AMI
ActiveFrom the official registers: KBO 30 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
AMI has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €670,625 and a net result of €74,285. Equity has been growing by about 8% per year since 2019. Its solvency ranks better than 87% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 28-01-1995 Normal situation
- Legal form
- Private limited company
- Registered office
- Madeliefjesweg(Odk) 21, 8670 Koksijde
- Activity
- Renting and operating of own or leased non-residential real estate, excluding land NACE 68203
- Establishment unit
- 2.070.288.420 8670 Koksijde, since 13-02-1995
- Financial year end
- 30 June
- Peppol
- Reachable since 21-10-2026
Board and ownership
- Michel VerriestDirector · since 26-09-2002
- Johan VerriestDirector · since 01-10-2015
- Holdings
- Shares in 2 companies VCverzekering and VCimmo
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €128,884
- ▲ 8.6%
- Turnover
- ≈ €170,000
- estimated
- Profit
- €74,285
- ▲ 1.9%
- Equity
- €670,625
- ▲ 1.9%
- Total assets
- €808,185
- ▲ 4.0%
Score breakdownlowers riskEquity €670,625 (83.0% of total assets)Liquidity: current ratio 3.85, cash €124,672Size: total assets €808,185Founded in 1995Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 76% on liquidity, 77% on profitability and 52% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, abbreviated format
Annual accounts 2025
- Financial year ended
- 30-06-2025
- Filed on
- 05-01-2026
- Format
- abbreviated format
- Reference
- 2026-00001241
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is 11% higher than in 2024. It is the second rise in a row, after the fall in 2023.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Companies with the same profile, two years later
Historical observationIn July 2024, 20,136 companies had the same profile as AMI has now. Two years later, 0.2% had gone bankrupt and 95.0% were still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of AMI itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,136 companies, not a prediction for AMI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €168,559 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,780 | €25,774 | €14,099 | €15,094 | €15,087 | €16,086 | €15,563 | ▼ 3.3% |
| Other operating charges640/8 | - | - | - | €4,085 | €4,191 | €7,198 | €7,720 | ▲ 7.2% |
| Gross operating margin9900 | €103,728 | €139,390 | €142,179 | €303,222 | €103,323 | €118,714 | €128,884 | ▲ 8.6% |
| Operating profit (loss)9901 | €76,401 | €109,155 | €121,338 | €284,043 | €84,045 | €95,429 | €105,601 | ▲ 10.7% |
| Financial income75/76B | - | - | - | €1,914 | €3,025 | €16,965 | €11,137 | ▼ 34.4% |
| Recurring financial income75 | €613 | €32 | €0 | €1,914 | €3,025 | €16,965 | €11,137 | ▼ 34.4% |
| Financial charges65/66B | - | - | - | €4,048 | €3,639 | €4,571 | €4,762 | ▲ 4.2% |
| Recurring financial charges65 | €11,294 | €10,435 | €8,385 | €4,048 | €3,639 | €4,571 | €4,762 | ▲ 4.2% |
| Profit (loss) for the period before taxes9903 | €65,720 | €98,751 | €112,952 | €281,910 | €83,431 | €107,823 | €111,976 | ▲ 3.9% |
| Income taxes67/77 | €24,948 | €36,909 | €37,245 | €52,530 | €28,281 | €34,944 | €37,691 | ▲ 7.9% |
| Profit (loss) for the period9904 | €40,772 | €61,842 | €75,708 | €229,380 | €55,150 | €72,879 | €74,285 | ▲ 1.9% |
| Profit (loss) for the period to be appropriated9905 | €40,772 | €61,842 | €75,708 | €229,380 | €55,150 | €72,879 | €74,285 | ▲ 1.9% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €757,333 | €718,617 | €740,552 | €758,371 | €760,546 | €777,060 | €808,185 | ▲ 4.0% |
| Fixed assets21/28 | €666,341 | €640,567 | €633,640 | €278,537 | €263,450 | €283,328 | €278,267 | ▼ 1.8% |
| Tangible fixed assets22/27 | €216,006 | €190,232 | €183,306 | €169,638 | €154,551 | €174,615 | €169,554 | ▼ 2.9% |
| Land and buildings22 | - | - | - | €162,836 | €149,659 | €171,633 | €158,632 | ▼ 7.6% |
| Furniture and vehicles24 | - | - | - | €6,802 | €4,892 | €2,982 | €10,921 | ▲ 266% |
| Financial fixed assets28 | €450,335 | €450,335 | €450,335 | €108,899 | €108,899 | €108,713 | €108,713 | = |
| Current assets29/58 | €90,992 | €78,050 | €106,911 | €479,834 | €497,096 | €493,732 | €529,918 | ▲ 7.3% |
| Amounts receivable after more than one year29 | - | - | - | - | €100,000 | €66,667 | €33,333 | ▼ 50.0% |
| Other amounts receivable291 | - | - | - | - | €100,000 | €66,667 | €33,333 | ▼ 50.0% |
| Amounts receivable within one year40/41 | €6,659 | €500 | €515 | €24,623 | €11,803 | €3,500 | €3,500 | = |
| Other amounts receivable41 | - | - | - | €24,623 | €11,803 | €3,500 | €3,500 | = |
| Current investments50/53 | €34,958 | €14,963 | €32,509 | €192,740 | €312,848 | €401,274 | €331,578 | ▼ 17.4% |
| Cash at bank and in hand54/58 | €48,408 | €61,983 | €73,887 | €261,867 | €71,841 | €20,401 | €124,672 | ▲ 511% |
| Deferred charges and accrued income490/1 | - | - | - | €604 | €604 | €1,890 | €36,836 | ▲ 19× |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €757,333 | €718,617 | €740,552 | €758,371 | €760,546 | €777,060 | €808,185 | ▲ 4.0% |
| Equity10/15 | €400,037 | €461,880 | €443,200 | €613,492 | €626,076 | €658,182 | €670,625 | ▲ 1.9% |
| Contributions10/11 | €49,600 | - | - | €49,600 | €49,600 | €49,600 | €49,600 | = |
| Reserves13 | €241,774 | €303,616 | €284,936 | €455,229 | €467,812 | €499,919 | €512,361 | ▲ 2.5% |
| Non-distributable reserves130/1 | - | - | - | €4,960 | €4,960 | €0 | - | - |
| Reserves not available under the articles1311 | - | - | - | €4,960 | €4,960 | €0 | - | - |
| Distributable reserves133 | - | - | - | €450,269 | €462,852 | €499,919 | €512,361 | ▲ 2.5% |
| Profit (loss) carried forward14 | €108,664 | €108,664 | €108,664 | €108,664 | €108,664 | €108,664 | €108,664 | = |
| Amounts payable17/49 | €357,296 | €256,737 | €297,352 | €144,879 | €134,471 | €118,877 | €137,560 | ▲ 15.7% |
| Amounts payable after more than one year17 | €203,065 | €95,174 | €62,525 | €29,093 | €4,080 | €0 | - | - |
| Financial debts170/4 | - | - | - | €29,093 | €4,080 | €0 | - | - |
| Amounts payable within one year42/48 | €154,231 | €161,563 | €234,827 | €115,786 | €130,390 | €118,877 | €137,560 | ▲ 15.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €33,431 | €25,013 | €4,080 | €0 | ▼ 100% |
| Trade debts44 | €3,138 | €2,882 | €5,093 | €1,773 | €3,115 | €4,018 | €2,935 | ▼ 26.9% |
| Suppliers440/4 | - | - | - | €1,773 | €3,115 | €4,018 | €2,935 | ▼ 26.9% |
| Taxes, remuneration and social security45 | - | - | - | €20,485 | €2,832 | €5,458 | €9,268 | ▲ 69.8% |
| Taxes450/3 | - | - | - | €20,485 | €2,832 | €5,458 | €9,268 | ▲ 69.8% |
| Other amounts payable47/48 | - | - | - | €60,096 | €99,431 | €105,321 | €125,357 | ▲ 19.0% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,772 | €61,842 | €75,708 | €229,380 | €55,150 | €72,879 | €74,285 | ▲ 1.9% |
| + Depreciation and write-downs630 | €22,780 | €25,774 | €14,099 | €15,094 | €15,087 | €16,086 | €15,563 | ▼ 3.3% |
| Operating cash flow (approximation) | €63,552 | €87,617 | €89,807 | €244,474 | €70,237 | €88,965 | €89,848 | ▲ 1.0% |
| Investment in fixed assets (approximation) | - | €0 | -€7,173 | €340,009 | €0 | -€35,964 | -€10,502 | ▲ 70.8% |
| Change in cash | - | €13,575 | €11,904 | €187,980 | -€190,026 | -€51,440 | €104,271 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 30 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | abbreviated format | 05-01-2026 | 2026-00001241 | |
| 30-06-2024 | micro format | 16-12-2024 | 2024-00616885 | |
| 30-06-2023 | micro format | 05-12-2023 | 2023-00524014 | |
| 30-06-2022 | micro format | 24-01-2023 | 2023-00002738 | |
| 30-06-2021 | micro format | 10-01-2022 | 2022-00700028 | |
| 30-06-2020 | abbreviated format | 15-12-2020 | 2020-75600157 | |
| 30-06-2019 | abbreviated format | 21-01-2020 | 2020-01800293 | |
| 30-06-2018 | abbreviated format | 06-12-2018 | 2018-73700139 | |
| 30-06-2017 | abbreviated format | 06-12-2017 | 2017-71100207 | |
| 30-06-2016 | abbreviated format | 05-12-2016 | 2016-69100496 |
Comparable companies
These companies have the same main activity as AMI: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €564,000 and €1.1m, founded between 1987 and 1999.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| AMI Koksijde | 1995 | €0.8m | €0.7m | €0.1m | €0.07m | 0 | 2025 |
| GILJANA Middelkerke | 1998 | €0.8m | €0.4m | €0.1m | €0.04m | 0 | 2025 |
| Fleet4eco Herentals | 1996 | €1.0m | €0.1m | €0.1m | €0.03m | 0 | 2026 |
| INTERFLEX Aalter | 1988 | €0.9m | €0.4m | €0.2m | €0.05m | 0 | 2025 |
| DUVANTEX Poperinge | 1989 | €1.1m | €0.4m | €0.1m | €0.008m | 0 | 2025 |
| PHARMA HEIST Knokke-Heist | 1987 | €0.6m | €0.4m | €0.1m | €0.09m | 0 | 2025 |
| GLOBAL SUPPLIERS SERVICES Brugge | 1999 | €0.6m | €0.09m | €0.1m | €0.08m | 0 | 2025 |
They were chosen from the 6,621 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Johan Verriest |
|
| Michel Verriest |
|
The board according to the articles of association
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Indien er meer dan twee bestuurders zijn, vormen zij een raad van bestuur die beraadslaagt en besluit als een collegiaal orgaan, en die…”
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, 1”
Articles of association, deed of 16-11-2023
Owners and capital
Capital transactions
- 16-11-2023 Converted to unavailable equity · €49,600
Other provisions of the articles of association
- Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
- “Bevoegdheden bestuursorgaan, raad van bestuur, collegiaal, voorzitter met doorslaggevende stem bij staking”“Vaste en/of evenredige vergoeding, vergoeding bestuurders”“Dagelijks bestuur, één of meer leden als gedelegeerd bestuurder of één of meer directeurs”“Toegang algemene vergadering, register van effecten op naam per categorie”“Winstverdeling, algemene vergadering op voorstel bestuursorgaan”Liquidation distribution: “Bijkomende volstorting eisen of voorafgaandelijke terugbetalingen aan meer volgestorte aandelen”1 more provision in the deed, see the deed of 16-11-2023
Articles of association, deed of 16-11-2023 (in Dutch)
Group and network
Holdings and subsidiaries
2 holdingsHoldings 2
Source for every holding own accounts 30-06-2025
- Equity €1.4mResult €513,20725.7%
- Equity €79,521Result €12,75910%
Connections & network
2 current directorsThe network starts from the directors of AMI. Every other company they run is a node.
History
Acts, filings and financial milestones
16-11
Gazette deed
Resignations: Michel Verriest (manager) and Johan Verriest (manager)Appointments: Michel Verriest (director) and Johan Verriest (director) · Capital · Purpose change11 points ▸
- Capital
- Director resignation, Michel Verriest (manager)
- Director resignation, Johan Verriest (manager)
- Director appointment, Michel Verriest (director (not named in the articles))
- Director appointment, Johan Verriest (director (not named in the articles))
- General meeting, 25-10-2023
- Purpose change
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Other provision, “overeenkomstig de vormen en meerderheden van de statutenwijziging, opheffing statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Other provision, “vaststellen van de statuten ter aanpassing aan het Wetboek van Vennootschappen en Verenigingen” (deed in Dutch)
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 38502G0341/00A000 | Flanders | 645 m² | 1 · 103 m² | 11.0 m · 2 |