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AM CONCEPT

Active
Private limited companyfounded 201510 yrs activeBorrensstraat 51, 1050 Elsene, BelgiumKBO/BCE: BE 0639.910.483
Summary

The computed 12-month bankruptcy probability of AM CONCEPT is 9.0% (elevated). For AM CONCEPT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €29,877 and a net result of €10,678. Equity is growing by ~89.5% per year across the filed fiscal years. Its solvency ranks better than 52% of 24605 sector peers (fiscal year 2023). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Retail trade
NACE 47812NACE 45193
2 sites
Size
€88,249total assets 2023
Equity
€29,877
Profit
€10,678
Financial health
Bankruptcy chance 12 m
9.0%
2023 figures too old to score
Structure
Accounts 428 d overdue0 of 2 deeds read
Signals- Figures for FY 2023 (filed 28-08-2024)- 2 financial years not filed after the legal deadline; latest accounts 26 days late; 2 of the last 3 late- Size: total assets €88,249- Two or more financial years not filed+ Liquidity: current ratio 1.51, cash €18,921Filed after the deadlineShow the evidence

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Average
Solvency 59+11
equity 33.9% of total assets
Liquidity 42+26
short-term debt 66.1% · cash 21.4%
Profitability 68-10
return on assets 12.1%
Bankruptcy probability, 12 months
9.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 14 months 09-2025: 2.0%lowest value 10-2025: 3.0%▲ +54.7% vs 09-2025 11-2025: 3.1%▲ +3.7% vs 10-2025 12-2025: 4.6%▲ +47.7% vs 11-2025 01-2026: 6.7%▲ +44.6% vs 12-2025 02-2026: 6.7%● 0.0% vs 01-2026 03-2026: 7.1%▲ +5.7% vs 02-2026 04-2026: 6.2%▼ -12.1% vs 03-2026 05-2026: 5.9%▼ -5.6% vs 04-2026 06-2026: 5.9%● 0.0% vs 05-2026 07-2026: 5.9%● 0.0% vs 06-2026 08-2026: 7.7%▲ +31.2% vs 07-2026 09-2026: 9.0%▲ +15.9% vs 08-2026highest value 10-2026: 9.0%● 0.0% vs 09-2026highest value
  • Figures for FY 2023 (filed 28-08-2024) raises the probability
  • 2 financial years not filed after the legal deadline; latest accounts 26 days late; 2 of the last 3 late raises the probability
  • Size: total assets €88,249 raises the probability for this profile
  • Liquidity: current ratio 1.51, cash €18,921 lowers the probability
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2023 (filed 28-08-2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 2 financial years not filed after the legal deadline; latest accounts 26 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: total assets €88,249
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.51, cash €18,921
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 7 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline02-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 26-08-2024, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
26 d late
2022
74 d late
2021
78 d late
2019
102 d late
2018
69 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 70 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2023 · micro…
  2. Annual accounts filedfiscal year 2022 · micro…
  3. Highest result since 2018net €13,292 ▲305%

Key points

  • Risk: Accounts not fileddeadline was 31-07-2025 428 d late View
  • Total assets 20235 fiscal years filed €88,249 View
  • Active since 2015founded 05-10-2015 10 years View

By topic

Financials

Fiscal year
2023
Total assets
€88,249
Profit
€10,678
Solvency
33.9%
Total assets▲ 6.6%
Net result
20182023
Go to Financials

Timeline

Events
9
Since
2017
  1. 26-08-2024Annual accounts filed
  2. 13-10-2023Annual accounts filed
  3. 31-12-2022Highest result since 2018
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail tradeNACE 47812
Founded
05-10-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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