Financials
- Financial year
- 2025
- Total assets
- €224,851
- Loss
- -€143,145
- Solvency
- 40.8%
Turnover▼ 17.7%
Net result
20192023
PARTNERS
ActiveSummary
The annual accounts of PARTNERS for financial year 2025 show a net loss of 64% of total assets and of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €91,630 and a net result of -€143,145. Equity remains stable across the filed financial years (±2.1% per year). Its solvency ranks better than 38% of 38,998 sector peers (NACE 70, financial year 2025). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200
#8 oldest company in Courcelles, Professional and technical services sector1 site
Size
€224,851total assets 2025
- Staff
- 9.2 FTE
- Equity
- €91,630
- Loss
- -€143,145
Turnover not published (micro format)
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €143,145 (financial year 2025)lowers riskSize: total assets €224,851Sector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.73, cash €86,462, halvedShow the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 31% of its sector peers (NACE 70, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency
66-28
equity 40.8% of total assets
Liquidity
78-19
short-term debt 41.7% · cash 38.5%
Profitability
0-78
return on assets -63.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● unchanged vs 11-2024
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%▲ +0.1 percentage points vs 02-2026highest value
04-2026: 0.1%● unchanged vs 03-2026highest value
05-2026: 0.1%● unchanged vs 04-2026highest value
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €4,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.73, compared with 4.82 in 2024; short-term debt: 41.7% and cash: 38.5% of total assets), but 59.2% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 38% on solvency, 70% on liquidity, 4% on profitability and 10% on growth.
The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-02-2026, 83 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
83 days early
2024
16 days early
2023
22 days early
2022
115 days early
2021
95 days early
2020
90 days early
2019
91 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 73 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 6 February (4 of the last 5 filed years within 62 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-10-2026 today30-04-2027 deadline
- Resignation: Jean Swaelens (director)Appointment: Giacomo Gargiulo (director) ·…
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€143,145
Key points
- Caution: From profit to loss in 2025after €24,884 in 2024 -€143,145 View
- Caution: Among the weakest 5% on net resultsector median €27,089 · 39,012 companies -€143,145 View
- Caution: Board changedlatest change 13-02-2026 · 1 in office 1 joined · 1 left View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Controlled by F.M. BATI 60% View
By topic
Board & ownership
- Board
- 1 member
- Parent
- F.M. BATI · 60%
- Giacomo GargiuloDirector
Timeline
- Events
- 38
- Since
- 1995
- Next accounts
- by 30-04-2027
- 14-04-2025Annual accounts filed
- 08-04-2024Annual accounts filed
- 30-09-2023Equity above €200,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 14-10-1992
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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