BN COIFFEUR
ActiveThe computed 12-month bankruptcy probability of BN COIFFEUR is 2.9% (moderate). The 2025 annual accounts show equity of €3k and a net result of €359. Its solvency ranks better than 60% of 4475 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-40
Solvency77▲+13
Growth52
Stability94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.67 against 1.51 in 2024), but 59.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▲ 13.7%
2024 · €3k
2024: €3k
2024 → 2025
Total assets
€7k▼ 4.3%
2024 · €8k
2024: €8k
2024 → 2025
Net result
€359▼ 90.1%
2024 · €4k
2024: €4k
2024 → 2025
Working capital
€3k▲ 13.7%
2024 · €3k
2024: €3k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€3k-€3k▲ 13.7%
Operating result€4k-€585▼ 85.8%
Net result€4k-€359▼ 90.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €7k
Equity
€3k▲ 13.7%
Debt
€4k▼ 13.5%
The debt ratio falls from 66.2% to 59.8%: equity grows while debt is paid down.
Key figures and ratios
Solvency
40.2%▲
2024 · 33.8%
Current ratio
1.67▲
2024 · 1.51
Quick ratio
1.67▲
2024 · 1.51
Debt / equity
1.49▼
2024 · 1.96
ROE
12.1%▼
2024 · 138.3%
ROA
4.8%▼
2024 · 46.7%
Debt
€4k▼
2024 · €5k
Debt ≤ 1 year
€4k▼
2024 · €5k
Income taxes
€156▼
2024 · €403
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8k€7k▼
Current assets29/58€8k€7k▼
Amounts receivable within one year40/41€384€84▼
Other amounts receivable41€384€84▼
Cash at bank and in hand54/58€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€8k€7k▼
Equity10/15€3k€3k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€5k€4k▼
Amounts payable within one year42/48€5k€4k▼
Trade debts44-€40
Suppliers440/4-€40
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€3k€3k▼
Income statement
Code20242025
Gross operating margin9900€4k€585▼
Operating profit (loss)9901€4k€585▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€105€70▼
Recurring financial charges65€105€70▼
Profit (loss) for the period before taxes9903€4k€515▼
Income taxes67/77€403€156▼
Profit (loss) for the period9904€4k€359▼
Profit (loss) for the period to be appropriated9905€4k€359▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€2k▼
Profit (loss) brought forward from the previous period14P-€2k
Profit to be distributed694/7€2k-
Directors or managers695€2k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tweekerkenstraat 1281210 Sint-Joost-ten-NodeGround area
85 m²
Building footprint
85 m²
Volume, LiDAR
1,346 m³
Parcel 21572B0248/00H000, Brussels · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572B0248/00H000 | Brussels | 85 m² | 1 · 85 m² | 20.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,677 companies in sector 96210 we hold annual accounts for 2,809. 1,668 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2023
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.