AMS
ActiveSummary
AMS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185,881 and a net result of €200,132. Equity is shrinking by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+31
Solvency96▲+39
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 3.46 against 0.56 in 2024; short-term debt: 28.6% and cash: 95% of total assets), and 28.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.4%
Return on assets
76.9%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €185,881
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
51 d early
2023
34 d early
2022
3 d early
2021
2 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€185,881▲ 124%
2024 · €82,920
Total assets
€260,348▲ 1.6%
2024 · €256,359
Net result
€200,132▲ 27,651%
2024 · €721
Working capital
€183,130
2024 · -€31,135
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€7,097▲ 87.8%€23,294€5,996▼ 74.3%€5,230▼ 12.8%€237,993▲ 4,451%
Net result€510below the sector's middle half-€76,921below the sector's middle half€1,316below the sector's middle half€721below the sector's middle half▼ 45.2%€200,132above the sector's middle half▲ 27,651%
Equity€157,804within the sector's middle half▲ 0.3%€80,883within the sector's middle half▼ 48.7%€82,199within the sector's middle half▲ 1.6%€82,920within the sector's middle half▲ 0.9%€185,881within the sector's middle half▲ 124%
Total assets€429,974within the sector's middle half▼ 5.6%€317,326within the sector's middle half▼ 26.2%€285,567within the sector's middle half▼ 10.0%€256,359within the sector's middle half▼ 10.2%€260,348within the sector's middle half▲ 1.6%
Debt€272,171▼ 8.7%€236,443▼ 13.1%€203,367▼ 14.0%€173,439▼ 14.7%€74,467▼ 57.1%
Working capital€18,558▲ 1.2%-€45,232-€47,617▼ 5.3%-€31,135▲ 34.6%€183,130
Solvency36.7%within the sector's middle half▲ 2.2pp25.5%below the sector's middle half▼ 11.2pp28.8%within the sector's middle half▲ 3.3pp32.3%within the sector's middle half▲ 3.6pp71.4%within the sector's middle half▲ 39.1pp
Staff (FTE)11=
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4,451% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €260,348
Fixed assets
€2,751 ▼ 98.7%
Current assets
€257,597 ▲ 553%
Equity and liabilities €260,348
Equity
€185,881 ▲ 124%
Debt
€74,467 ▼ 57.1%
Debt's share of the balance-sheet total falls from 67.7% to 28.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€242,458▲
2024 · €27,388
Cash flow
€204,597▲
2024 · €22,880
Current ratio
3.46▲
2024 · 0.56
Debt to equity
0.40▼
2024 · 2.09
ROE
107.7%▲
2024 · 0.9%
ROA
76.9%▲
2024 · 0.3%
Interest coverage
61.80▲
2024 · 6.06
Debt ≤ 1 year
€74,467▲
2024 · €70,569
Debt > 1 year
€0▼
2024 · €102,870
Income taxes
€33,960▲
2024 · €6
Staff costs
€17,047▼
2024 · €42,305
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €29,000 | - | - | - | €208,882 | - |
| Remuneration, social security and pensions62 | €8,523 | €39,962 | €50,368 | €42,305 | €17,047 | ▼ 59.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,862 | €23,060 | €22,066 | €22,158 | €4,465 | ▼ 79.8% |
| Other operating charges640/8 | €1,701 | €1,738 | €2,262 | €1,105 | €3,546 | ▲ 221% |
| Non-recurring operating charges66A | - | - | - | - | €102 | - |
| Gross operating margin9900 | €32,990 | €88,055 | €80,692 | €70,798 | €263,153 | ▲ 272% |
| Operating profit (loss)9901 | -€7,097 | €23,294 | €5,996 | €5,230 | €237,993 | ▲ 4,451% |
| Financial income75/76B | €13,862 | - | - | €20 | €22 | ▲ 7.7% |
| Recurring financial income75 | €13,862 | - | - | €20 | €22 | ▲ 7.7% |
| Financial charges65/66B | €6,255 | €100,215 | €4,680 | €4,523 | €3,923 | ▼ 13.3% |
| Recurring financial charges65 | €6,255 | €5,371 | €4,680 | €4,523 | €3,923 | ▼ 13.3% |
| Non-recurring financial charges66B | - | €94,844 | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €510 | -€76,921 | €1,316 | €727 | €234,092 | ▲ 32,086% |
| Income taxes67/77 | - | - | - | €6 | €33,960 | ▲ 553,895% |
| Profit (loss) for the period9904 | €510 | -€76,921 | €1,316 | €721 | €200,132 | ▲ 27,651% |
| Transfer from tax-exempt reserves789 | - | €46 | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €510 | -€76,875 | €1,316 | €721 | €200,132 | ▲ 27,651% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €429,974 | €317,326 | €285,567 | €256,359 | €260,348 | ▲ 1.6% |
| Fixed assets21/28 | €271,228 | €250,913 | €235,318 | €216,925 | €2,751 | ▼ 98.7% |
| Tangible fixed assets22/27 | €271,097 | €250,781 | €235,318 | €216,925 | €2,751 | ▼ 98.7% |
| Land and buildings22 | €232,221 | €221,581 | €210,941 | €203,763 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €3,430 | €2,146 | €1,383 | €760 | €0 | ▼ 100% |
| Furniture and vehicles24 | €35,446 | €27,055 | €22,994 | €12,402 | €2,751 | ▼ 77.8% |
| Financial fixed assets28 | €131 | €131 | €0 | - | - | - |
| Current assets29/58 | €158,747 | €66,413 | €50,249 | €39,435 | €257,597 | ▲ 553% |
| Amounts receivable after more than one year29 | €100,000 | - | - | - | - | - |
| Other amounts receivable291 | €100,000 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €34,646 | €10,305 | €24,036 | €19,742 | €8,466 | ▼ 57.1% |
| Trade receivables40 | €34,646 | €10,305 | €24,036 | €19,742 | €8,466 | ▼ 57.1% |
| Cash at bank and in hand54/58 | €14,860 | €55,961 | €26,032 | €19,534 | €247,303 | ▲ 1,166% |
| Deferred charges and accrued income490/1 | €9,241 | €147 | €181 | €159 | €1,828 | ▲ 1,048% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €429,974 | €317,326 | €285,567 | €256,359 | €260,348 | ▲ 1.6% |
| Equity10/15 | €157,804 | €80,883 | €82,199 | €82,920 | €185,881 | ▲ 124% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €139,204 | €97,171 | €97,171 | €97,171 | €167,281 | ▲ 72.2% |
| Tax-exempt reserves132 | €46 | - | - | - | - | - |
| Distributable reserves133 | €139,157 | €97,171 | €97,171 | €97,171 | €167,281 | ▲ 72.2% |
| Profit (loss) carried forward14 | - | -€34,888 | -€33,572 | -€32,851 | €0 | ▲ 100% |
| Amounts payable17/49 | €272,171 | €236,443 | €203,367 | €173,439 | €74,467 | ▼ 57.1% |
| Amounts payable after more than one year17 | €131,982 | €124,798 | €105,502 | €102,870 | €0 | ▼ 100% |
| Financial debts170/4 | €131,982 | €124,798 | €105,502 | €102,870 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €140,189 | €111,645 | €97,866 | €70,569 | €74,467 | ▲ 5.5% |
| Current portion of amounts payable after more than one year42 | €30,895 | €10,301 | €10,439 | €2,632 | €0 | ▼ 100% |
| Trade debts44 | €13,316 | €3,274 | €6,179 | €658 | €2,848 | ▲ 333% |
| Suppliers440/4 | €13,316 | €3,274 | €6,179 | €658 | €2,848 | ▲ 333% |
| Taxes, remuneration and social security45 | €9,448 | €12,798 | €12,984 | €7,663 | €69,157 | ▲ 802% |
| Taxes450/3 | €6,375 | €6,729 | €5,067 | €6,463 | €67,257 | ▲ 941% |
| Remuneration and social security454/9 | €3,073 | €6,070 | €7,917 | €1,201 | €1,899 | ▲ 58.1% |
| Other amounts payable47/48 | €86,530 | €85,271 | €68,263 | €59,616 | €2,463 | ▼ 95.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €510 | -€76,921 | €1,316 | €721 | €200,132 | ▲ 27,651% |
| + Depreciation and write-downs630 | €29,862 | €23,060 | €22,066 | €22,158 | €4,465 | ▼ 79.8% |
| Operating cash flow (approximation) | €30,372 | -€53,861 | €23,382 | €22,880 | €204,597 | ▲ 794% |
| Investment in fixed assets (approximation) | - | -€2,745 | -€6,471 | -€3,765 | €209,709 | ▲ 5,669% |
| Change in cash | - | €41,101 | -€29,929 | -€6,498 | €227,769 | ▲ 3,605% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €200,132 ▲27,651%
Operating result €237,993, net result €200,132, both a record.
30-09
Financial
Liquidity times 6current ratio 3.46
Current ratio from 0.56 to 3.46.
30-09
Financial
Equity above €150,000Eq €185,881 ▲124%
3 profitable years in a row build equity to €185,881.
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €1,316
Net result €1,316 after one loss-making year.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet -€76,921
Net result drops to -€76,921, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €510
Net result €510 after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 1988
Ground area
1,261 m²
Building footprint
191 m²
Volume, LiDAR
823 m³
Parcel 46014A2022/00D000, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AMS
since 19882.040.207.631
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A2022/00D000 | Flanders | 1,261 m² | 1 · 191 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 39 EUR awarded · 39 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 39 EUR | 39 EUR |
Similar companies · same sector, comparable size
Chantara Analytics
BE 1005.603.057
Mol · Eq €185,881
LAURENT PICARD
BE 0478.209.604
Tenneville · Eq €185,878
BEA IMMO & CONSULTANCY
BE 0833.999.565
Heusden-Zolder · Eq €185,886
FJH
BE 0422.762.820
Ranst · Eq €185,868
Conceptance
BE 0808.108.285
Ottignies-Louvain-la-Neuve · Eq €185,852
Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 40,535 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-07-1988
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
01610Support activities for crop production
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID
0208:0434871388
Also
9925:BE0434871388
Registered
07-10-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.