AMERICAN BIZZ
ActiveSummary
The computed 12-month bankruptcy probability of AMERICAN BIZZ is 5.2% (elevated). The 2025 annual accounts show negative equity (€-19k) and a net result of €-4k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 7% of 4621 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency0=
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.4; short-term debt: 249.5% and cash: 100% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-346.9%
Return on assets
-75.7%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-19k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
22 d late
2024
17 d late
2023
30 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-19k▼ 27.9%
2024 · €-15k
2022: €-15k
2023: €-21k
2024: €-15k
2022 → 2025
Total assets
€5k▲ 265%
2024 · €1k
2022: €7k
2023: €2k
2024: €1k
2022 → 2025
Net result
€-4k
2024 · €6k
2022: €-21k
2023: €-5k
2024: €6k
2022 → 2025
Working capital
€-8k▲ 44.9%
2024 · €-15k
2022: €-15k
2023: €-21k
2024: €-15k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-15k-€-21k▼ 34.9%€-15k▲ 28.6%€-19k▼ 27.9%
Operating result€-21k-€-5k▲ 75.7%€6k€-4k
Net result€-21k-€-5k▲ 74.9%€6k€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €6k in 2024.
Key figures and ratios
Solvency
-346.9%
Current ratio
0.40
Debt to equity
-1.29
ROA
-75.7%
Debt
€24k▲
2024 · €16k
Debt ≤ 1 year
€14k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1k€5k▲
Current assets29/58€1k€5k▲
Cash at bank and in hand54/58€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1k€5k▲
Equity10/15€-15k€-19k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-21k€-25k▼
Amounts payable17/49€16k€24k▲
Amounts payable within one year42/48€16k€14k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€13k€13k▼
Taxes450/3€8k€7k▼
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3-€11k
Income statement
Code20242025
Gross operating margin9900€6k€-4k▼
Operating profit (loss)9901€6k€-4k▼
Financial charges65/66B€60€266▲
Recurring financial charges65€60€266▲
Profit (loss) for the period before taxes9903€6k€-4k▼
Profit (loss) for the period9904€6k€-4k▼
Profit (loss) for the period to be appropriated9905€6k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-25k▼
Profit (loss) brought forward from the previous period14P€-27k€-21k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verbiststraat 291210 Sint-Joost-ten-NodeGround area
137 m²
Building footprint
113 m²
Volume, LiDAR
1,399 m³
Parcel 21572B0069/00T008, Brussels · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AMERICAN BIZZ
since 20222.333.273.434
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572B0069/00T008 | Brussels | 137 m² | 1 · 113 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
ABZA SERVICES
BE 0673.932.739
Sint-Joost-ten-Node
Barber Shop A.L.B.
BE 1020.425.746
Sint-Joost-ten-Node
BINIMBI NANCY COIFFURE
BE 0797.931.007
Sint-Joost-ten-Node
BN COIFFEUR
BE 0803.790.401
Sint-Joost-ten-Node
CAN IKIZLER
BE 0694.764.577
Sint-Joost-ten-Node
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,748 companies in sector 96210 we hold annual accounts for 2,833. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.