AnA Interieur
ActiveSummary
AnA Interieur has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37k and a net result of €9k. Equity is growing by ~80.9% per year across the filed fiscal years. Its solvency ranks better than 20% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▼-6
Solvency44▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.2 in 2023; short-term debt: 75.8% and cash: 42.5% of total assets), and 80.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.4%
Return on assets
4.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 11615 sector peers (2024).
NBB · sector comparisonPosition among 11615 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
40 d early
2022
34 d early
2021
23 d early
2020
24 d early
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€37k▲ 31.7%
2023 · €28k
2019: €7k
2020: €-3k
2021: €7k
2022: €17k
2023: €28k
2019 → 2024
Total assets
€190k▲ 8.4%
2023 · €175k
2019: €80k
2020: €136k
2021: €164k
2022: €145k
2023: €175k
2019 → 2024
Net result
€9k▼ 17.1%
2023 · €11k
2019: €709
2020: €-10k
2021: €10k
2022: €10k
2023: €11k
2019 → 2024
Working capital
€35k▲ 30.1%
2023 · €27k
2019: €5k
2020: €-3k
2021: €11k
2022: €18k
2023: €27k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-3k-€7k€17k▲ 153%€28k▲ 61.9%€37k▲ 31.7%
Operating result€-6k-€17k€25k▲ 46.2%€24k▼ 3.9%€20k▼ 18.0%
Net result€-10k-€10k€10k▲ 8.1%€11k▲ 2.3%€9k▼ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 18% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €190k
Fixed assets
€11k ▼ 28.4%
Current assets
€179k ▲ 12.0%
Equity and liabilities €190k
Equity
€37k ▲ 31.7%
Debt
€153k ▲ 4.0%
Debt's share of the balance-sheet total falls from 84.0% to 80.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▼
2023 · €33k
Cash flow
€13k▼
2023 · €20k
Current ratio
1.24▲
2023 · 1.20
Debt to equity
4.15▼
2023 · 5.26
ROE
24.1%▼
2023 · 38.2%
ROA
4.7%▼
2023 · 6.1%
Interest coverage
5.45▼
2023 · 16.73
Debt ≤ 1 year
€144k▲
2023 · €133k
Debt > 1 year
€9k▼
2023 · €14k
Income taxes
€7k▼
2023 · €11k
Staff costs
€250k▲
2023 · €235k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€175k€190k▲
Fixed assets21/28€16k€11k▼
Tangible fixed assets22/27€14k€10k▼
Land and buildings22€9k€7k▼
Plant, machinery and equipment23€2k€487▼
Furniture and vehicles24€3k€3k▼
Financial fixed assets28€2k€2k=
Current assets29/58€160k€179k▲
Amounts receivable within one year40/41€98k€88k▼
Trade receivables40€97k€75k▼
Other amounts receivable41€837€13k▲
Current investments50/53-€3k
Cash at bank and in hand54/58€58k€81k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€175k€190k▲
Equity10/15€28k€37k▲
Contributions10/11€6k€6k=
Reserves13€22k€31k▲
Distributable reserves133€22k€31k▲
Amounts payable17/49€147k€153k▲
Amounts payable after more than one year17€14k€9k▼
Financial debts170/4€14k€9k▼
Amounts payable within one year42/48€133k€144k▲
Current portion of amounts payable after more than one year42€10k€5k▼
Financial debts43€15k€25k▲
Credit institutions430/8€15k€25k▲
Trade debts44€70k€61k▼
Suppliers440/4€70k€61k▼
Taxes, remuneration and social security45€34k€50k▲
Taxes450/3€9k€8k▼
Remuneration and social security454/9€25k€42k▲
Other amounts payable47/48€4k€3k▼
Income statement
Code20232024
Remuneration, social security and pensions62€235k€250k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€4k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Other operating charges640/8€7k€711▼
Gross operating margin9900€279k€275k▼
Operating profit (loss)9901€24k€20k▼
Financial income75/76B€166€490▲
Recurring financial income75€166€490▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€22k€16k▼
Income taxes67/77€11k€7k▼
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€9k▼
Transfer to equity691/2€11k€9k▼
To other reserves6921€11k€9k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €11k ▲2.3%
Net result €11k, the highest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-10k ▼1477%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Onder-den-Toren 82800 MechelenGround area
540 m²
Building footprint
421 m²
Volume, LiDAR
2,989 m³
2 parcels, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AnA Interieur
since 20182.282.494.825
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005B0337/00M000 | Flanders | 284 m² | 1 · 178 m² | 12.4 m · 3 fl. |
| 12025E0451/00C000 | Flanders | 256 m² | 1 · 243 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 660 EUR awarded · 660 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 660 EUR | 660 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Similar companies · same sector, comparable size
byPieternel
BE 1019.401.110
Wuustwezel · Eq €36,997
GANZ
BE 0707.779.702
Dendermonde · Eq €37,068
BEINSIDE
BE 0533.847.616
Mouscron · Eq €37,164
Studio Julie Hérion
BE 0760.626.191
Tervuren · Eq €36,645
Studio Fraai
BE 0728.685.081
Brasschaat · Eq €36,637
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,058 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.