VCverzekering

Active Risk: not assessed

Private limited companyfounded 201213 yrs activeLeopold II Laan(Odk) 213, 8670 Koksijde, BelgiumKBO/BCE: BE 0501.730.322

Summary

VCverzekering is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.5m and a net result of €166,059. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 1638 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

VCverzekeringActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220

1 site

Size

€1.7mtotal assets 2025

Staff: 0.4 FTE
Equity: €1.5m
Profit: €166,059

Turnover not published (abridged schema)

Financial health

Financial institution: outside the modelProbability: sector outside the model

Structure

Largest shareholder: AMI · 25.7%
Holdings: 3

Accounts filed 27 d late0 of 5 deeds read

SignalsFiled after the deadlineShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.

○neutral

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

27 d late

2024

26 d late

2023

19 d early

2022

35 d early

2021

31 d early

2020

19 d early

2019

20 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 July (4 of the last 5 filed years within 44 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

27-08-26 Annual accounts filedfiscal year 2025 · abbreviated…
26-08-25 Annual accounts filedfiscal year 2024 · abbreviated…
31-12-24 Highest result since 2018net €513,207 ▲224%

Key points

Caution: Result fell in 2025from €513,207 to €166,059 ▼ 67.6% View
Positive: Among the best 10% on equitysector median €258,888 · 1,639 companies €1.5m View
Positive: 8 profitable years in a rowprofit 2025: €166,059 8 years View