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AB GROEP

Active
Private limited companyfounded 20232 yrs activeOnderwijsstraat 63, 2060 Antwerpen, BelgiumKBO/BCE: BE 1000.190.952

The computed 12-month bankruptcy probability of AB GROEP is 2.1% (moderate). The 2024 annual accounts show equity of €25k and a net result of €20k. Its solvency ranks better than 47% of 26056 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
70 / 100
Healthy
The score combines four axes. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency53
Growth-
Stability67
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.31), and 70.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
29.4%
Return on assets
23.7%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-02-2026, 202 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
202 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€25k
Total assets
€87k
Net result
€20k
Working capital
€19k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €87k
Fixed assets €7k
Current assets €80k
Equity and liabilities €87k
Equity €25k
Debt €61k
Debt finances 70.6% of the balance-sheet total.
Key figures and ratios
2024 value
Solvency
29.4%
Current ratio
1.31
Quick ratio
1.17
Debt / equity
2.40
ROE
80.4%
ROA
23.7%
Debt
€61k
Debt ≤ 1 year
€61k
Staff costs
€7k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet Code2024
Assets
Total assets20/58€87k
Fixed assets21/28€7k
Financial fixed assets28€7k
Current assets29/58€80k
Stocks and contracts in progress3€9k
Stocks30/36€9k
Amounts receivable within one year40/41€34k
Other amounts receivable41€34k
Cash at bank and in hand54/58€37k
Equity and liabilities
Total equity and liabilities10/49€87k
Equity10/15€25k
Contributions10/11€5k
Profit (loss) carried forward14€20k
Amounts payable17/49€61k
Amounts payable within one year42/48€61k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€17k
Taxes450/3€15k
Remuneration and social security454/9€3k
Other amounts payable47/48€41k
Accrued charges and deferred income492/3€500
Income statement Code2024
Remuneration, social security and pensions62€7k
Other operating charges640/8€374
Non-recurring operating charges66A€3k
Gross operating margin9900€31k
Operating profit (loss)9901€20k
Financial income75/76B€170
Recurring financial income75€170
Financial charges65/66B€193
Recurring financial charges65€193
Profit (loss) for the period before taxes9903€20k
Profit (loss) for the period9904€20k
Profit (loss) for the period to be appropriated9905€20k
Appropriation of the result
Profit (loss) to be appropriated9906€20k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
18-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 202 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Onderwijsstraat 632060 Antwerpen
Ground area
496 m²
Building footprint
429 m²
Volume, LiDAR
3,984 m³
2 parcels, Flanders · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
AB GROEP
Gijselsstraat 177, 2140 AntwerpenRetail sale of bread and pastry (bakery outlets)
since 20232.351.481.225
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11312A0111/00N017 Flanders 399 m² 1 · 332 m² 10.8 m · 3 fl.
11805E0414/00V009 Flanders 97 m² 1 · 96 m² 16.6 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Antwerpen2.351.481.225
1 permission
Toelating · Detailhandel · since 20-09-2024

Similar companies · same sector, comparable size

Of 1,262 companies in sector 47300 we hold annual accounts for 946. 583 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-09-2023
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47260Retail trade
47279Other retail sale of food
47299Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.