AMBW: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
AMBW
NACE 47.716, Retail sale of clothing and accessories for women, men, children and babies (general range)
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€171,395
2024 · €141,837+€29,558
Equity
€3.4m
2024 · €2.7m+€696,395
Cash
€1.1m
2024 · €516,102+€610,754
Balance sheet total
€9.2m
2024 · €7.9m+€1.3m
Largest movements
Assets
- Tangible fixed assets +€1.1m
up €1.1m (+20.0%), from €5.4m to €6.5m
of which Land and buildings: +€815,286
- Cash +€610,754
up €610,754 (+118%), from €516,102 to €1.1m
mainly Contributions, distributions and other (+€525,000) and Stocks and contracts (+€473,941)
- Stocks and contracts -€473,941
down €473,941 (-29.6%), from €1.6m to €1.1m
- Receivables within one year +€99,104
up €99,104 (+32.2%), from €307,602 to €406,706
of which Trade receivables: +€177,475
Equity and liabilities
- Revaluation surpluses +€525,000
up €525,000 (+24.2%), from €2.2m to €2.7m
- Tax, wage and social debts +€415,953
up €415,953 (+214%), from €194,220 to €610,173
of which Taxes: +€412,472
- Profit (loss) carried forward +€171,395
up €171,395 (+39.4%), from €435,192 to €606,587
Income statement
- Gross operating margin +€416,467
up €416,467 (+73.8%), from €564,066 to €980,533
- Write-downs +€196,642
up €196,642, from -€27,125 to €169,517
- Depreciation +€105,333
up €105,333 (+75.7%), from €139,111 to €244,444
- Staff costs +€81,834
up €81,834 (+41.9%), from €195,174 to €277,008
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€141,837
Gross operating margin
+€416,467
Staff costs
-€81,834
Depreciation
-€105,333
Write-downs
-€196,642
Other operating charges
+€2,371
Other operating items
+€3,893
Financial income
+€126
Financial charges
-€1,620
Taxes
-€7,870
Result 2025
€171,395
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€1.3m
Investment
-€1.3m
Financing
+€588,842
Cash 2024
€516,102
From operations (derived)
+€1.3m
Net result for the year
+€171,395
Depreciation
+€244,444
Stocks and contracts
+€473,941
Receivables within one year
-€99,104
Deferred charges and accrued income
-€3,822
Trade debts
+€50,444
Tax, wage and social debts
+€415,953
Other debts
+€91,836
Accrued charges and deferred income
-€1,115
Investment (derived)
-€1.3m
Investment in fixed assets (net)
-€1.3m
Financing
+€588,842
Debts after one year
+€39,637
Current portion of long-term debt
+€24,204
Contributions, distributions and other
+€525,000
Cash 2025
€1.1m
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €7,877,616 | €9,194,970 | +€1.3m | +16.7% |
| Fixed assets | 21/28 | €5,423,439 | €6,501,053 | +€1.1m | +19.9% |
| Intangible fixed assets | 21 | €6,188 | €5,438 | -€751 | -12.1% |
| Tangible fixed assets | 22/27 | €5,392,815 | €6,471,179 | +€1.1m | +20.0% |
| Land and buildings | 22 | €5,155,854 | €5,971,140 | +€815,286 | +15.8% |
| Plant, machinery and equipment | 23 | €35,860 | €178,489 | +€142,629 | +398% |
| Furniture and vehicles | 24 | €165,538 | €292,796 | +€127,258 | +76.9% |
| Other tangible fixed assets | 26 | €35,563 | €28,754 | -€6,809 | -19.1% |
| Financial fixed assets | 28 | €24,436 | €24,436 | +€0 | 0.0% |
| Current assets | 29/58 | €2,454,177 | €2,693,917 | +€239,740 | +9.8% |
| Stocks and contracts in progress | 3 | €1,602,650 | €1,128,710 | -€473,941 | -29.6% |
| Stocks | 30/36 | €1,602,650 | €1,128,710 | -€473,941 | -29.6% |
| Amounts receivable within one year | 40/41 | €307,602 | €406,706 | +€99,104 | +32.2% |
| Trade receivables | 40 | €197,302 | €374,777 | +€177,475 | +90.0% |
| Other amounts receivable | 41 | €110,300 | €31,929 | -€78,371 | -71.1% |
| Cash at bank and in hand | 54/58 | €516,102 | €1,126,856 | +€610,754 | +118% |
| Deferred charges and accrued income | 490/1 | €27,823 | €31,645 | +€3,822 | +13.7% |
| Total equity and liabilities | 10/49 | €7,877,616 | €9,194,970 | +€1.3m | +16.7% |
| Equity | 10/15 | €2,709,856 | €3,406,251 | +€696,395 | +25.7% |
| Contributions | 10/11 | €30,000 | €30,000 | = | 0.0% |
| Revaluation surpluses | 12 | €2,170,000 | €2,695,000 | +€525,000 | +24.2% |
| Reserves | 13 | €74,664 | €74,664 | +€0 | 0.0% |
| Non-distributable reserves | 130/1 | €3,000 | €3,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €3,000 | €3,000 | = | 0.0% |
| Distributable reserves | 133 | €71,664 | €71,664 | +€0 | 0.0% |
| Profit (loss) carried forward | 14 | €435,192 | €606,587 | +€171,395 | +39.4% |
| Amounts payable | 17/49 | €5,167,760 | €5,788,719 | +€620,959 | +12.0% |
| Amounts payable after more than one year | 17 | €3,669,973 | €3,709,610 | +€39,637 | +1.1% |
| Financial debts | 170/4 | €2,198,973 | €2,276,610 | +€77,637 | +3.5% |
| Other amounts payable | 178/9 | €1,471,000 | €1,433,000 | -€38,000 | -2.6% |
| Amounts payable within one year | 42/48 | €1,496,672 | €2,079,109 | +€582,437 | +38.9% |
| Current portion of amounts payable after more than one year | 42 | €223,395 | €247,599 | +€24,204 | +10.8% |
| Trade debts | 44 | €1,014,700 | €1,065,144 | +€50,444 | +5.0% |
| Suppliers | 440/4 | €1,014,700 | €1,065,144 | +€50,444 | +5.0% |
| Taxes, remuneration and social security | 45 | €194,220 | €610,173 | +€415,953 | +214% |
| Taxes | 450/3 | €172,145 | €584,617 | +€412,472 | +240% |
| Remuneration and social security | 454/9 | €22,075 | €25,556 | +€3,481 | +15.8% |
| Other amounts payable | 47/48 | €64,357 | €156,193 | +€91,836 | +143% |
| Accrued charges and deferred income | 492/3 | €1,115 | - | -€1,115 | |
| Non-recurring operating income | 76A | €456 | €229 | -€227 | -49.7% |
| Remuneration, social security and pensions | 62 | €195,174 | €277,008 | +€81,834 | +41.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €139,111 | €244,444 | +€105,333 | +75.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€27,125 | €169,517 | +€196,642 | |
| Other operating charges | 640/8 | €11,154 | €8,783 | -€2,371 | -21.3% |
| Non-recurring operating charges | 66A | €5,136 | €1,243 | -€3,893 | -75.8% |
| Gross operating margin | 9900 | €564,066 | €980,533 | +€416,467 | +73.8% |
| Operating profit (loss) | 9901 | €240,616 | €279,538 | +€38,922 | +16.2% |
| Financial income | 75/76B | - | €126 | +€126 | |
| Recurring financial income | 75 | - | €126 | +€126 | |
| Financial charges | 65/66B | €37,617 | €39,237 | +€1,620 | +4.3% |
| Recurring financial charges | 65 | €37,617 | €39,237 | +€1,620 | +4.3% |
| Profit (loss) for the period before taxes | 9903 | €202,999 | €240,426 | +€37,427 | +18.4% |
| Income taxes | 67/77 | €61,162 | €69,032 | +€7,870 | +12.9% |
| Profit (loss) for the period | 9904 | €141,837 | €171,395 | +€29,558 | +20.8% |
| Profit (loss) for the period to be appropriated | 9905 | €141,837 | €171,395 | +€29,558 | +20.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.