Equity
€816,651 ▼ 14.8%
ALTR'IDEA paid out €184,000 in dividends. That is 442% of the 2026 profit.
ALTR'IDEA
Lifetime
20 annual accounts with figures on one time axis, 31 filings since 1996peak €384,115 (2025)
€130,331▼ 66.1%
lowest -€16,756 (2011)
€41,655▼ 80.8%
peak €958,997 (2025)
€816,651▼ 14.8%
€299,351▲ 48.4%
Board3 names since 2011
2 directorsHenssen Peter and 1 other
Owners2 names in the annual accounts
99.92%Peter Henssen and 1 other
Documentsfilings and deeds
30-09-202631 days before the deadline
2026financial year
Gross margin from €384,115 to €130,331Result from €217,079 to €41,655Dividend €184,000Equity from €958,997 to €816,651Debts from €201,729 to €299,351
Key points
from the 2026 annual accountsChecked score
93
Excellent
Financially stronger than 46% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025highest value
09-2025: 0.1%● unchanged vs 08-2025
10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €1.1m
Figures for financial year 2026 (filed on 30-09-2026)
Equity €816,651 (73.2% of total assets)
Founded in 1995
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 71% of them on solvency, 42% on liquidity, 44% on profitability and 27% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as ALTR'IDEA has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ALTR'IDEA itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for ALTR'IDEA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.39 (0.87 in 2025), below 1. Short-term debt is 21.9% and cash 7.7% of total assets. 26.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-09-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
31 days early
2025
32 days early
2024
31 days early
2023
33 days early
2022
31 days early
2021
20 days early
2020
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
Board and ownership
- Peter Henssen 99.92%annual accounts 31-03-2026
- Mien Jochems 0.08%annual accounts 31-03-2026
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0454981369
Appointment: Jochems Wilhelmina (director)
General meeting of 10-09-2019 · Gazette deed
Registered office moved within Lier
New registered office: Berlaarsesteenweg 42 te 2500 Lier · Previous registered office: Huibrechtstraat 40 te 2500 Lier · Resignation: Willoqué Marleen (director) · General meeting of 29-08-2018 · Gazette deed
First establishment
ALTR'IDEA NV, Berlaarsesteenweg 42, Lier
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ALTR'IDEA Lier | €1.1m | €130,331 | 73.2% | - |
| SOUTH SITE MANAGEMENT Antwerp | €1.2m | €130,314 | 48.8% | - |
| Re - Sources Conseil Evere | €1.2m | €127,173 | 81.1% | - |
| BSWK Hasselt | €1.2m | €102,674 | 65.7% | - |
| CAMPAGNE COMPAGNIE Antwerp | €1.1m | €189,334 | 47.9% | - |
| BIOTOPIA Kontich | €0.9m | €124,151 | 13.5% | - |
| COMMUNICATION AND MARKETING PRODUCTIONS Mechelen | €1.5m | €106,115 | 47.5% | - |
These companies have the same main activity as ALTR'IDEA: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €859,000 and €1.5m, founded between 1990 and 1999.
Official details
Source: KBO- Status
- Active since 31-03-1995Normal situation
- Activity
- Advertising agenciesNACE 73110
- Establishment unit
- 2.071.489.4382500 Lier, since 08-05-1995
- Financial year end
- 31 March
- Peppol
- Reachable since 23-05-2025
Annual accounts to 31-03-2026
- ≈ €240,000estimated
- €1.1m▼ 3.9%
- Filing
- Filed on 30-09-2026, 31 days before the end of the filing period
Insights on ALTR'IDEA
ALTR'IDEA has existed since 1995. The gross margin fell from €384,115 in 2025 to €130,331 in 2026.
Solvency fell in 2026 from 82.6% to 73.2% because of the dividend.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ALTR'IDEA
- What is the company number of ALTR'IDEA?
- The company number of ALTR'IDEA is 0454.981.369. The VAT number is the same number with BE in front: BE 0454.981.369.
- Where is ALTR'IDEA based?
- The registered office is at Berlaarsesteenweg 42, 2500 Lier.Company details
- What does ALTR'IDEA do?
- According to the KBO register, the main activity is advertising agencies (NACE 73110).
- What is the legal form of ALTR'IDEA?
- ALTR'IDEA is a public limited company (NV).
- When was ALTR'IDEA founded?
- ALTR'IDEA was founded on 31-03-1995.
- Is ALTR'IDEA still active?
- Yes, ALTR'IDEA is an active enterprise in the KBO register.
- What is the turnover of ALTR'IDEA?
- The turnover in financial year 2026 is ≈ €240,000. This figure is estimated from the gross margin of €130,331 and 38 comparable companies (NACE 73). It probably lies between €180,000 and €480,000.Financials
- Is ALTR'IDEA profitable?
- In financial year 2026, ALTR'IDEA made a profit of €41,655.
- Where can I find the annual accounts of ALTR'IDEA?
- ALTR'IDEA filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of ALTR'IDEA due?
- ALTR'IDEA must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.