ALTERIUS
ActiveALTERIUS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11.51M and a net result of €3.30M. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 1009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.2M at 30 days acceptable
Liquidity ample (current ratio 2.7 against 2.67 in 2024), and 37.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.5%
Return on assets
17.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
20 d early
2023
8 d early
2022
18 d late
2021
26 d early
2020
9 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3.30M▲ 9.9%
2024 · €3.00M
2018: €1.43M
2019: €1.30M
2020: €692k
2021: €966k
2022: €1.18M
2023: €1.85M
2024: €3.00M
2018 → 2025
Working capital
€11.57M▲ 15.6%
2024 · €10.01M
2018: €4.18M
2019: €5.23M
2020: €5.89M
2021: €6.60M
2022: €7.95M
2023: €8.42M
2024: €10.01M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6.14M-€7.16M▲ 16.7%€7.95M▲ 11.1%€9.71M▲ 22.1%€11.51M▲ 18.6%
Operating result€1.33M-€1.63M▲ 22.3%€2.55M▲ 56.4%€4.02M▲ 57.6%€4.40M▲ 9.5%
Net result€966k-€1.18M▲ 22.3%€1.85M▲ 56.5%€3.00M▲ 62.0%€3.30M▲ 9.9%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 10% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18.43M
Fixed assets
€47k▼ 12.8%
Current assets
€18.38M▲ 14.9%
Equity and liabilities €18.43M
Equity
€11.51M▲ 18.6%
Debt
€6.91M▲ 9.1%
The debt ratio falls from 39.5% to 37.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€4.41M▲
2024 · €4.03M
Cash flow
€3.31M▲
2024 · €3.01M
Solvency
62.5%▲
2024 · 60.5%
Current ratio
2.70▲
2024 · 2.67
Quick ratio
2.70▲
2024 · 2.67
Debt / equity
0.60▼
2024 · 0.65
ROE
28.6%▼
2024 · 30.9%
ROA
17.9%▼
2024 · 18.7%
Interest coverage
160.12▲
2024 · 117.15
Debt
€6.91M▲
2024 · €6.34M
Debt ≤ 1 year
€6.80M▲
2024 · €5.98M
Debt > 1 year
€106k▼
2024 · €353k
Income taxes
€1.11M▲
2024 · €1.01M
Staff costs
€1.61M▲
2024 · €1.48M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16.04M€18.43M▲
Fixed assets21/28€54k€47k▼
Intangible fixed assets21€7k€4k▼
Tangible fixed assets22/27€42k€38k▼
Land and buildings22€14k€13k▼
Furniture and vehicles24€4k€790▼
Other tangible fixed assets26€24k€24k▼
Financial fixed assets28€5k€5k=
Current assets29/58€15.99M€18.38M▲
Amounts receivable within one year40/41€9.38M€10.88M▲
Trade receivables40€9.38M€10.79M▲
Other amounts receivable41€778€89k▲
Cash at bank and in hand54/58€6.61M€7.49M▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€16.04M€18.43M▲
Equity10/15€9.71M€11.51M▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€9.69M€11.49M▲
Amounts payable17/49€6.34M€6.91M▲
Amounts payable after more than one year17€353k€106k▼
Financial debts170/4€353k€106k▼
Amounts payable within one year42/48€5.98M€6.80M▲
Current portion of amounts payable after more than one year42€402k€407k▲
Trade debts44€373k€475k▲
Suppliers440/4€373k€475k▲
Taxes, remuneration and social security45€291k€336k▲
Taxes450/3€113k€135k▲
Remuneration and social security454/9€178k€201k▲
Other amounts payable47/48€4.91M€5.59M▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.48M€1.61M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€11k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€109k€89k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€5.62M€6.11M▲
Operating profit (loss)9901€4.02M€4.40M▲
Financial income75/76B€25k€36k▲
Recurring financial income75€25k€36k▲
Financial charges65/66B€34k€28k▼
Recurring financial charges65€34k€28k▼
Profit (loss) for the period before taxes9903€4.01M€4.41M▲
Income taxes67/77€1.01M€1.11M▲
Profit (loss) for the period9904€3.00M€3.30M▲
Profit (loss) for the period to be appropriated9905€3.00M€3.30M▲
Appropriation of the result
Profit (loss) to be appropriated9906€10.93M€12.98M▲
Profit (loss) brought forward from the previous period14P€7.93M€9.69M▲
Profit to be distributed694/7€1.24M€1.49M▲
Return on contributions (dividend)694€1.24M€1.49M▲
Social balance
Average headcount (FTE)908729.132.8▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €3.30M ▲9.9%
Operating result €4.40M, net result €3.30M, both a record.
31-12
Financial
Equity above €10MEq €11.51M ▲18.6%
8 profitable years in a row build equity to €11.51M.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 18 days late
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 9 days late
2020
31-12
Financial
Weakest financial yearnet €692k ▼46.6%
Net result drops to €692k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €5MEq €5.33M ▲14.9%
3 profitable years in a row build equity to €5.33M.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 11 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2024
This board is reconstructed from a single act (24023062). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
SRL LPFIN
CurrentDirector · since 06-02-2024 · Legal entity · perm. rep.: Luc PAQUAY
SRL MIGUEL HANQUART
CurrentDirector · since 06-02-2024 · Legal entity · perm. rep.: Miguel HANQUART
SRL PAC MANAGEMENT
CurrentDirector · since 06-02-2024 · Legal entity · perm. rep.: Catherine VAN LEUVEN
06-02-2024
SRL LPFIN: Appointed as Director
06-02-2024
SRL MIGUEL HANQUART: Appointed as Director
06-02-2024
SRL PAC MANAGEMENT: Appointed as Director
Location & real-estate footprint
Registered office, Charleroi · 3 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Auguste Piccard 356041 CharleroiGround area
8,890 m²
Building footprint
922 m²
Volume, LiDAR
14,382 m³
3 parcels, Wallonia · tallest building 18.9 m, ±6 floors. Linked by address, not a title deed.
3 establishment units
Rue Auguste Piccard 35, 6041 Charleroi
since 19972.227.721.794
ALTERIUS
since 19972.234.236.335
Rue de Namur 21, 6200 Châtelet
since 20102.227.721.893
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52028B0323/00M003 | Wallonia | 8,679 m² | 1 · 791 m² | 18.8 m · 5 fl. |
| 52011B0239/00H109 | Wallonia | 151 m² | 1 · 79 m² | 18.9 m · 6 fl. |
| 52012B0120/00S002 | Wallonia | 60 m² | 1 · 51 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Etude Bordet, Huissiers de Justice
BE 0478.382.719
Liège · Eq €9.40M
FIMASTER
BE 0810.608.214
Fléron · Eq €8.47M
SACRE
BE 0446.012.631
Koekelberg · Eq €7.57M
ROBERT
BE 0439.723.863
Ukkel · Eq €18.87M
MODERO
BE 0474.215.974
Antwerpen · Eq €19.13M
Of 1,017 companies in sector 69103 we hold annual accounts for 610. 108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-1997
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
74113
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.