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AMBW

Active
Private limited companyfounded 2013active for 13 yearsWaterloolaan 25, 1000 Brussel, BelgiumKBO/BCE: BE 0527.996.437
Summary

AMBW has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.4m and a net result of €171,395. Equity is growing by about 54% per year across the filed financial years. Its solvency ranks better than 50% of 12,661 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
2 sites
Size
€9.2mtotal assets 2025
Staff
7.2 FTE
Equity
€3.4m
Profit
€171,395
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Accounts filed 77 days late2 of 6 deeds read
Why 66raises riskLatest accounts 77 days late; 3 of the last 3 late1 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 16-10-2026)Size: 7.2 FTE, total assets €9.2mShow the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 62% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 62+3
equity 37.0% of total assets
Liquidity 57+4
short-term debt 22.6% · cash 12.3%
Profitability 71=
return on assets 1.9%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,222 companies, NACE 47, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.7%▲ +0.6 percentage points vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.9%▲ +0.2 percentage points vs 03-2025 05-2025: 2.1%▲ +0.2 percentage points vs 04-2025 06-2025: 2.4%▲ +0.3 percentage points vs 05-2025 07-2025: 2.5%▲ +0.1 percentage points vs 06-2025 08-2025: 3.2%▲ +0.7 percentage points vs 07-2025 09-2025: 3.9%▲ +0.7 percentage points vs 08-2025 10-2025: 6.7%▲ +2.8 percentage points vs 09-2025highest value 11-2025: 1.0%▼ -5.7 percentage points vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026lowest value 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%▲ +0.2 percentage points vs 04-2026 06-2026: 1.5%▲ +0.2 percentage points vs 05-2026 07-2026: 1.9%▲ +0.4 percentage points vs 06-2026 08-2026: 2.7%▲ +0.8 percentage points vs 07-2026 09-2026: 3.3%▲ +0.6 percentage points vs 08-2026 10-2026: 1.2%▼ -2.1 percentage points vs 09-2026
Credit of up to €220,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.3, compared with 1.64 in 2024, below the usual 1.5; short-term debt: 22.6% and cash: 12.3% of total assets), and 63% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 52% on solvency, 64% on liquidity, 53% on profitability and 77% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Latest accounts 77 days late; 3 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed 16-10-2026)
NBB · annual accounts
lowers risk · Size: 7.2 FTE, total assets €9.2m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-10-2026, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
77 days late
2024
60 days late
2023
75 days late
2022
67 days late
2021
74 days late
2020
87 days late
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 63 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2018 to 2025net €171,395 ▲20.8%
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: Among the best 5% on equitysector median €237,682 · 12,671 companies €3.4m View
  • Caution: Latest accounts filed lateafter the legal deadline 77 days View
  • Positive: 8 profitable years in a rowprofit 2025: €171,395 8 years View
  • Positive: Equity rose in 2025from €2.7m to €3.4m ▲ 25.7% View

By topic

Financials

Financial year
2025
Total assets
€9.2m
Profit
€171,395
Solvency
37.0%
Total assets▲ 16.7%
Net result
20182025
Go to Financials

Timeline

Events
19
Since
2015
Next accounts
by 31-07-2027
  1. 07-01-2025Registered office
  2. 14-10-2024Annual accounts filed
  3. 31-12-2023Equity above €2m
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
19-04-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
Second Tuesday of June at 18:00
Purpose
“La vente sous toutes ses formes,et en particuliers en tant que détaillant de…” (deed in French)
Go to Articles of association

Key facts about AMBW

What is the company number of AMBW?
0527.996.437. In Belgium the VAT number is the company number with BE in front: BE 0527.996.437.
Where is AMBW based?
The registered office is at Waterloolaan 25, 1000 Brussel.Company details
What does AMBW do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of AMBW?
Private limited company (BV).
When was AMBW founded?
On 19-04-2013.
Is AMBW still active?
Yes, AMBW is an active enterprise in the KBO register.
How many employees does AMBW have?
On average 7.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of AMBW?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is AMBW profitable?
In financial year 2025, AMBW made a profit of €171,395.
Where can I find the annual accounts of AMBW?
AMBW filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AMBW due?
By 31-07-2027, for financial year 2026.Timeline

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