H.D.K.
ActiveH.D.K. has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €3k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 50% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+70
Solvency81▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.56 in 2024; short-term debt: 29.4% and cash: 35.5% of total assets), and 43.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.2%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
60 d late
2023
58 d late
2022
67 d late
2021
78 d late
2020
61 d late
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▲ 2.4%
2024 · €136k
2018: €125k
2019: €145k
2020: €169k
2021: €173k
2022: €186k
2023: €182k
2024: €136k
2018 → 2025
Total assets
€248k▲ 2.9%
2024 · €241k
2018: €290k
2019: €292k
2020: €320k
2021: €330k
2022: €345k
2023: €336k
2024: €241k
2018 → 2025
Net result
€3k
2024 · €-45k
2018: €23k
2019: €20k
2020: €24k
2021: €4k
2022: €13k
2023: €-4k
2024: €-45k
2018 → 2025
Working capital
€103k▲ 14.5%
2024 · €90k
2018: €69k
2019: €81k
2020: €100k
2021: €112k
2022: €133k
2023: €136k
2024: €90k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€173k-€186k▲ 7.3%€182k▼ 2.2%€136k▼ 24.9%€140k▲ 2.4%
Operating result€11k-€23k▲ 103%€4k▼ 82.0%€-40k€9k
Net result€4k-€13k▲ 181%€-4k€-45k▼ 1,013%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €40k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€72k▼ 22.7%
Current assets
€176k▲ 19.2%
Equity and liabilities €248k
Equity
€140k▲ 2.4%
Debt
€109k▲ 3.7%
The debt ratio rises from 43.5% to 43.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▲
2024 · €-17k
Cash flow
€27k▲
2024 · €-22k
Solvency
56.2%▼
2024 · 56.5%
Current ratio
2.41▼
2024 · 2.56
Quick ratio
2.41▼
2024 · 2.56
Debt / equity
0.78▲
2024 · 0.77
ROE
2.3%▲
2024 · -33.2%
ROA
1.3%▲
2024 · -18.8%
Interest coverage
6.46▲
2024 · -3.32
Debt
€109k▲
2024 · €105k
Debt ≤ 1 year
€73k▲
2024 · €58k
Debt > 1 year
€35k▼
2024 · €46k
Income taxes
€423▲
2024 · €419
Staff costs
€270k▼
2024 · €311k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€241k€248k▲
Fixed assets21/28€94k€72k▼
Tangible fixed assets22/27€94k€72k▼
Land and buildings22€75k€59k▼
Plant, machinery and equipment23€10k€6k▼
Furniture and vehicles24€8k€6k▼
Other tangible fixed assets26€1k€2k▲
Current assets29/58€148k€176k▲
Amounts receivable after more than one year29€23k€23k=
Other amounts receivable291€23k€23k=
Amounts receivable within one year40/41€59k€62k▲
Trade receivables40€8k€22k▲
Other amounts receivable41€51k€40k▼
Cash at bank and in hand54/58€60k€88k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€241k€248k▲
Equity10/15€136k€140k▲
Contributions10/11€6k€6k=
Reserves13€133k€133k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€131k€132k=
Profit (loss) carried forward14€-3k€0▲
Amounts payable17/49€105k€109k▲
Amounts payable after more than one year17€46k€35k▼
Financial debts170/4€46k€35k▼
Amounts payable within one year42/48€58k€73k▲
Current portion of amounts payable after more than one year42€11k€11k=
Trade debts44€14k€8k▼
Suppliers440/4€14k€8k▼
Taxes, remuneration and social security45€32k€54k▲
Taxes450/3€419€10k▲
Remuneration and social security454/9€32k€43k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€311k€270k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€24k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€298k€306k▲
Operating profit (loss)9901€-40k€9k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€-45k€4k▲
Income taxes67/77€419€423▲
Profit (loss) for the period9904€-45k€3k▲
Profit (loss) for the period to be appropriated9905€-45k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€22▲
Profit (loss) brought forward from the previous period14P-€-3k
Transfer from equity791/2€42k€0▼
Transfer to equity691/2-€22
To other reserves6921-€22
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €24k ▲22%
Operating result €39k, net result €24k, both a record.
31-12
Financial
Equity above €150kEq €169k ▲16.5%
3 profitable years in a row build equity to €169k.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 49 days late
2017
15-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 107 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haringstraat(ITE) 32222 Heist-op-den-BergGround area
3,310 m²
Building footprint
199 m²
Volume, LiDAR
921 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
H.D.K.
since 19932.102.916.646
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017A0371/00B000 | Flanders | 2,949 m² | 1 · 199 m² | 7.6 m · 2 fl. |
| 12017B0543/00V003 | Flanders | 361 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 584 EUR awarded · 497 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 237 EUR | 150 EUR |
| 2024 | 1 | 252 EUR | 252 EUR |
| 2022 | 1 | 95 EUR | 95 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,881 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-06-1993
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
70200Business and other management consultancy
70220Business consulting
74142
68110Buying and selling of own real estate
70120
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.