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Andope

Active
Private limited companyfounded 2024active for 2 yearsLavendelweg 2A, 8430 Middelkerke, BelgiumKBO/BCE: BE 1011.237.173
Summary

Andope has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,737 and a net result of €48,737. Its solvency ranks better than 70% of 22,153 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
NACE 47781
1 site
Size
€103,406total assets 2025
Equity
€58,737
Profit
€48,737
Turnover not published (micro format)
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts filed 30 days late0 of 1 deed read
Why 90raises riskFounded in 2024Latest accounts 30 days latelowers riskLiquidity: current ratio 2.26, cash €86,746Equity €58,737 (56.8% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 83% of its sector peers (NACE 47, micro)
Financial strength
Strong
Solvency 82
equity 56.8% of total assets
Liquidity 79
short-term debt 43.2% · cash 83.9%
Profitability 100
return on assets 47.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,203 companies, NACE 47, micro)
Last 24 months 08-2025: 1.8% 09-2025: 1.9%▲ +0.1 percentage points vs 08-2025 10-2025: 2.2%▲ +0.3 percentage points vs 09-2025 11-2025: 2.3%▲ +0.1 percentage points vs 10-2025 12-2025: 2.6%▲ +0.3 percentage points vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.9%▲ +0.3 percentage points vs 01-2026 03-2026: 2.9%● unchanged vs 02-2026 04-2026: 2.8%▼ -0.1 percentage points vs 03-2026 05-2026: 2.8%● unchanged vs 04-2026 06-2026: 3.0%▲ +0.2 percentage points vs 05-2026 07-2026: 3.2%▲ +0.2 percentage points vs 06-2026 08-2026: 3.2%● unchanged vs 07-2026highest value 09-2026: 0.3%▼ -2.9 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.26, above the usual 1.5; short-term debt: 43.2% and cash: 83.9% of total assets), and 43.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 70% on solvency, 84% on liquidity and 96% on profitability.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.26, cash €86,746
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €58,737 (56.8% of total assets)
NBB · annual accounts
raises risk · Latest accounts 30 days late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
30 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (30 days) Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00454639.

Equity
€58,737
Total assets
€103,406
Net result
€48,737
Working capital
€56,096

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €103,406
Fixed assets €2,642
Current assets €100,764
Equity and liabilities €103,406
Equity €58,737
Debt €44,669
Debt finances 43.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€66,396
Cash flow
€49,400
Current ratio
2.26
Debt to equity
0.76
ROE
83.0%
ROA
47.1%
Interest coverage
16.85
Debt ≤ 1 year
€44,669
Income taxes
€13,062

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€103,406
Fixed assets21/28€2,642
Tangible fixed assets22/27€2,642
Furniture and vehicles24€2,642
Current assets29/58€100,764
Amounts receivable within one year40/41€11,904
Trade receivables40€9,649
Other amounts receivable41€2,255
Cash at bank and in hand54/58€86,746
Deferred charges and accrued income490/1€2,114
Equity and liabilities
Total equity and liabilities10/49€103,406
Equity10/15€58,737
Contributions10/11€10,000
Reserves13€48,737
Distributable reserves133€48,737
Amounts payable17/49€44,669
Amounts payable within one year42/48€44,669
Trade debts44€4,120
Suppliers440/4€4,120
Taxes, remuneration and social security45€13,401
Taxes450/3€13,401
Other amounts payable47/48€27,147
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€663
Other operating charges640/8€684
Gross operating margin9900€67,079
Operating profit (loss)9901€65,733
Financial income75/76B€8
Recurring financial income75€8
Financial charges65/66B€3,941
Recurring financial charges65€3,941
Profit (loss) for the period before taxes9903€61,799
Income taxes67/77€13,062
Profit (loss) for the period9904€48,737
Profit (loss) for the period to be appropriated9905€48,737
Appropriation of the result
Profit (loss) to be appropriated9906€48,737
Transfer to equity691/2€48,737
To other reserves6921€48,737

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€663
Other operating charges640/8€684
Gross operating margin9900€67,079
Operating profit (loss)9901€65,733
Financial income75/76B€8
Recurring financial income75€8
Financial charges65/66B€3,941
Recurring financial charges65€3,941
Profit (loss) for the period before taxes9903€61,799
Income taxes67/77€13,062
Profit (loss) for the period9904€48,737
Profit (loss) for the period to be appropriated9905€48,737
Line2025
Assets
Total assets20/58€103,406
Fixed assets21/28€2,642
Tangible fixed assets22/27€2,642
Furniture and vehicles24€2,642
Current assets29/58€100,764
Amounts receivable within one year40/41€11,904
Trade receivables40€9,649
Other amounts receivable41€2,255
Cash at bank and in hand54/58€86,746
Deferred charges and accrued income490/1€2,114
Equity and liabilities
Total equity and liabilities10/49€103,406
Equity10/15€58,737
Contributions10/11€10,000
Reserves13€48,737
Distributable reserves133€48,737
Amounts payable17/49€44,669
Amounts payable within one year42/48€44,669
Trade debts44€4,120
Suppliers440/4€4,120
Taxes, remuneration and social security45€13,401
Taxes450/3€13,401
Other amounts payable47/48€27,147
Line2025
Profit (loss) for the period9904€48,737
+ Depreciation and write-downs630€663
Operating cash flow (approximation)€49,400

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 30-08-2026 2026-00454639

Similar companies · same sector, comparable size

Of the 3,093 active companies whose main activity is retail sale of solid, liquid and gaseous fuels, excluding motor fuels (NACE 47781), figures are known for 725. 461 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 5 July 2024, Andope was incorporated as a private limited company.1 The company has filed annual accounts once, for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
30-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 30 days late
NBB filing
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded05-07-2024
Financial year end31-12
Activities, NACEBEL 2025
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
63920Other information service activities
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1011237173
Also 9925:BE1011237173
Registered 11-05-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 16 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
5,229 m²
Building footprint
322 m²
Building volume
4,069 m³
Parcel 35322C0301/00E000, Flanders · tallest building 15.6 m. Linked by address, not a title deed.
1 establishment unit
Andope
Lavendelweg 2A, 8430 MiddelkerkeRetail sale of solid, liquid and gaseous fuels, excluding motor fuels
since 2024unit no. 2.365.468.229
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
35322C0301/00E000 Flanders 5,229 m² 1 · 322 m² 15.6 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.