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motOnline.eu

Active
Private limited companyfounded 200422 yrs activeHoge Buizen 1, 1980 Zemst, BelgiumKBO/BCE: BE 0865.782.210

motOnline.eu has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-42k) and a net result of €-50k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
7 / 100
Critical= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33▲+21
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.43 against 0.84 in 2024), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-76.9%
Return on assets
-91.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 22 years 0 30 y
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€42k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
295 d late
2023
68 d late
2022
434 d late
2021
344 d late
2020
122 d late
2019
61 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-42k
2024 · €8k
2018: €-20k 2019: €-20k 2020: €-21k 2021: €-21k 2022: €-24k 2023: €30k 2024: €8k
2018 → 2025
Total assets
€55k▼ 47.9%
2024 · €105k
2018: €1 2019: €93 2020: €67k 2021: €118k 2022: €119k 2023: €89k 2024: €105k
2018 → 2025
Net result
€-50k▼ 125%
2024 · €-22k
2018: €-621 2019: €-321 2020: €-911 2021: €-276 2022: €-3k 2023: €54k 2024: €-22k
2018 → 2025
Working capital
€-55k▼ 250%
2024 · €-16k
2018: €-20k 2019: €-20k 2020: €-21k 2021: €-21k 2022: €-24k 2023: €12k 2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-21k-€-24k▼ 13.1%€30k€8k▼ 74.0%€-42k
Operating result€-253-€-3k▼ 988%€-8k▼ 175%€-23k▼ 200%€-49k▼ 114%
Net result€-276-€-3k▼ 910%€54k€-22k€-50k▼ 125%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50kOperating result 2021: €-253€-253Net result 2021: €-276€-276Operating result 2022: €-3k€-3kNet result 2022: €-3k€-3kOperating result 2023: €-8k€-8kNet result 2023: €54k€54kOperating result 2024: €-23k€-23kNet result 2024: €-22k€-22kOperating result 2025: €-49k€-49kNet result 2025: €-50k€-50k20212022202320242025
The operating result stays negative: a loss of €49k in 2025 against €23k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets €13k▼ 45.6%
Current assets €42k▼ 48.6%
Key figures and ratios
2025 value · change against 2024
EBITDA
€-38k
2024 · €-14k
Cash flow
€-39k
2024 · €-13k
Solvency
-76.9%
2024 · 7.4%
Current ratio
0.43
2024 · 0.84
Quick ratio
0.19
2024 · 0.66
Debt / equity
-2.30
2024 · 12.45
ROE
118.6%
2024 · -284.5%
ROA
-91.2%
2024 · -21.2%
Interest coverage
-24.20
2024 · -39.42
Debt
€97k
2024 · €98k
Debt ≤ 1 year
€97k=
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€105k€55k
Fixed assets21/28€24k€13k
Tangible fixed assets22/27€24k€13k
Furniture and vehicles24€24k€13k
Current assets29/58€81k€42k
Stocks and contracts in progress3€17k€23k
Stocks30/36€17k€23k
Amounts receivable within one year40/41€62k€12k
Trade receivables40€49k€12k
Other amounts receivable41€13k€0
Cash at bank and in hand54/58€2k€6k
Deferred charges and accrued income490/1€474€0
Equity and liabilities
Total equity and liabilities10/49€105k€55k
Equity10/15€8k€-42k
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-112€-50k
Amounts payable17/49€98k€97k
Amounts payable within one year42/48€97k€97k=
Trade debts44€49k€47k
Suppliers440/4€49k€47k
Advances received on contracts in progress46-€12k
Taxes, remuneration and social security45€5k€3k
Taxes450/3€5k€3k
Other amounts payable47/48€43k€36k
Accrued charges and deferred income492/3€473€0
Income statement Code20242025
Non-recurring operating income76A€7k€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k
Other operating charges640/8€2k€44k
Gross operating margin9900€-12k€7k
Operating profit (loss)9901€-23k€-49k
Financial income75/76B€723€2
Recurring financial income75€723€2
Non-recurring financial income76B€0-
Financial charges65/66B€351€2k
Recurring financial charges65€351€2k
Profit (loss) for the period before taxes9903€-22k€-50k
Income taxes67/77€0-
Profit (loss) for the period9904€-22k€-50k
Profit (loss) for the period to be appropriated9905€-22k€-50k
Appropriation of the result
Profit (loss) to be appropriated9906€-112€-50k
Profit (loss) brought forward from the previous period14P€22k€-112

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
22-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 295 days late
2025
31-12
Financial Weakest financial yearnet €-50k
Net result drops to €-50k, the lowest in the series.
2024
07-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
07-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 434 days late
2023
31-12
Financial Back to profitnet €54k
Net result €54k after 5 loss-making years.
10-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 344 days late
2021
30-11
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 122 days late
2020
30-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
03-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 34 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2023
DESCHOUWER Freddy Jean
Non-statutory director · since 05-12-2023
Current
05-12-2023 Resigned as Manager
05-12-2023 Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2004
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hoge Buizen 11980 Zemst
Ground area
3,624 m²
Building footprint
2,800 m²
Volume, LiDAR
20,034 m³
Parcel 23020D0342/00L000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Motorcycle Megastore
Hoge Buizen 1, 1980 ZemstInland freight water transport
since 20042.138.943.931
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23020D0342/00L000 Flanders 3,624 m² 1 · 2,800 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 346 companies in sector 47812 we hold annual accounts for 204. 44 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-06-2004
Fiscal year end31-12
Activities, NACEBEL
47812Retail trade
47820Retail sale of motor vehicle parts and accessories
45402
46423Wholesale of clothing, excluding workwear and underwear
47300Retail sale of automotive fuel
47830Retail sale of motorcycles and motorcycle parts and accessories
50103
50400Inland freight water transport
51421
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.