COAST SHOPS
ActiveCOAST SHOPS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.35M and a net result of €370k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 4119 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
83
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-17
Solvency89▲+9
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €280k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.14 in 2024), and 29.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.6%
Return on assets
7.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
31 d early
2023
14 d early
2022
30 d late
2021
37 d early
2020
44 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€370k▼ 13.0%
2024 · €426k
2018: €296k
2019: €370k
2020: €220k
2021: €387k
2022: €366k
2023: €359k
2024: €426k
2018 → 2025
Working capital
€474k▲ 197%
2024 · €159k
2018: €1.31M
2019: €1.47M
2020: €1.59M
2021: €514k
2022: €933k
2023: €605k
2024: €159k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.59M-€2.93M▲ 13.0%€3.29M▲ 12.2%€2.98M▼ 9.4%€3.35M▲ 12.4%
Operating result€436k-€426k▼ 2.3%€444k▲ 4.1%€559k▲ 26.0%€484k▼ 13.4%
Net result€387k-€366k▼ 5.5%€359k▼ 1.9%€426k▲ 18.7%€370k▼ 13.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.74M
Fixed assets
€3.31M▼ 3.5%
Current assets
€1.43M▲ 9.6%
Equity and liabilities €4.74M
Equity
€3.35M▲ 12.4%
Provisions
€38k▲ 83.9%
Debt
€1.36M▼ 22.1%
The debt ratio falls from 36.8% to 28.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€679k▼
2024 · €782k
Cash flow
€565k▼
2024 · €648k
Solvency
70.6%▲
2024 · 62.8%
Current ratio
1.50▲
2024 · 1.14
Quick ratio
0.87▲
2024 · 0.67
Debt / equity
0.41▼
2024 · 0.59
ROE
11.1%▼
2024 · 14.3%
ROA
7.8%▼
2024 · 9.0%
Interest coverage
11.53▼
2024 · 12.24
Debt
€1.36M▼
2024 · €1.74M
Debt ≤ 1 year
€954k▼
2024 · €1.14M
Debt > 1 year
€320k▼
2024 · €546k
Income taxes
€198k▲
2024 · €177k
Staff costs
€903k▲
2024 · €765k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.74M€4.74M▲
Fixed assets21/28€3.44M€3.31M▼
Tangible fixed assets22/27€3.44M€3.31M▼
Land and buildings22€3.20M€3.11M▼
Plant, machinery and equipment23€174k€159k▼
Furniture and vehicles24€62k€48k▼
Current assets29/58€1.30M€1.43M▲
Amounts receivable after more than one year29€567k€519k▼
Other amounts receivable291€567k€519k▼
Stocks and contracts in progress3€535k€602k▲
Stocks30/36€535k€602k▲
Amounts receivable within one year40/41€57k€52k▼
Trade receivables40€6k€4k▼
Other amounts receivable41€50k€49k▼
Cash at bank and in hand54/58€137k€241k▲
Deferred charges and accrued income490/1€8k€14k▲
Equity and liabilities
Total equity and liabilities10/49€4.74M€4.74M▲
Equity10/15€2.98M€3.35M▲
Contributions10/11€78k€78k=
Capital10€78k€78k=
Issued capital100€78k€78k=
Reserves13€2.90M€3.27M▲
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Tax-exempt reserves132€555k€430k▼
Distributable reserves133€2.34M€2.83M▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€21k€38k▲
Provisions for liabilities and charges160/5-€20k
Other liabilities and charges164/5-€20k
Deferred taxes168€21k€18k▼
Amounts payable17/49€1.74M€1.36M▼
Amounts payable after more than one year17€546k€320k▼
Financial debts170/4€546k€320k▼
Amounts payable within one year42/48€1.14M€954k▼
Current portion of amounts payable after more than one year42€125k€126k▲
Trade debts44€34k€9k▼
Suppliers440/4€34k€9k▼
Taxes, remuneration and social security45€203k€254k▲
Taxes450/3€74k€87k▲
Remuneration and social security454/9€129k€167k▲
Other amounts payable47/48€782k€564k▼
Accrued charges and deferred income492/3€53k€84k▲
Income statement
Code20242025
Remuneration, social security and pensions62€765k€903k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€222k€195k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€20k
Other operating charges640/8€13k€13k▼
Gross operating margin9900€1.56M€1.61M▲
Operating profit (loss)9901€559k€484k▼
Financial income75/76B€129k€141k▲
Recurring financial income75€129k€141k▲
Financial charges65/66B€64k€59k▼
Recurring financial charges65€64k€59k▼
Profit (loss) for the period before taxes9903€624k€566k▼
Transfer from deferred taxes780€2k€2k▲
Transfer to deferred taxes680€23k€0▼
Income taxes67/77€177k€198k▲
Profit (loss) for the period9904€426k€370k▼
Transfer from tax-exempt reserves789€6k€230k▲
Transfer to tax-exempt reserves689€68k€105k▲
Profit (loss) for the period to be appropriated9905€364k€495k▲
Appropriation of the result
Profit (loss) to be appropriated9906€364k€495k▲
Transfer from equity791/2€735k€0▼
Transfer to equity691/2€364k€495k▲
To other reserves6921€364k€495k▲
Profit to be distributed694/7€735k€0▼
Return on contributions (dividend)694€735k€0▼
Social balance
Average headcount (FTE)908714.415.8▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €426k ▲18.7%
Operating result €559k, net result €426k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €220k ▼40.5%
Net result drops to €220k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 9.67
Current ratio from 4.37 to 9.67; short-term debt falls from €437k to €184k.
31-12
Financial
Equity above €2MEq €2.20M ▲11.1%
3 profitable years in a row build equity to €2.20M.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 6 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostendestraat 158620 NieuwpoortGround area
4,387 m²
Building footprint
2,482 m²
Volume, LiDAR
24,834 m³
6 parcels, Flanders · tallest building 26.6 m, ±4 floors. Linked by address, not a title deed.
6 establishment units
BRAX OOSTENDE
since 20092.176.664.063
BRAX
since 20122.214.515.641
BRAX KOKSIJDE
since 20122.214.516.235
BRAX ROESELARE
since 20122.214.516.334
BRAX KNOKKE
since 20142.232.526.363
BRAX
since 20212.318.691.463
6 parcels
Flanders
6
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38402D0472/00S009indicative | Flanders | 1,641 m² | 1 · 240 m² | 9.2 m · 2 fl. |
| 31334B0326/00A000 | Flanders | 1,212 m² | 1 · 797 m² | 26.6 m · 3 fl. |
| 38016B0169/00S000 | Flanders | 755 m² | 1 · 820 m² | 14.0 m · 3 fl. |
| 38014E0401/00A000 | Flanders | 339 m² | 1 · 269 m² | 17.5 m · 4 fl. |
| 36015A0225/00K000 | Flanders | 313 m² | 1 · 230 m² | 13.6 m · 2 fl. |
| 35013A1346/00B000 | Flanders | 127 m² | 1 · 126 m² | 18.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 5
5 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,785 EUR awarded · 1,785 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 1,118 EUR |
| 2024 | 1 | 1,785 EUR | 667 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
699400RWBSIOB2DF4C46
Similar companies · same sector, comparable size
CP RETAIL
BE 0446.720.929
Braine-le-Château · Eq €3.32M
I & S - FASHION
BE 0870.780.678
Waregem · Eq €3.40M
RUSSELLSTORE
BE 0893.190.054
Knokke-Heist · Eq €3.28M
MODEMAKERS FASHION
BE 0476.590.989
Temse · Eq €3.27M
AU FUSEAU
BE 0411.955.238
Spa · Eq €3.43M
Of 6,459 companies in sector 47716 we hold annual accounts for 2,424. 534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-11-2012
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.