Equity
€2,000
AMNOPA paid out €6,910 in dividends. That is 44% of the 2025 profit.
AMNOPA
Overview
Lifetime
4 annual accounts with figures on one time axispeak €23,205 (2025)
€23,205▲ €29,007
lowest -€7,419 (2024)
€15,771▲ €23,189
peak €2,000 (2025)
€2,000▲ €8,860
€21,141▲ 78.1%
Board1 name since 2022
1 directorKEMPS Pascal Johan Georges
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from -€5,802 to €23,205Back to profit: €15,771Dividend €6,910Equity from -€6,860 to €2,000Debts from €11,869 to €21,141Cash from €1,331 to €5,831
Key points
from the 2025 annual accountsTurnover
≈ €150,000 estimated
The micro format states no turnover.
Debts
€21,141 91% of the balance sheet
Suppliers 18%Taxes and wages 56%Other 27%
Liquidity
1.01 was 0.30 in 2024
Short-term debts rose from €11,869 to €21,141.
Filings
4 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Position in the sector
€2,000
Less equity than 85% of companies in advertising and market research. Sector median €58,792 · 8,622 companies.
Checked score
71
Healthy
Financially stronger than 54% of micro companies in advertising and market research (NACE 73)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,231 companies (NACE 73, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.5%
01-2025: 2.5%● unchanged vs 12-2024
02-2025: 2.5%● unchanged vs 01-2025
03-2025: 2.6%▲ +0.1 percentage points vs 02-2025
04-2025: 2.6%● unchanged vs 03-2025
05-2025: 2.6%● unchanged vs 04-2025
06-2025: 2.6%● unchanged vs 05-2025
07-2025: 2.5%▼ -0.1 percentage points vs 06-2025
08-2025: 3.3%▲ +0.8 percentage points vs 07-2025
09-2025: 4.0%▲ +0.7 percentage points vs 08-2025
10-2025: 5.8%▲ +1.8 percentage points vs 09-2025
11-2025: 5.7%▼ -0.1 percentage points vs 10-2025
12-2025: 6.2%▲ +0.5 percentage points vs 11-2025highest value
01-2026: 1.7%▼ -4.5 percentage points vs 12-2025
02-2026: 1.7%● unchanged vs 01-2026
03-2026: 1.7%● unchanged vs 02-2026
04-2026: 1.7%● unchanged vs 03-2026
05-2026: 1.7%● unchanged vs 04-2026
06-2026: 1.6%▼ -0.1 percentage points vs 05-2026
07-2026: 1.7%▲ +0.1 percentage points vs 06-2026
08-2026: 2.3%▲ +0.6 percentage points vs 07-2026
09-2026: 2.5%▲ +0.2 percentage points vs 08-2026
10-2026: 0.6%▼ -1.9 percentage points vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 61 days late; 3 of the last 3 accounts late
Equity €2,000 (8.6% of total assets)
lowers risk
Sector: Advertising, market research and public relations activities (NACE 73)
Liquidity: current ratio 1.01, cash €5,831
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 19% of them on solvency, 17% on liquidity, 88% on profitability and 93% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,157 companies had the same profile as AMNOPA has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AMNOPA itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,157 companies, not a prediction for AMNOPA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 8615 sector peers (2025).
NBB · sector comparisonPosition among 8615 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
61 days late
2024
133 days late
2023
47 days late
2022
49 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 48 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 September (3 of the last 4 accounts filed within 78 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0782485934
First establishment
Ahornbomenlaan 47, Kampenhout
Incorporation
Founding capital of €1,000, 100 shares · Founder: KEMPS Pascal Johan Georges · Appointment: KEMPS Pascal Johan Georges (director) · published on 24-02-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AMNOPA Kampenhout | €23,141 | €23,205 | 8.6% | - |
| SUNSHINE PROD Beersel | €27,365 | €27,431 | 7.3% | - |
| UAMUZI Grimbergen | €21,064 | €18,140 | 65.8% | - |
| GPI Consulting Boutersem | €33,518 | €24,229 | 12.8% | - |
| KR HR-Consulting Kapelle-op-den-Bos | €36,042 | €26,842 | 57.7% | - |
| Quarante-Quatre Aubange | €20,016 | €21,357 | 80.0% | - |
| C. BALTUS Sprimont | €22,549 | €17,183 | 55.9% | - |
These companies have the same main activity as AMNOPA: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €20,000 and €36,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 22-02-2022Normal situation
- Activity
- Public relations and communication consultancyNACE 73300
- Establishment unit
- 2.328.799.1601910 Kampenhout, since 01-04-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 01-04-2026
Insights on AMNOPA
AMNOPA files the micro format. That format states no turnover. The gross margin rose from €1,158 in 2022 to €23,205 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-09-2026, 61 days late€23,205
▲ €29,007
€22,392
▲ €29,532
€15,771
▲ €23,189
€175
▲ €8,486
8.6%
▲ 145.6 percentage points
1.01
▲ 0.71
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €61,000 and €240,000.
Balance sheet
balance sheet total €23,141 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
8.6%
Higher than 18% of 8,615 companies in 2025.
1.01
Higher than 24% of 8,291 companies in 2025.
68.1%
Higher than 95% of 8,400 companies in 2025.
AMNOPA
Middle half of the sector
80% of the sector
Micro accounts in advertising and market research (NACE 73)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
23,141 | 5,009 | 48,044 | 30,193 | |
21/28 |
1,825 | 1,450 | 2,342 | 3,233 | |
22/27 |
1,825 | 1,450 | 2,342 | 3,233 | |
23 |
791 | 1,450 | 2,342 | 3,233 | |
24 |
1,034 | - | - | - | |
29/58 |
21,317 | 3,559 | 45,702 | 26,960 | |
40/41 |
15,486 | 2,013 | 45,483 | 26,916 | |
40 |
9,043 | - | 45,483 | 25,028 | |
41 |
6,443 | 2,013 | - | 1,888 | |
54/58 |
5,831 | 1,331 | 4 | 44 | |
490/1 |
- | 215 | 215 | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
23,141 | 5,009 | 48,044 | 30,193 | |
10/15 |
2,000 | -6,860 | 558 | 954 | |
10/11 |
1,000 | 1,000 | 1,000 | 1,000 | |
14 |
1,000 | -7,860 | -442 | -46 | |
17/49 |
21,141 | 11,869 | 47,486 | 29,240 | |
17 |
- | - | 2,025 | 5,400 | |
170/4 |
- | - | 2,025 | 5,400 | |
42/48 |
21,141 | 11,869 | 45,461 | 23,840 | |
42 |
288 | - | - | - | |
44 |
3,724 | 3,407 | 7,498 | 1,967 | |
440/4 |
3,724 | 3,407 | 7,498 | 1,967 | |
45 |
11,784 | 8,463 | 6,280 | 4,015 | |
450/3 |
11,784 | 8,463 | 6,280 | 1,276 | |
454/9 |
- | - | - | 2,739 | |
47/48 |
5,346 | - | 31,683 | 17,858 | |
| Income statement | |||||
9900 |
23,205 | -5,802 | 1,583 | 1,158 | |
630 |
756 | 892 | 892 | 573 | |
640/8 |
56 | 447 | 402 | 253 | |
9901 |
22,392 | -7,141 | 289 | 333 | |
75/76B |
- | 8 | 225 | 0 | |
75 |
- | 8 | 225 | 0 | |
65/66B |
214 | 286 | 109 | 40 | |
65 |
214 | 286 | 109 | 40 | |
9903 |
22,178 | -7,419 | 404 | 293 | |
67/77 |
6,407 | - | 799 | 340 | |
9904 |
15,771 | -7,419 | -395 | -46 | |
9905 |
15,771 | -7,419 | -395 | -46 | |
| Appropriation of the result | |||||
9906 |
7,910 | -7,860 | -442 | -46 | |
14P |
-7,860 | -442 | -46 | - | |
694/7 |
6,910 | - | - | - | |
694 |
6,910 | - | - | - | |
| Document | |||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00533780.
Subsidies and aid
Flemish government 2025, 1 entry, €836 awarded, €836 paid
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 23,148 | -6,249 | 1,180 | 905 | ||
| 16,527 | -6,527 | 496 | 526 | ||
| 1,131 | 0 | 0 | 3,806 | ||
| 4,499 | 1,327 | -40 | - | ||
| 175 | -8,310 | 241 | 3,121 | ||
| 8.6% | -137.0% | 1.2% | 3.2% | ||
| 1.01 | 0.30 | 1.01 | 1.13 | ||
| 10.57 | - | - | - | ||
| 788.5% | - | - | - | ||
| 68.1% | -148.1% | -0.8% | -0.2% | ||
| over 100 | -21.87 | 10.80 | 22.84 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €1,131 | - | - | €3,806 |
| €756 | €892 | €892 | €573 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on AMNOPA
The operating result for 2025 is a profit of €22,392, after a loss of €7,141 in 2024. It is the highest result since 2022.
Debt's share of the balance-sheet total is 91.4%.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 24-02-2022
listed in the 2024 annual accounts, filed on 11-12-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 24-02-2022
Mandates through the years
1 name, the dashed line is todayKEMPS Pascal Johan Georges
Director
Director
Board
Mandates as a list
- KEMPS Pascal Johan Georges
- Director, appointed by deed of 24-02-2022, still in office
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €20 in 2025
- Source
- deed of 24-02-2022
Articles of association
deed of 24-02-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager helft koper(s) naar evenredigheid aantal bij meerdere kopers, nietigheid”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 24-02-2022 ↗
- KEMPS Pascal Johan Georges 100 shares
Network & group
No group
AMNOPA has no parent and no holdings in its annual accounts. KEMPS Pascal Johan Georges is the only director. AMNOPA shares no director with another company.
The LEI register names no parent.
At the same address
Ahornbomenlaan 47, 1910 Kampenhout · 2 other companies| Kemps, Amber (sole trader)
establishment since 20-10-2026 |
founded in 2026 1044.260.230 |
| Dannis, Monica (sole trader)
establishment since 04-09-2013 |
founded in 2013 0537.916.468 |
Timeline
Timeline
10 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 61 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0782485934
2025
Back to profit net €15,771 The net result is €15,771, after 3 loss-making years.
Liquidity more than triples current ratio 1.01 The current ratio rises from 0.30 to 1.01.
Annual accounts 2024 filed PDFmicro format · 133 days late
2024
Weakest financial year net -€7,419 The net result drops to -€7,419, the lowest from 2022 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 47 days late
2023
Annual accounts 2022 filed PDFmicro format · 49 days before the deadline
2022
First establishment Ahornbomenlaan 47, Kampenhout
IncorporationFounding capital of €1,000, 100 shares · Founder: KEMPS Pascal Johan Georges · Appointment: KEMPS Pascal Johan Georges (director) · published on 24-02-20226 points ▸
- Founder, KEMPS Pascal Johan Georges
- Founding capital, €1,000, 100 shares
- KEMPS Pascal Johan Georges holds 100 shares
- 100 shares
- Registered office clause, Ahornbomenlaan 47, 1910 Kampenhout
- Director appointment, KEMPS Pascal Johan Georges
- The deed holds 8 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 22 February 2022, AMNOPA was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 KEMPS Pascal Johan Georges is director of the company, appointed by deed of 24-02-2022.2 Total assets went from €30,193 in 2022 to €23,141 in 2025.3
Company details
Identity
- Enterprise number
- 0782.485.934
- VAT number
- BE 0782.485.934
- Peppol ID
- 0208:0782485934
- Other Peppol ID
- 9925:BE0782485934
- LEI code
- 984500A9915E38B78E13 live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 22-02-2022
- Financial year
- ends on 31 December
- Peppol
- Reachable since 01-04-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- AMNOPA in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-02-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 24-02-2022 (in Dutch)
Activities
NACEBEL 2025VAT activities
73300
Public relations and communication consultancy main activity
Social security (RSZ) activities
73300
Public relations and communication consultancy main activity
Codes under NACEBEL 2008
70210
Activities of head offices; management consultancy activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van managementdiensten, het geven van advies en verzorgen van opleidingen in de meest ruime zin van het woord aan bedrijven en…”deed of 24-02-2022 (in Dutch)
9 activities
- Het verlenen van managementdiensten, het geven van advies en verzorgen van opleidingen in de meest ruime zin van het woord aan bedrijven en ondernemingen van alle aard, onder meer op het vlak van financiën, administratie, supply chain, marketing, HR, crisis management, informatica, logistiek, en implementatie van bedrijfs- groei- sales en marketingstrategieën. Deze beschrijving is niet beperkend en mag in de meest ruime zin geïnterpreteerd worden.
- Verlening van dezelfde diensten op een uitvoerend niveau.
- Het waarnemen van de functie van bestuurder in ondernemingen en vennootschappen zowel in België als in het buitenland.
- Het nemen en beheren van belangen en participaties in ondernemingen en vennootschappen.
- Aan- en verkoop, oprichting, ontwikkeling, vernieuwing, verbetering, huur, verhuring, onderverhuring, concessie en uitbating van alle handelsfondsen, licenties, merken, brevetten, knowhow.
- De vennootschap mag alle roerende of onroerende goederen, materialen, benodigdheden, verwerven, huren of verhuren, vervaardigen, overdragen, ruilen, en in het algemeen, alle commerciële, industriële of financiële handelingen verrichten, welke rechtstreeks of onrechtstreeks in verband staan met het maatschappelijk doel.
- De vennootschap mag ook beleggen in alle roerende of onroerende goederen, materialen en benodigdheden, alsook kunstvoorwerpen.
- Daartoe kan de vennootschap samenwerken met, deelnemen in op gelijk welke wijze, rechtstreeks of zijdelings, belangen nemen in ondernemingen van alle aard, alle verbintenissen aangaan.
- De vennootschap kan alle vermelde activiteiten uitoefenen in België als in het buitenland, hetzij rechtstreeks, hetzij als tussenpersoon.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Ahornbomenlaan 47 registered office 1910 Kampenhout | 01-04-2022 | 2.328.799.160 |
Buildings and parcels at the address
- Ground area
- 1,057 m²
- Buildings
- 153 m²
- Volume, LiDAR
- 963 m³
- Tallest building
- 10.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23055A0083/00B003 | 1,057 m² | 1 · 153 m² | 10.0 m · 2 |