Equity
€3,000 from €235,653 in 2024
Equity fell by 99% in 1 year.
HERT
Lifetime
6 annual accounts with figures on one time axisGross marginpeak €245,748 (2025)
€245,748▲ 27.6%
Resultpeak €148,364 (2025)
€148,364▲ 38.2%
Equitypeak €235,653 (2024)
€3,000▼ 98.7%
Debts
€190,474▲ 224%
Staffpeak 1 FTE (2020)
-not published
Board2 names since 2019
2 directorsDe Ridder Bert and 1 other
Documentsfilings and deeds
13-04-2026109 days before the deadline
2025micro format
Gross margin from €192,535 to €245,748Result from €107,376 to €148,364Dividend €378,543Equity from €235,653 to €3,000Debts from €58,860 to €190,474Cash from €244,776 to €128,957
Key points
from the 2025 annual accountsTurnover
≈ €500,000 estimated
The micro format states no turnover.
Debts
€190,474 98% of the balance sheet
Financial debts 2%Suppliers 4%Taxes and wages 8%Other 86%
Liquidity
0.93 was 5.01 in 2024
Short-term debts rose from €53,099 to €190,474.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 21 to 109 days before the end of the period.
Position in the sector
1.6%
Lower solvency than 90% of companies in architecture and engineering. Sector median 53.9% · 11,783 companies.
Checked score
92
Excellent
Financially stronger than 33% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,826 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026highest value
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Equity €3,000 (1.6% of total assets)
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 0.93, cash €128,957
Size: total assets €193,474
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 10% of them on solvency, 31% on liquidity, 88% on profitability and 3% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as HERT has now. Each dot stands for 6 companies, two years later.
96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of HERT itself is lower: 0.1% within 12 months. It rests on far more data about HERT than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for HERT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 11783 sector peers (2025).
NBB · sector comparisonPosition among 11783 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
109 days early
2024
21 days early
2023
55 days early
2022
25 days early
2021
58 days early
2020
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 51 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 June (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DR
De Ridder Bert
Director, since 23-12-2019
SH
Spaey Helga
Director, since 23-12-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0739950147
Incorporation
published on 27-12-2019 · Gazette deed
First establishment
Keerbaan 121, Wommelgem
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| HERT Wommelgem | €193,474 | €245,748 | 1.6% | - |
| AnA Interieur Mechelen | €157,294 | €244,634 | 28.9% | - |
| ANSO INTERIEUR Aalst | €205,564 | €207,038 | 14.2% | - |
| MOOY INTERIEUR by Joromar Zottegem | €261,790 | €229,080 | 2.2% | - |
| FD interiorarchitects Destelbergen | €163,172 | €172,202 | 36.5% | - |
| M-Squared Sint-Niklaas | €273,901 | €210,432 | 45.0% | - |
| NACHTRAVEN Mechelen | €218,061 | €119,594 | 47.4% | 1.2 |
These companies have the same main activity as HERT: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €157,000 and €274,000, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 23-12-2019Normal situation
- Activity
- Activities of interior architectsNACE 71112and 5 others
- Establishment unit
- 2.297.827.3572160 Wommelgem, since 23-12-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 12-12-2025
Annual accounts 2025
- Total assets
- €193,474▼ 34.3%
- Filing
- Filed on 13-04-2026, 109 days before the end of the filing period
Insights on HERT
HERT files the micro format. That format states no turnover. The gross margin rose from €58,240 in 2020 to €245,748 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HERT
- What is the company number of HERT?
- The company number of HERT is 0739.950.147. The VAT number is the same number with BE in front: BE 0739.950.147.
- Where is HERT based?
- The registered office is at Keerbaan 121, 2160 Wommelgem.Company details
- What does HERT do?
- According to the KBO register, the main activity is activities of interior architects (NACE 71112).
- What is the legal form of HERT?
- HERT is a private limited company (BV).
- When was HERT founded?
- HERT was founded on 23-12-2019.
- Is HERT still active?
- Yes, HERT is an active enterprise in the KBO register.
- How many employees does HERT have?
- HERT had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of HERT?
- The turnover in financial year 2025 is ≈ €500,000. This figure is estimated from the gross margin of €245,748 and 36 comparable companies (NACE 711). It probably lies between €380,000 and €640,000.
- Is HERT profitable?
- In financial year 2025, HERT made a profit of €148,364.
- Where can I find the annual accounts of HERT?
- HERT filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HERT due?
- HERT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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