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Catino

Active
Private limited companyfounded 198738 yrs activeRue de Sart-lez-Moulin(CO) 121, 6180 Courcelles, BelgiumKBO/BCE: BE 0432.438.767
Summary

Catino has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,699 and a net result of -€7,693. Equity is shrinking by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
CatinoActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
NACE 47781Retail sale of hardware, building materials, paint and glass (general range) NACE 47521NACE 52481
1 site
Size
€128,595total assets 2025
Staff
1 FTE
Equity
€59,699
Loss
-€7,693
Turnover not published (abridged schema)
Financial health
81 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts 43 d early0 of 3 deeds read
Why 81- Sector Retail trade (NACE 47)- Loss of €7,693, the second in a row (FY 2025)+ Founded in 1987+ Figures for FY 2025 (filed 18-06-2026)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Better than 33% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 71-6
equity 46.4% of total assets
Liquidity 32-6
short-term debt 53.6% · cash 7.8%
Profitability 11+11
return on assets -6.0%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 19 months 04-2025: 0.5% 05-2025: 0.5%▲ +0.9% vs 04-2025 06-2025: 0.5%▼ -3.1% vs 05-2025 07-2025: 0.6%▲ +20.7% vs 06-2025 08-2025: 0.6%● 0.0% vs 07-2025 09-2025: 0.6%● 0.0% vs 08-2025 10-2025: 0.6%● 0.0% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%▼ -1.1% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%● 0.0% vs 02-2026 04-2026: 0.7%▲ +9.6% vs 03-2026 05-2026: 0.7%▲ +3.6% vs 04-2026highest value 06-2026: 0.7%▼ -3.1% vs 05-2026 07-2026: 0.4%▼ -36.2% vs 06-2026lowest value 08-2026: 0.4%● 0.0% vs 07-2026lowest value 09-2026: 0.4%● 0.0% vs 08-2026lowest value 10-2026: 0.4%● 0.0% vs 09-2026lowest value
  • Sector Retail trade (NACE 47) raises the probability
  • Founded in 1987 lowers the probability for this profile
  • Loss of €7,693, the second in a row (FY 2025) raises the probability
  • Figures for FY 2025 (filed 18-06-2026) lowers the probability
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.83 against 2.03 in 2024; short-term debt: 53.6% and cash: 7.8% of total assets), but 53.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 61%, liquidity 29%, profitability 17%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1987
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €7,693, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 18-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,693
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
44 d early
2023
27 d late
2022
on the day
2021
37 d early
2020
30 d early
2019
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 June (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€7,693 View
  • Caution: Among the weakest 20% on net resultsector median €5,003 · 20,084 companies -€7,693 View
  • Active since 1987founded 01-11-1987 38 years View

By topic

Financials

Fiscal year
2025
Total assets
€128,595
Loss
-€7,693
Solvency
46.4%
Total assets▼ 0.6%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 18-06-2026Annual accounts filed
  2. 17-06-2025Annual accounts filed
  3. 27-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of solid, liquid and gaseous fuels…NACE 47781
Founded
01-11-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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