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Collective A.

Active
Private limited companyfounded 2021active for 5 yearsOnder-den-Toren 8, 2800 Mechelen, BelgiumKBO/BCE: BE 0776.361.670
Summary

Collective A. has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,073 and a net result of €1,483. Equity has been growing by about 14% per year since 2022. Its solvency ranks better than 27% of 4,342 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-10-2021 Normal situation
Activity
Interior design NACE 74130and 5 others
Establishment unit
2.323.366.566 2820 Bonheiden, since 21-10-2021
Financial year end
30 June
Peppol
Reachable since 20-02-2025

Board and ownership

Board
  • Crauwels AnnekeDirector

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts to 30-06-2025
Gross margin
€7,526
▲ 32.1%
Turnover
≈ €45,000
estimated
Profit
€1,483
▲ 216%
Equity
€12,073
▲ 14.0%
Total assets
€60,474
▼ 6.7%
Score breakdownraises riskFounded in 2021Size: total assets €60,474lowers riskSector: Other professional, scientific and technical activities (NACE 74)Liquidity: current ratio 1.41, cash €7,463Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 38% of micro companies in other professional activities (NACE 74)
Financial strength · tick: 2024
Average
Solvency 45+4
equity 20.0% of total assets
Liquidity 36-1
short-term debt 57.0% · cash 12.3%
Profitability 72+8
return on assets 2.5%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,430 companies, NACE 74, micro)
Last 24 months 12-2024: 0.7%highest value 01-2025: 0.5%▼ -0.2 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.4%▼ -0.1 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.3%▼ -0.1 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.41 (1.52 in 2024), below the usual 1.5. Short-term debt is 57% and cash 12.3% of total assets. 80% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 28% of them on solvency, 21% on liquidity, 42% on profitability and 61% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.41, cash €7,463
NBB · annual accounts
raises risk · Size: total assets €60,474
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
40 days early
2024
42 days early
2023
33 days early
2022
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 39 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 December (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Incorporation
All 6 events

Comparable companies

These companies have the same main activity as Collective A.: interior design (NACE 74130). They are comparable in size and age: total assets between €32,200 and €123,000, founded between 2020 and 2023.

CompanyTotal assetsGross margin
Collective A. Mechelen€60,474€7,526
AL SAIDI Gent€46,161€7,538
Nimue Antwerpen€32,244€7,983
JO LEONA Lokeren€44,152€5,570
TG Alken€61,995€14,435
JDesign Court-Saint-Etienne€96,303€11,649
Unik Antwerp Antwerpen€123,175€4,409
Full comparison

Key facts about Collective A.

What is the company number of Collective A.?
The company number of Collective A. is 0776.361.670. The VAT number is the same number with BE in front: BE 0776.361.670.
Where is Collective A. based?
The registered office is at Onder-den-Toren 8, 2800 Mechelen.Company details
What does Collective A. do?
According to the KBO register, the main activity is interior design (NACE 74130).
What is the legal form of Collective A.?
The legal form of Collective A. is Private limited company (BV).
When was Collective A. founded?
Collective A. was founded on 21-10-2021.
Is Collective A. still active?
Yes, Collective A. is an active enterprise in the KBO register.
What is the turnover of Collective A.?
The turnover in financial year 2025 is ≈ €45,000. This figure is estimated from the gross margin of €7,526 and 40 comparable companies (NACE 74). It probably lies between €22,000 and €88,000. It is a rough estimate.Financials
Is Collective A. profitable?
In financial year 2025, Collective A. made a profit of €1,483.
Where can I find the annual accounts of Collective A.?
Collective A. filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Collective A. due?
Collective A. must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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