% |
| Fixed assets21/28 | €6,590 | €3,085 | €5,075 | €6,913 | €6,409 | ▼ 7.3% |
| Tangible fixed assets22/27 | €6,590 | €3,085 | €5,075 | €6,913 | €6,409 | ▼ 7.3% |
| Plant, machinery and equipment23 | €3,682 | €1,799 | €141 | - | - | - |
| Furniture and vehicles24 | €1,869 | €1,286 | €4,934 | €6,913 | €6,409 | ▼ 7.3% |
| Other tangible fixed assets26 | €1,039 | - | - | - | - | - |
| Current assets29/58 | €1.7m | €1.6m | €2.3m | €1.5m | €1.5m | ▼ 0.5% |
| Stocks and contracts in progress3 | €139,801 | €191,548 | €176,886 | €115,422 | €95,253 | ▼ 17.5% |
| Stocks30/36 | €139,801 | €191,548 | €176,886 | €115,422 | €95,253 | ▼ 17.5% |
| Amounts receivable within one year40/41 | €1.4m | €1.4m | €1.8m | €1.3m | €1.3m | ▲ 2.3% |
| Trade receivables40 | €1.0m | €662,450 | €629,977 | €657,018 | €629,686 | ▼ 4.2% |
| Other amounts receivable41 | €419,988 | €699,727 | €1.2m | €602,354 | €659,226 | ▲ 9.4% |
| Cash at bank and in hand54/58 | €92,040 | €76,895 | €328,347 | €109,352 | €99,626 | ▼ 8.9% |
| Deferred charges and accrued income490/1 | €6,327 | €5,703 | €16,804 | €9,483 | €2,536 | ▼ 73.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €1.6m | €2.4m | €1.5m | €1.5m | ▼ 0.5% |
| Equity10/15 | €1.2m | €1.3m | €883,567 | €883,567 | €885,412 | ▲ 0.2% |
| Contributions10/11 | €186,000 | €186,000 | €186,000 | €186,000 | €186,000 | = |
| Capital10 | €186,000 | €186,000 | €186,000 | €186,000 | €186,000 | = |
| Issued capital100 | €186,000 | €186,000 | €186,000 | €186,000 | €186,000 | = |
| Reserves13 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Non-distributable reserves130/1 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Legal reserve130 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €973,124 | €1.1m | €678,967 | €678,967 | €680,812 | ▲ 0.3% |
| Amounts payable17/49 | €514,505 | €341,925 | €1.5m | €616,974 | €607,325 | ▼ 1.6% |
| Amounts payable within one year42/48 | €513,908 | €341,310 | €1.5m | €616,974 | €607,325 | ▼ 1.6% |
| Financial debts43 | - | - | €70,000 | €29,419 | - | - |
| Credit institutions430/8 | - | - | €70,000 | €29,419 | - | - |
| Trade debts44 | €462,894 | €320,808 | €797,926 | €548,119 | €604,258 | ▲ 10.2% |
| Suppliers440/4 | €462,894 | €320,808 | €797,926 | €548,119 | €604,258 | ▲ 10.2% |
| Taxes, remuneration and social security45 | - | - | €2,003 | €260 | €2,452 | ▲ 843% |
| Taxes450/3 | - | - | - | - | €858 | - |
| Remuneration and social security454/9 | - | - | €2,003 | €260 | €1,593 | ▲ 513% |
| Other amounts payable47/48 | €51,014 | €20,502 | €600,615 | €39,177 | €615 | ▼ 98.4% |
| Accrued charges and deferred income492/3 | €597 | €615 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,460 | €119,760 | €186,083 | €38,562 | €1,844 | ▼ 95.2% |
| + Depreciation and write-downs630 | €4,994 | €3,505 | €3,072 | €2,825 | €2,958 | ▲ 4.7% |
| Operating cash flow (approximation) | €49,454 | €123,265 | €189,155 | €41,387 | €4,802 | ▼ 88.4% |
| Investment in fixed assets (approximation) | - | €0 | -€5,062 | -€4,664 | -€2,454 | ▲ 47.4% |
| Change in cash | - | -€15,145 | €251,452 | -€218,995 | -€9,726 | ▲ 95.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 13 days late
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 160 days late
2025
31-12
Financial
Weakest financial yearnet €1,844 ▼95.2%
Net result drops to €1,844, the lowest in the series.
2024
03-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 125 days late
26-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 239 days late
2023
31-12
Financial
Highest result since 2018net €186,083 ▲55.4%
Operating result €237,626, net result €186,083, both a record.
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 164 days late
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 138 days late
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 250 days late
07-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 616 days late
2020
31-12
Financial
Equity above €1mEq €1.1m ▲17.2%
3 profitable years in a row build equity to €1.1m.
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pittem · 1 establishment unit since 1997
Ground area
4.7 ha
Building footprint
1.0 ha
Volume, LiDAR
38,051 m³
Parcel 37011A0029/00B002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
DISTRICHAMP NV
since 19972.080.202.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37011A0029/00B002 | Flanders | 4.7 ha | 1 · 1.0 ha | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- VERENIGING ONAFHANKELIJKE CHAMPIGNONTELERS
- DISTRICHAMP
Highest known parent: VERENIGING ONAFHANKELIJKE CHAMPIGNONTELERS. The sources do not say who stands above it.
Owners 1
- 99.99%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePittem2.080.202.810
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Of 3,823 companies in sector 47210 we hold annual accounts for 965. 394 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded21-01-1997
Fiscal year end31-12
Activities, NACEBEL 2025
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
E-invoicing
Reachable via Peppol
Peppol ID
0208:0459676565
Registered
04-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.