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Andope

Active
Private limited companyfounded 20242 yrs activeLavendelweg 2A, 8430 Middelkerke, BelgiumKBO/BCE: BE 1011.237.173
Summary

The computed 12-month bankruptcy probability of Andope is 1.8% (moderate). The 2025 annual accounts show equity of €58,737 and a net result of €48,737. Its solvency ranks better than 69% of 18458 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency82
Growth-
Track record67
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.26; short-term debt: 43.2% and cash: 83.9% of total assets), and 43.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56.8%
Return on assets
47.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
30 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 July 2024, Andope was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€58,737
Total assets
€103,406
Net result
€48,737
Working capital
€56,096

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €103,406
Fixed assets €2,642
Current assets €100,764
Equity and liabilities €103,406
Equity €58,737
Debt €44,669
Debt finances 43.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€66,396
Cash flow
€49,400
Current ratio
2.26
Debt to equity
0.76
ROE
83.0%
ROA
47.1%
Interest coverage
16.85
Debt ≤ 1 year
€44,669
Income taxes
€13,062
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€103,406
Fixed assets21/28€2,642
Tangible fixed assets22/27€2,642
Furniture and vehicles24€2,642
Current assets29/58€100,764
Amounts receivable within one year40/41€11,904
Trade receivables40€9,649
Other amounts receivable41€2,255
Cash at bank and in hand54/58€86,746
Deferred charges and accrued income490/1€2,114
Equity and liabilities
Total equity and liabilities10/49€103,406
Equity10/15€58,737
Contributions10/11€10,000
Reserves13€48,737
Distributable reserves133€48,737
Amounts payable17/49€44,669
Amounts payable within one year42/48€44,669
Trade debts44€4,120
Suppliers440/4€4,120
Taxes, remuneration and social security45€13,401
Taxes450/3€13,401
Other amounts payable47/48€27,147
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€663
Other operating charges640/8€684
Gross operating margin9900€67,079
Operating profit (loss)9901€65,733
Financial income75/76B€8
Recurring financial income75€8
Financial charges65/66B€3,941
Recurring financial charges65€3,941
Profit (loss) for the period before taxes9903€61,799
Income taxes67/77€13,062
Profit (loss) for the period9904€48,737
Profit (loss) for the period to be appropriated9905€48,737
Appropriation of the result
Profit (loss) to be appropriated9906€48,737
Transfer to equity691/2€48,737
To other reserves6921€48,737

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€663
Other operating charges640/8€684
Gross operating margin9900€67,079
Operating profit (loss)9901€65,733
Financial income75/76B€8
Recurring financial income75€8
Financial charges65/66B€3,941
Recurring financial charges65€3,941
Profit (loss) for the period before taxes9903€61,799
Income taxes67/77€13,062
Profit (loss) for the period9904€48,737
Profit (loss) for the period to be appropriated9905€48,737
Line2025
Assets
Total assets20/58€103,406
Fixed assets21/28€2,642
Tangible fixed assets22/27€2,642
Furniture and vehicles24€2,642
Current assets29/58€100,764
Amounts receivable within one year40/41€11,904
Trade receivables40€9,649
Other amounts receivable41€2,255
Cash at bank and in hand54/58€86,746
Deferred charges and accrued income490/1€2,114
Equity and liabilities
Total equity and liabilities10/49€103,406
Equity10/15€58,737
Contributions10/11€10,000
Reserves13€48,737
Distributable reserves133€48,737
Amounts payable17/49€44,669
Amounts payable within one year42/48€44,669
Trade debts44€4,120
Suppliers440/4€4,120
Taxes, remuneration and social security45€13,401
Taxes450/3€13,401
Other amounts payable47/48€27,147
Line2025
Profit (loss) for the period9904€48,737
+ Depreciation and write-downs630€663
Operating cash flow (approximation)€49,400

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
5,229 m²
Building footprint
322 m²
Volume, LiDAR
4,069 m³
Parcel 35322C0301/00E000, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Andope
Lavendelweg 2A, 8430 MiddelkerkeRetail trade
since 20242.365.468.229
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35322C0301/00E000 Flanders 5,229 m² 1 · 322 m² 15.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,228 companies in sector 47781 we hold annual accounts for 743. 473 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
63920Other information service activities
73300Public relations and communication consultancy
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.